Financial data processing system with distributed data input devices and method of use
August 7, 2007. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.Patent ReferencesMemory write-in control system for color graphic display Off-line, one-level/on-line, two-level timeshared automated banking system System and technique for automated medical history taking Monitor display control method and apparatus for data input unit Interactive enquiry system Instruction controlled audio visual system System for authenticating users and devices in on-line transaction networks Transaction execution system with improved key function versatility Financial data processing system Securities brokerage-cash management system InventorApplicationNo. 083845 filed on 08/07/1987US Classes:705/38, Credit (risk) processing or loan processing (e.g., mortgage)235/379Banking systemsExaminersPrimary: Smith, JerryAssistant: Tbui, Kim Thanh Attorney, Agent or FirmForeign Patent References
International ClassG06F 015/30AbstractA financial data processing system utilizing two levels of distributed processors interconnected to one another and a central processor interconnected to the first level of distributed processors and the method of operating the system, particularly with respect to the entry of data by way of the second level of distributed processors, are disclosed. The financial data being processed includes loan information representing the balance of each loan outstanding, the interest rate payable on each loan, the principal and interest due and payable for each periodic loan payment, the identity of each debtor, the delinquency, if any, on each loan, the collection histories of respective loans and financial information relating to leases and leased property. In one embodiment, the system provides for the high speed entry of data utilizing optical character readers which are utilized to scan customer statements containing pre-printed financial data in a format and type recognizable by the optical character reader. The system provides for plural terminals at both the first and second levels of distributed processors, including data entry devices such as keyboards and/or optical character readers, video display devices, such as cathode-ray tube display screens and memory storage devices such as floppy disk and hard disk drives.Other References
Field of SearchBanking systems | |
