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| Number | Title | Issue Date |
| 8165956 | Bill availability notification and billing information request Systems and methods for presenting billing information are provided. A notice may be transmitted via a network by a bill presentment service provider system comprising one or more computers. The notice may be transmitted in accordance with an e-mail protocol, and th... | 04/24/2012 |
| 8041623 | Method and interface for historical display of market information Trading software may receive information from an exchange. The trading software may track historical bid and ask information for a tradeable object. The trading software may display historical market depth information for the tradeable object on a trading screen. | 10/18/2011 |
| 8015097 | Securities trading system with multiple levels of interest Disclosed is a securities trading program for trading individual lots of a security which can be run at a security trader's computer station. The program generates a trading screen comprising a listing of multiple bids for the security, each bid having a price, as w... | 09/06/2011 |
| 7933826 | Check metaphor for electronic payment authorization To electronically authorize and initiate payment, payment information including a date which pre-dates a due date of a payment by an amount of time corresponding to a time period for making payment in a particular manner. The received payment information is displaye... | 04/26/2011 |
| 7904380 | System and method for dynamically regulating order entry in an electronic trading environment A system and method are provided for trading a trading strategy defined for at least one tradeable object in an electronic trading environment. More specifically, one example method includes using a first pay-up tick value to determine a first acceptable price level... | 03/08/2011 |
| 7870057 | Method and system for requesting a reservation for a set of debt instruments to be offered A method and system for the determination of optimal pricing and allocation of securities in an open, competitive environment. The method and system may also be used in developing pre-markets of other items that are difficult to price and allocate in a competitive m... | 01/11/2011 |
| 7849002 | System and method for evaluating preferred risk definitions A method of characterizing relative risks associated with a plurality of financial products comprises the steps of identifying one or more risk classes associated with the products, determining for each risk class an expected occurrence rate, dividing the expected o... | 12/07/2010 |
| 7831498 | Systems and methods for producing suspicious activity reports in financial transactions A method of producing a suspicious activity reports includes storing configuration information at a transaction processing device. The configuration information configures the device to produce suspicious activity reports based on certain criteria. The method also i... | 11/09/2010 |
| 7818244 | Tree on paths method and system for modeling securities A system for implementing a tree on paths method for generating a recombining interest rate tree from previously generated paths. The inventive method is a tree on paths method whereby a tree is created from previously generated paths. The tree on paths method uses ... | 10/19/2010 |
| 7805353 | Portfolio hedging method A method and system is provided by which an entity manages an exposure to an economic risk associated with a commodity and initially includes the step of modeling the exposure to the risk using financial instruments such as forward contracts and option contracts. Ne... | 09/28/2010 |
| 7761379 | Mass compromise/point of compromise analytic detection and compromised card portfolio management system A system and method for managing mass compromise of financial transaction devices is disclosed. A method includes maintaining a summary of a transaction history for a financial transaction device, and forming a device history profile based on the transaction history... | 07/20/2010 |
| 7725390 | Method and system for processing an account A method and system for processing an account for a transaction between a merchant and a customer. The transaction provided goods and/or services by the merchant to the customer for which the merchant is owed a total payment by the customer to settle the account. Th... | 05/25/2010 |
| 7720763 | System and method for providing supplemental transaction processing services to users of a primary financial services system A supplemental financial transaction processing system operates in conjunction with one or more primary financial services systems for purposes of providing supplemental financial transaction processing services to users of the primary financial services system. The... | 05/18/2010 |
| 7711639 | Pre-funding system and method A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institutio... | 05/04/2010 |
| 7689508 | Mobile device credit account Providing for a mobile communication device (MCD) credit account and credit transactions by way of such an MCD is described herein. As an example, a credit account sponsored by a financial or commercial entity can be associated with a unique ID of an MCD. The MCD ca... | 03/30/2010 |
| 7627528 | System and method for effecting a real-time payment for an item won on an electronic auction The invention provides a computerized electronic auction payment system and method for effecting a real-time payment for an item sold via an electronic auction web site. The system sets up and maintains electronic auction payment accounts for prospective users, e.g.... | 12/01/2009 |
| 7552076 | System for evaluating price risk of financial product or its financial derivative, dealing system and recorded medium A system for correctly evaluating price distribution and risk distribution for a financial product or its derivatives introduces a probability density function generated with a Boltzmann model at a higher accuracy than the Gaussian distribution for a probability den... | 06/23/2009 |
| 7542941 | Method and system for displaying and trading spreads A trading application can receive price and quantity information for tradeable objects. The trading application can compute implied price and quantity information for spreads of the tradeable objects. Direct and indirect price and quantity information for the spread... | 06/02/2009 |
| 7542937 | Method and system for displaying and trading spreads A trading application can receive price and quantity information for tradeable objects. The trading application can compute implied price and quantity information for spreads of the tradeable objects. Direct and indirect price and quantity information for the spread... | 06/02/2009 |
