Method of administering a financial instrument having a service voucher-based return component

Patent 6058371 Issued on May 2, 2000. Estimated Expiration Date:

May 8, 2018. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Abstract Claims Description Full Text

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Inventor

Djian, Jacques-Henri

Application

No. 075113 filed on 05/08/1998

US Classes:

705/14, Distribution or redemption of coupon, or incentive or promotion program705/1AUTOMATED ELECTRICAL FINANCIAL OR BUSINESS PRACTICE OR MANAGEMENT ARRANGEMENT

Examiners

Primary: MacDonald, Allen R.
Assistant: Thompson, Forest Jr.

Attorney, Agent or Firm

Needle & Rosenberg, P.C.

International Class

G06F 017/00

Abstract

In a method of administering a capital funding system, a first predetermined monetary sum, representing a principle amount of a bond, is accepted as a loan from a subscribing entity. A second predetermined monetary sum, representing a first portion of an interest payment for the first predetermined monetary sum, is periodically transferred to the subscribing entity, the second monetary sum. At least one service voucher is periodically transferred to the subscribing entity, the service voucher having a value representing a second portion of an interest payment for the first predetermined monetary sum and entitling a bearer to a predetermined quantity of a selected service.