Apparatus for Simulating a High Five
A self-righting hand-arm configuration which is adapted to pivot when struck by a user, thereby simulating a "high five."
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| Number | Title | Issue Date |
| 8190527 | Card-less financial transaction Systems (and corresponding methodologies) that facilitate card-less financial transactions are provided. The innovation enables card-less ATM (automated teller machine) transactions such as cash withdrawals, transfers, balance inquiries, etc. In aspects, customers c... | 05/29/2012 |
| 8190504 | Corporate payments, liquidity and cash management optimization service platform A corporate payment, liquidity, and cash management optimization service platform helps meet the need in corporate banking to leverage more of the value of the bank relationship with the corporation. The platform integrates into the supply chain processes of the cor... | 05/29/2012 |
| 8185465 | Method and system for computer-implemented trading of secondary market debt securities A computer-implemented method and system for trading of debt securities (bonds), where multiple dealers participate and compete on a single platform (100). Dealers and investors have respective interfaces (250, 230) for communicating. In one aspect, de... | 05/22/2012 |
| 8180702 | Transactional processing entity device support of an integrated offer network A method begins by generate, for each of a plurality of merchant devices, an offer data file to produce a plurality of offer data files. The method continues by compiling, for one of a plurality of issuer devices, an options data file for a group of credit cards bas... | 05/15/2012 |
| 8180703 | Consumer behaviors at lender level The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re... | 05/15/2012 |
| 8180667 | Rewarding creative use of product placements in user-contributed videos A video hosting service automatically identifies, in a video database, a set of videos associated with an advertiser, and presents the identified videos to the advertiser for consideration. The videos may be selected based on analysis of their video content for imag... | 05/15/2012 |
| 8175975 | IMS device operable for financial transaction authorization and ID cards display IMS networks and methods are disclosed for authorizing financial transactions. Credit card information, debit card information, and other purchasing data may be consolidated into an IMS device for conducting financial transactions, such as the purchasing of items fr... | 05/08/2012 |
| 8175938 | Method and system for facilitating merchant-initiated online payments A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment... | 05/08/2012 |
| 8165958 | Electronic bill presentation and payment method and system A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system through conventional paper-based channels. Paper bills are scanned and inf... | 04/24/2012 |
| 8165948 | System for selecting and purchasing assets and maintaining an investment portfolio The invention is in the field of computer implemented systems and methods for generating a profile of an investor's risk tolerance, providing automated investment allocation advice based on the risk tolerance of the investor, generating at least one list of investme... | 04/24/2012 |
| 8165955 | Method and system for computer-implemented trading of secondary market debt securities A computer-implemented method and system for trading of debt securities (bonds), where multiple dealers participate and compete on a single platform (100). Dealers and investors have respective interfaces (250, 230) for communicating. In one aspect, de... | 04/24/2012 |
| 8160961 | Charging for prepaid subscribers in a telecommunications system To be able to customize subscriber charging in a telecommunications system, at least two different kinds of tariff models (TM) are defined, each model containing a tariff scheme defining how to charge a call. The tariff model to be used with a subscriber is directly... | 04/17/2012 |
| 8156034 | Method and system for enhanced distribution of financial instruments An issuer models financial instruments (e.g., proposed securities) with initial financial parameters to facilitate defining a financial instrument with final financial parameters for actual issuance in the primary offering. The issuer models the initial financial pa... | 04/10/2012 |
| 8156046 | Methods of rendering recommended media assets to a user by employing a handheld media player Methods of rendering of unpaid media assets from an on-line merchandiser to a user are disclosed by the use of handheld media players. One embodiment uses the idle screen to display metadata of an unpaid asset when another paid asset is being played. Another embodim... | 04/10/2012 |
| 8150750 | Systems and methods for managing expert content Systems and methods for managing consultation requests to communities of experts comprising receiving consultation requests, receiving responses to consultation requests, and compensating experts for their responses with fractional ownership in a value-added investm... | 04/03/2012 |
| 8150735 | Retail system for selling products based on a flexible product description According to one described embodiment, a method is provided in which transaction information is determined. The transaction information is associated with (i) a buyer who has arranged to purchase a product from a central controller at a first price established betwe... | 04/03/2012 |
| 8150731 | Method and system presenting and distributing customized information associated with verification information The present disclosure is a method and system for providing targeted content with verification information including additional selectable content. A method for providing targeted content with verification information may include receiving data associated with verif... | 04/03/2012 |
| 8145508 | System and method for funding an organization A system and method and method for generating substantial net positive cash flows to fund organizations by initiating life insurance policies through asset-backed security transactions with no out-of-pocket expense to either the organizations or to the insureds, req... | 03/27/2012 |
| 8145552 | System and method for computer implemented collateral management A computer-implemented method for managing collateral risk associated with financial instrument trading and a data processing system includes a processor and memory/database configured to store user-definable rulesets relating to a desired trade. A search module ide... | 03/27/2012 |