| 7536333 | System of hedge fund ratings The SkyRank System is a hedge fund rating system that accepts a combination of independent hedge fund characteristics and computes output components that are averaged into one number that defines the overall risk, performance and credibility of hedge funds. The syst... | 05/19/2009 |
| 7536331 | Method for determining the risk associated with licensing or enforcing intellectual property The invention is a method of determining the risk associated with licensing and/or enforcing intellectual property by interacting with a pre-programmed computer, entering information from an assessment form and task sheet submitted by the Intellectual Property owner... | 05/19/2009 |
| 7536349 | Method and apparatus for processing a charge applied to a financial account A billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit card account. The billing server determines a second financial account... | 05/19/2009 |
| 7519555 | Processing of trades that exceed warning limits A trading system determines whether a pending trade between a trader and a counterparty exceeds one or more warning limits, and may process the pending trade based upon specifications by the trader and counterparty, which specifications indicate how each party wants... | 04/14/2009 |
| 7516101 | Electronic bill presentment and payment system with bill dispute capabilities A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by... | 04/07/2009 |
| 7493282 | System and method for automated account management A system and method of managing bank accounts. A bank receives, electronically, from a customer, instructions to open, to update, to debit/credit, and to close bank accounts, such as escrow accounts associated with real estate transactions. Information in the instru... | 02/17/2009 |
| 7490061 | Solutions server Method and system for providing solutions to problems including generating problem definitions for problems, receiving environmental information required for generating solutions for the problems, generating solutions for the problems dependent upon the environmenta... | 02/10/2009 |
| 7490060 | System and method for modeling market structures and processing market structure transactions over an electronic network A system for processing transaction data associated with a market transaction is provided that includes a pre-processor module configured to receive transaction data and to create objects associated with the transaction data, a marketspace module connected to the pr... | 02/10/2009 |
| 7487126 | Computer network method for conducting payment over a network by debiting and crediting utilities accounts A computer network method for conducting payment over a network by crediting and debiting utility accounts. The computer network includes a computer connected to the Internet, which performs the following functions: (1) receiving a payment request from a prospective... | 02/03/2009 |
| 7487124 | Method and apparatus for solving concisely expressed combinatorial auction problems A method for enabling optimizing software to determine an optimal allocation in a combinatorial auction includes (a) receiving a plurality of bids each of which includes a plurality of sub bids, wherein each sub bid is comprised of one of (1) one good and an associa... | 02/03/2009 |
| 7487122 | Dynamic security price and value comparator and indexer A system and method for dynamic security price and value comparison in indexed terms of a large number of user selected factors relating to a large number of user selected securities, all with regard to a single “pivot” security. The method is implemented as a J... | 02/03/2009 |
| 7478066 | Electronic bill presentment and payment system A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by... | 01/13/2009 |
| 7478050 | System for managing resources used among groups A system manages resources among groups of workers that are connected to one another through a network. The system maintains the security of the resources and improves the operations of the groups. Each group manages the rights to use resources such as window... | 01/13/2009 |
| 7475039 | Electronic bill presentment and payment system A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by... | 01/06/2009 |
| 7475035 | Bidding language for combinatorial auctions and method of use thereof In a combinatorial auction, a plurality of bids is received each having a plurality of sub bids and Boolean operators logically connecting each pair of sub bids. A current allocation is determined by allocating goods to at least one of the bids and a best allocation... | 01/06/2009 |
| 7472084 | Method and apparatus for creating and managing a visual representation of a portfolio and determining an efficient allocation The invention provides a method and device for creating a holistic representation of a portfolio. The model graphs diversification and explains diversification as symmetry. The model can facilitate active management of a portfolio, communication of complicated inves... | 12/30/2008 |
| 7461024 | Bidder-side auction dynamic pricing agent, system, method and computer program product The present invention sets forth a system, method, and computer program product for automating an interaction between a buyer and an electronic, variable, dynamic pricing online auction service. The method can include receiving a registration of a buyer at an Intern... | 12/02/2008 |
| 7461009 | System and method of sending messages to electronic shelf labels based upon priority An electronic shelf label system which sends messages to electronic shelf labels based upon priority. The system includes an electronic shelf label, and a computer for assigning a priority to an unsent message to the electronic shelf label, for comparing the priorit... | 12/02/2008 |
| 7454375 | Computer readable medium for accelerating Sarbanes-Oxley (SOX) compliance process for management of a company Computer readable medium for performing a method for accelerating Sarbanes-Oxley (SOX) compliance for management of a company includes defining scope components needed for Sarbanes-Oxley compliance by the company, establishing internal controls for achieving Sarbane... | 11/18/2008 |
| 7454381 | Method and apparatus for providing and processing installment plans at a terminal A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The central controller, in turn, generates one or more installment p... | 11/18/2008 |
| 7451110 | System, method and computer program product for providing an efficient trading market A system, method and computer program product for providing a trading exchange are disclosed. A request for conducting trade of a security is received from a user. The security associated with requested trade is evaluated to generate a derivative security. A trade i... | 11/11/2008 |
