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Patent No. 5356330

Apparatus for Simulating a High Five

A self-righting hand-arm configuration which is adapted to pivot when struck by a user, thereby simulating a "high five."

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Poinvil, Frantzy


Primary examiner statistics: 560 patents; average approval time: 559 days
Assistant examiner statistics: 157 patents; average approval time: 976 days

Patents as Primary Examiner

1                      
NumberTitleIssue Date
8190527Card-less financial transaction
Systems (and corresponding methodologies) that facilitate card-less financial transactions are provided. The innovation enables card-less ATM (automated teller machine) transactions such as cash withdrawals, transfers, balance inquiries, etc. In aspects, customers c...
05/29/2012
8190504Corporate payments, liquidity and cash management optimization service platform
A corporate payment, liquidity, and cash management optimization service platform helps meet the need in corporate banking to leverage more of the value of the bank relationship with the corporation. The platform integrates into the supply chain processes of the cor...
05/29/2012
8185465Method and system for computer-implemented trading of secondary market debt securities
A computer-implemented method and system for trading of debt securities (bonds), where multiple dealers participate and compete on a single platform (100). Dealers and investors have respective interfaces (250, 230) for communicating. In one aspect, de...
05/22/2012
8180702Transactional processing entity device support of an integrated offer network
A method begins by generate, for each of a plurality of merchant devices, an offer data file to produce a plurality of offer data files. The method continues by compiling, for one of a plurality of issuer devices, an options data file for a group of credit cards bas...
05/15/2012
8180703Consumer behaviors at lender level
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re...
05/15/2012
8180667Rewarding creative use of product placements in user-contributed videos
A video hosting service automatically identifies, in a video database, a set of videos associated with an advertiser, and presents the identified videos to the advertiser for consideration. The videos may be selected based on analysis of their video content for imag...
05/15/2012
8175975IMS device operable for financial transaction authorization and ID cards display
IMS networks and methods are disclosed for authorizing financial transactions. Credit card information, debit card information, and other purchasing data may be consolidated into an IMS device for conducting financial transactions, such as the purchasing of items fr...
05/08/2012
8175938Method and system for facilitating merchant-initiated online payments
A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment...
05/08/2012
8165958Electronic bill presentation and payment method and system
A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system through conventional paper-based channels. Paper bills are scanned and inf...
04/24/2012
8165948System for selecting and purchasing assets and maintaining an investment portfolio
The invention is in the field of computer implemented systems and methods for generating a profile of an investor's risk tolerance, providing automated investment allocation advice based on the risk tolerance of the investor, generating at least one list of investme...
04/24/2012
8165955Method and system for computer-implemented trading of secondary market debt securities
A computer-implemented method and system for trading of debt securities (bonds), where multiple dealers participate and compete on a single platform (100). Dealers and investors have respective interfaces (250, 230) for communicating. In one aspect, de...
04/24/2012
8160961Charging for prepaid subscribers in a telecommunications system
To be able to customize subscriber charging in a telecommunications system, at least two different kinds of tariff models (TM) are defined, each model containing a tariff scheme defining how to charge a call. The tariff model to be used with a subscriber is directly...
04/17/2012
8156034Method and system for enhanced distribution of financial instruments
An issuer models financial instruments (e.g., proposed securities) with initial financial parameters to facilitate defining a financial instrument with final financial parameters for actual issuance in the primary offering. The issuer models the initial financial pa...
04/10/2012
8156046Methods of rendering recommended media assets to a user by employing a handheld media player
Methods of rendering of unpaid media assets from an on-line merchandiser to a user are disclosed by the use of handheld media players. One embodiment uses the idle screen to display metadata of an unpaid asset when another paid asset is being played. Another embodim...
04/10/2012
8150750Systems and methods for managing expert content
Systems and methods for managing consultation requests to communities of experts comprising receiving consultation requests, receiving responses to consultation requests, and compensating experts for their responses with fractional ownership in a value-added investm...
04/03/2012
8150735Retail system for selling products based on a flexible product description
According to one described embodiment, a method is provided in which transaction information is determined. The transaction information is associated with (i) a buyer who has arranged to purchase a product from a central controller at a first price established betwe...
04/03/2012
8150731Method and system presenting and distributing customized information associated with verification information
The present disclosure is a method and system for providing targeted content with verification information including additional selectable content. A method for providing targeted content with verification information may include receiving data associated with verif...
04/03/2012
8145508System and method for funding an organization
A system and method and method for generating substantial net positive cash flows to fund organizations by initiating life insurance policies through asset-backed security transactions with no out-of-pocket expense to either the organizations or to the insureds, req...
03/27/2012
8145552System and method for computer implemented collateral management
