On-line shopping system and the method of payment settlement

Patent 5890137 Issued on March 30, 1999. Estimated Expiration Date:

July 26, 2016. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Abstract Claims Description Full Text

Patent References

Electronic funds transfer system
Patent #: 4823264
Issued on: 04/18/1989
Inventor: Deming

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Issued on: 02/03/1998
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Patent #: 5727163
Issued on: 03/10/1998
Inventor: Bezos

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Inventor

Koreeda, Hiroki

Assignee

Kabushiki Kaisha N.K. Kikaku

Application

No. 687729 filed on 07/26/1996

US Classes:

705/26, Electronic shopping (e.g., remote ordering)705/24, Specified transaction journal output feature (e.g., printed receipt, voice output, etc.)705/25, Specified keyboard feature705/78Including third party

Examiners

Primary: MacDonald, Allen R.
Assistant: Patel, Jagdish

Attorney, Agent or Firm

Wolf, Greenfield & Sacks, P.C.

Foreign Patent References

WO 95/12859 WO. 05/12/1995
WO 95/16971 WO. 06/12/1995

International Class

G06F 017/60

Foreign Application Priority Data

1995-12-15 JP

Abstract

When performing on-line shopping using the Internet, and when performing payment settlement for a product by a credit card, user's card data runs over the Internet, leaving the possibility of card data leakage, thereby causing a security problem. The user decides the product he or she wants to buy via a computer network (Internet) from a user system. Then, a transmission unit calls up a service center to send order data including the credit card data via a settlement network. Service center invoices the sales price to an approval center based on the order data. Approval center pays the price to service center. Then, service center sends the order data to the shopping system. A delivery processing unit then delivers the product to the user based on the order data.

Other References

European Search Report from 96 11 4545, which corresponds to the instant application
Compcon '95 Technologies for the Information Superhighway, Digest of Papers: (IEEE) Comput. Soc. Press Requirements for network Payment: the Netcheque Perspective, B. Clifford Neuman et al. pp. 32-3