U.S. patents available from 1976 to present.
U.S. patent applications available from 2005 to present.

Investment management system with travel usage funds indexed to customer account status

Patent 4885685 Issued on December 5, 1989. Estimated Expiration Date: Icon_subject September 18, 2007. Estimated Expiration Date is calculated based on simple USPTO term provisions. It does not account for terminal disclaimers, term adjustments, failure to pay maintenance fees, or other factors which might affect the term of a patent.

Patent References

3697693

Method and apparatus for benefit and financial communication
Patent #: 4648037
Issued on: 03/03/1987
Inventor: Valentino

Banking/brokerage computer interface system
Patent #: 4694397
Issued on: 09/15/1987
Inventor: Grant ,   et al.

System and method of investment management including means to adjust deposit and loan accounts for inflation
Patent #: 4742457
Issued on: 05/03/1988
Inventor: Leon ,   et al.

Method and apparatus for funding a future liability of uncertain cost Patent #: 4752877
Issued on: 06/21/1988
Inventor: Roberts ,   et al.

Inventors

Assignee

Application

No. 098631 filed on 09/18/1987

US Classes:

705/14, Distribution or redemption of coupon, or incentive or promotion program705/35Finance (e.g., banking, investment or credit)

Examiners

Primary: Jablon, Clark A.

Attorney, Agent or Firm

International Class

G06F 015/30

Abstract

A data processing system is disclosed which tracks each client's cumulative travel usage over time for the purpose of authorizing travel requests and ensuring a predetermined minimum return on an initial investment base. Such variables as frequency of use and level of service (i.e., first class, coach, etc.) are translated into cumulative cost figures which are carefully tracked and compared with a "travel ceiling." This ceiling is actually a constantly varying reference base line of maximum expanditures/usage available to the client at any given time to stay on course to achieve an expected return on the initial investment. The air travel related data is stored in uniquely formatted client account files which may be readily accessed and displayed. The data processing system's ability to track many travel related conditions is enhanced by a unique set of control status words which control software flow and which are utilized to visually flag important status conditions.

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