Patent ReferencesMethods and apparatus for restructuring debt obligations Method and apparatus for insuring the funding of a future liability of uncertain cost System for the operation of a financial account Goal-directed financial asset management system Scenario optimization Financial transaction network Event driven management information system with rule-based applications structure stored in a relational database Process for converting two dimensional data into a multidimensional flow model Patent #: 5537524 InventorAssigneeApplicationNo. 418111 filed on 04/06/1995US Classes:702/179, Statistical measurement702/181, Probability determination705/10, Market analysis, demand forecasting or surveying705/35Finance (e.g., banking, investment or credit)ExaminersPrimary: Au, AmeliaAttorney, Agent or FirmInternational ClassH01J 013/00AbstractMethods and apparatus for: (1) inputting economic variables expected to influence future asset values and asset-specific variables; (2) estimating financial statements, future asset values, and tentative asset NPVs using estimated economic variables and estimated asset-specific variables; (3) estimating different financial statements, future asset values and current asset NPVs assuming different estimates of the economic variables that affect asset values; and (4) processes to: (a) equate; or (2) reduce to acceptably small numbers the differences between: (i) the risk measures, terminal values, default premiums, and risk premiums used to determine current values, and (ii) risk measures, terminal values, default premiums, and risk premiums implied by the estimates of economic and firm-specific variables. | |