| 8145555 | System and method for the efficient clearing of spectrum encumbrances The present invention is a system and method to sell or procure complementary goods. A complementary good according to the invention is a good whose value or utility is enhanced when paired with another good, such a pair of goods is a communications license to encum... | 03/27/2012 |
| 8135600 | System and method for increasing capacity in an insurance system The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. ... | 03/13/2012 |
| 8131592 | Method and system for providing targeted content with verification information The present disclosure is a method and system for providing targeted content with verification information. A method for providing targeted content with verification information may include receiving data associated with verification information, the receiving of da... | 03/06/2012 |
| 8121940 | Consumer behaviors at lender level The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re... | 02/21/2012 |
| 8117066 | Continuous value-per-click estimation for low-volume terms An estimated conversion rate for a desired advertisement term is calculated. A total number of conversion events for terms having a conversion rate is determined for each of a plurality of conversion rates, and data is generated that describes a first distribution f... | 02/14/2012 |
| 8117127 | Currency recycler user roles A currency handling system, for example, a currency recycler, may be configured to receive and process currency transactions entered by different recycler users. The currency recycler may identify and/or authenticate the user attempting to perform a transaction, for... | 02/14/2012 |
| 8112314 | Escrow payment to faciliate on-line transactions A system and method enables sellers to define a secret shared with an on-line payment provider when listing an item or service for purchase. Consumers deposit funds into an on-line escrow or holding account before committing to a financial on-line transaction or pur... | 02/07/2012 |
| 8103566 | Retirement administration and distribution system An embodiment of the present invention is a retirement administration and distribution system. A client administering module administers clients using a set of client business rules. The clients include at least an operator and a plurality of customers. An account m... | 01/24/2012 |
| 8095421 | Method and apparatus for pricing products in multi-level product and organizational groups The invention organizes various pricing tables and price adjustment tables and various products and purchasing organizations based on “who” (i.e. which purchasing organization) is purchasing “what” (i.e. which product). The invention utilizes a denormalized ... | 01/10/2012 |
| 8095443 | Debt trending systems and methods A debt trending device accesses credit reports and/or other financial data that is available from one or more financial data sources, for a user and extracts financial account information. The debt trending device may then analyze the account information in order to... | 01/10/2012 |
| 8078537 | Comprehensive insurance product with loss coverage and assistance services Aspects of the disclosure describe systems and methods for providing a combined insurance and assistance product to an insured. Insurance coverage can be provided to the insured for at least one insured loss event in conjunction with assistance services coverage bas... | 12/13/2011 |
| 8078530 | Consumer behaviors at lender level The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re... | 12/13/2011 |
| 8073755 | Method for online account opening The present disclosure describes novel methods that can be utilized to choose, set up, open, and/or manage an online account at a financial institution. The present disclosure addresses prior art problems of online account opening by describing methods for automatin... | 12/06/2011 |
| 8065231 | Trade receivable processing method and apparatus A processing method and apparatus is provided, such as a clearinghouse, for tracking receivable and payable information, matching, negotiating, trading, providing working capital financing, and settling payments for accounts payable and accounts receivable between t... | 11/22/2011 |
| 8060389 | System and method for anonymous location based services Provided is a fully automated web service with location based services generally involved in transmission of situational location dependent information to automatically located mobile receiving data processing systems. The web service communicates with a receiving d... | 11/15/2011 |
| 8055562 | Computer evaluation of crop related industries A process for optimizing a portfolio of products produced from a crop includes the use of an objective function to determine optimized quantities of the products in the portfolio. The objective function, for example, includes quantity terms for the products. The obj... | 11/08/2011 |
| 8055582 | Multi currency exchanges between participants of a network-based transaction facility A method and apparatus for facilitating online payment transactions in multiple currencies between participants of a network-based transaction facility are described. In one embodiment, an exchange rate associated with a currency is stored in a database. The exchang... | 11/08/2011 |
| 8055545 | Apparatus and method for conducting secure financial transactions A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having... | 11/08/2011 |
| 8050966 | Integrated advertising management method and system with respect to plurality of advertising domains An integrated advertising management method and system with respect to an advertising campaign including a plurality of advertising domains is provided. The integrated advertising management method includes the steps of: generating an advertiser identification assoc... | 11/01/2011 |
| 8041639 | Systems and methods to facilitate online transactions Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage... | 10/18/2011 |
| 8041609 | System and method for providing publicly vended content via a wireless network A system and method for vending digitized content over an Internet network path, at least a portion of which is wireless, such as an SDMA high data rate directional wireless path. Content in the form of IP packets is provided to a user terminal via a connect server ... | 10/18/2011 |