U.S. patents available from 1976 to present.
U.S. patent applications available from 2005 to present.

Method and system for creating and searching directories on a server

Patent 5794230 Issued on August 11, 1998. Estimated Expiration Date: Icon_subject June 28, 2016. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Patent References

Electronic funds transfer and voucher issue system
Patent #: 4341951
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Inventor: Benton

Automated bank transaction security system
Patent #: 4390968
Issued on: 06/28/1983
Inventor: Hennessy ,   et al.

Product sales data processing system for on-line connection to host CPU
Patent #: 4683536
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System for handling transactions including a portable personal terminal
Patent #: 4689478
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Method and system for remote delivery of retail banking services
Patent #: 5220501
Issued on: 06/15/1993
Inventor: Lawlor, et al.

Method and apparatus for indexing multimedia information streams
Patent #: 5655117
Issued on: 08/05/1997
Inventor: Goldberg, et al.

Image former apparatus having a fixing temperature in a printer mode lower than in a copy mode
Patent #: 5655177
Issued on: 08/05/1997
Inventor: Kato

Method for storing multi-media information in an information retrieval system
Patent #: 5659742
Issued on: 08/19/1997
Inventor: Beattie, et al.

Method of searching an audio/visual programming database using selected criterion having implicit logical operation Patent #: 5671411
Issued on: 09/23/1997
Inventor: Watts, et al.

Inventors

Assignee

Application

No. 671771 filed on 06/28/1996

US Classes:

707/2, Access augmentation or optimizing235/380, Credit or identification card systems705/17, Having interface for record bearing medium or carrier for electronic funds transfer or payment credit705/41, Having programming of a portable memory device (e.g., IC card, "electronic purse")705/70, Home banking707/3, Query processing (i.e., searching)707/102, Generating database or data structure (e.g., via user interface)707/104.1Application of database or data structure (e.g., distributed, multimedia, image)

Examiners

Primary: Black, Thomas G.
Assistant: Alam, Shahid

Attorney, Agent or Firm

International Class

G06F 017/30

Abstract

In association with a computer system, a method and system for storing and locating information pertaining to a particular financial institution that supports on-line services. Information relating to each financial institution is stored as a separate file on the server. The files on the server are organized in a file structure that includes subdirectories identified by the routing in transit number (RTN) or bank identification number (BIN) of the financial institution. The files relating to each financial institution and the subdirectories on the server are identified by the financial institution's (RTN) or BIN. A file is requested by sending a universal resource locator (URL) to the server. The URL identifies the server and also identifies a file path to the file stored on the server based on the RTN or BIN. The file is located on the server and downloaded to the client computer, where an application program extracts information regarding on-line services of the financial institution.

Other References

  • Chevy Chase Home Banking, Http://www.chevychasebank.com
  • Signet OnLine, http://www.signet.com/online/bn-intro.htm, 1997
  • BankNow with America Online, http:// www.signet.com/online/bn-intro.htm, Jul. 1997
  • PC Banking and Microsoft Money
  • Chevy Chase Home Banking Signet Online, No Dat
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