A computer-implemented method for managing collateral risk associated with financial instrument trading and a data processing system includes a processor and memory/database configured to store user-definable rulesets relating to a desired trade. A search module ide...
03/27/2012
8145555System and method for the efficient clearing of spectrum encumbrances
The present invention is a system and method to sell or procure complementary goods. A complementary good according to the invention is a good whose value or utility is enhanced when paired with another good, such a pair of goods is a communications license to encum...
03/27/2012
8135600System and method for increasing capacity in an insurance system
The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. ...
03/13/2012
8131592Method and system for providing targeted content with verification information
The present disclosure is a method and system for providing targeted content with verification information. A method for providing targeted content with verification information may include receiving data associated with verification information, the receiving of da...
03/06/2012
8121940Consumer behaviors at lender level
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re...
02/21/2012
8117066Continuous value-per-click estimation for low-volume terms
An estimated conversion rate for a desired advertisement term is calculated. A total number of conversion events for terms having a conversion rate is determined for each of a plurality of conversion rates, and data is generated that describes a first distribution f...
02/14/2012
8117127Currency recycler user roles
A currency handling system, for example, a currency recycler, may be configured to receive and process currency transactions entered by different recycler users. The currency recycler may identify and/or authenticate the user attempting to perform a transaction, for...
02/14/2012
8112314Escrow payment to faciliate on-line transactions
A system and method enables sellers to define a secret shared with an on-line payment provider when listing an item or service for purchase. Consumers deposit funds into an on-line escrow or holding account before committing to a financial on-line transaction or pur...
02/07/2012
8103566Retirement administration and distribution system
An embodiment of the present invention is a retirement administration and distribution system. A client administering module administers clients using a set of client business rules. The clients include at least an operator and a plurality of customers. An account m...
01/24/2012
8095421Method and apparatus for pricing products in multi-level product and organizational groups
The invention organizes various pricing tables and price adjustment tables and various products and purchasing organizations based on “who” (i.e. which purchasing organization) is purchasing “what” (i.e. which product). The invention utilizes a denormalized ...
01/10/2012
8095443Debt trending systems and methods
A debt trending device accesses credit reports and/or other financial data that is available from one or more financial data sources, for a user and extracts financial account information. The debt trending device may then analyze the account information in order to...
01/10/2012
8078537Comprehensive insurance product with loss coverage and assistance services
Aspects of the disclosure describe systems and methods for providing a combined insurance and assistance product to an insured. Insurance coverage can be provided to the insured for at least one insured loss event in conjunction with assistance services coverage bas...
12/13/2011
8078530Consumer behaviors at lender level
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their re...
12/13/2011
8073755Method for online account opening
The present disclosure describes novel methods that can be utilized to choose, set up, open, and/or manage an online account at a financial institution. The present disclosure addresses prior art problems of online account opening by describing methods for automatin...
12/06/2011
8065231Trade receivable processing method and apparatus
A processing method and apparatus is provided, such as a clearinghouse, for tracking receivable and payable information, matching, negotiating, trading, providing working capital financing, and settling payments for accounts payable and accounts receivable between t...
11/22/2011
8060389System and method for anonymous location based services
Provided is a fully automated web service with location based services generally involved in transmission of situational location dependent information to automatically located mobile receiving data processing systems. The web service communicates with a receiving d...
11/15/2011
8055562Computer evaluation of crop related industries
A process for optimizing a portfolio of products produced from a crop includes the use of an objective function to determine optimized quantities of the products in the portfolio. The objective function, for example, includes quantity terms for the products. The obj...
11/08/2011
8055582Multi currency exchanges between participants of a network-based transaction facility
A method and apparatus for facilitating online payment transactions in multiple currencies between participants of a network-based transaction facility are described. In one embodiment, an exchange rate associated with a currency is stored in a database. The exchang...
11/08/2011
8055545Apparatus and method for conducting secure financial transactions
A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having...
11/08/2011
8050966Integrated advertising management method and system with respect to plurality of advertising domains
An integrated advertising management method and system with respect to an advertising campaign including a plurality of advertising domains is provided. The integrated advertising management method includes the steps of: generating an advertiser identification assoc...
11/01/2011
8041639Systems and methods to facilitate online transactions
Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage...
10/18/2011
8041609System and method for providing publicly vended content via a wireless network
A system and method for vending digitized content over an Internet network path, at least a portion of which is wireless, such as an SDMA high data rate directional wireless path. Content in the form of IP packets is provided to a user terminal via a connect server ...
10/18/2011
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