Method and system for bill presentation and payment reconciliation
November 3, 2015. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.Patent ReferencesBlind signature systems Blind unanticipated signature systems One-show blind signature systems Card-computer moderated systems Undeniable signature systems Returned-value blind signature systems One-show blind signature systems Unpredictable blind signature systems Selected-exponent signature systems Optionally moderated transaction systems Inventors
ApplicationNo. 458931 filed on 06/02/1995US Classes:705/27, Presentation of image or description of sales item (e.g., electronic catalog browsing)235/379, Banking systems705/40Bill distribution or paymentExaminersPrimary: Loomis, PaulAssistant: Tieu, Binh K. Attorney, Agent or FirmInternational ClassG06F 017/60AbstractA system and method for electronically creating, presenting, paying and reconciling bills includes an electronic bill presenter in electronic communication with bill originators, bill payers and respective banks. The electronic bill presenter receives bill data from bill originators, creates bills in a graphical format for electronic presentation to bill payers, and transmits bill payment instructions received from bill payers to bill payers' banks for transfer of payments to bill originators' banks. The electronic bill presenter also sends a confirmatory reconciliation message to the bill originator for payment instructions received from bill payers.Other References
Field of SearchBanking systemsCredit or identification card systems With vending Bill distribution or payment Remote banking (e.g., home banking) Requiring authorization or authentication Including funds transfer or credit transaction With paper check handling Presentation of image or description of sales item (e.g., electronic catalog browsing) Public key | |
