U.S. patents available from 1976 to present.
U.S. patent applications available from 2005 to present.

Electronic checking account apparatus and method having a digitizer to receive information as a check is being written

Patent 5233547 Issued on August 3, 1993. Estimated Expiration Date: Icon_subject November 12, 2011. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Patent References

3920979

Electronic checkbook
Patent #: 4222109
Issued on: 09/09/1980
Inventor: Siwula

Personal portable terminal for financial transactions
Patent #: 4277837
Issued on: 07/07/1981
Inventor: Stuckert

Electronic checkbook
Patent #: 4308588
Issued on: 12/29/1981
Inventor: Siwula

Check processing system
Patent #: 4358671
Issued on: 11/09/1982
Inventor: Case

Apparatus for signature verification
Patent #: 4495644
Issued on: 01/22/1985
Inventor: Parks ,   et al.

Information processing device
Patent #: 4587409
Issued on: 05/06/1986
Inventor: Nishimura ,   et al.

Electronic checkbook
Patent #: 4623965
Issued on: 11/18/1986
Inventor: Wing

Multi-user card system
Patent #: 4837422
Issued on: 06/06/1989
Inventor: Dethloff ,   et al.

Computerized personal portable account register
Patent #: 4910696
Issued on: 03/20/1990
Inventor: Grossman, et al.

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Inventors

Assignee

Application

No. 790040 filed on 11/12/1991

US Classes:

708/106, Checkbook235/380, Credit or identification card systems708/141Including specific nonkeyboard-type information entry

Examiners

Primary: Westin, Edward P.
Assistant: Lee, John D.

Attorney, Agent or Firm

Foreign Patent References

  • 3113105 DE. 10/13/1982

International Classes

G06F 013/00
G06F 015/30

Abstract

An electronic checkbook and method for using it. The checkbook comprises upper and lower parts which fold together when not in use. The lower part receives on its upper surface a booklet of checks. A digitizer is hingedly connected or fixed to the remainder of the lower part and operates as a keyboard in one mode when placed above the check booklet, and can be placed beneath the top check of the booklet and used in a second mode as a means for inputting signals to the remainder of the device representing information written on the check. The lower part of the checkbook also includes other elements of the device including a microprocessor, a power supply and a smart card reader/writer. The upper part includes a display screen upon which checking account information appears during use of the electronic checkbook. The method of use of the checkbook provides maintenance of a record of transactions in the account, including addition of deposits and subtraction of checks drawn on the account.

Other References

  • Computer, vol. 17, No. 4, Apr. 1984, p. 8
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