Integrated system for controlling master account and nested subaccount(s)

Patent 5826243 Issued on October 20, 1998. Estimated Expiration Date:

October 20, 2015. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Abstract Claims Description Full Text

Inventors

Application

No. 176207 filed on 01/03/1994

US Classes:

705/35, Finance (e.g., banking, investment or credit)705/39Including funds transfer or credit transaction

Examiners

Primary: Hayes, Gail O.
Assistant: Hughet, William N.

Attorney, Agent or Firm

Hopgood, Calimafde, Kalil & Judlowe

International Class

G06F 012/60

Abstract

Data processing for an improved securities brokerage/cash management system which supervises, implements and coordinates a composite account having a master account and one or more subaccount(s). The nested subaccounts incorporate a subset of features corresponding to the specific needs dictated by the purpose of the subaccount and thus streamline system operation for the recordkeeper.

Other References

Martin F. Stankard, "Profiting from the White Collar Service Boom," National Underwriter, v90, n31, pp. 13, 17, abstract, Aug. 2, 1986
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Bank on Windows with Money and Quicken Computer Shopper, Feb. 1992
Financial Managers: Keeping Track of Your Personal Accounts PC Magazine, Dec. 27, 1988
The King of Finance Software Gets a Brand-New Face, PC-Computing, Dec. 1990
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Technology Shatters "Bankers Hours", Arend, Mark, ABA Banking Journal, v85,n5 , p57(4), May 1993
"Ways to Get the Most from Your Bank", Hedberg, Augustin, Money, Mar. 1988
Field Communications Department, Merrill Lynch; Introducing . . . The CMA Master Financial Service; Dec. 8, 1992; pp. 1-