U.S. patents available from 1976 to present.
U.S. patent applications available from 2005 to present.

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Felten, Daniel S


Primary examiner statistics: 89 patents; average approval time: 97 days
Assistant examiner statistics: 94 patents; average approval time: 1226 days

Patents as Primary Examiner

1      
NumberTitleIssue Date
8078510Method, system and server for charging a prepaid account
The present invention relates to prepaid services in the communication field. A method for charging a prepaid account includes: delivering the available traffic to the NAS based on the available balance of an account shared by the user and other users in response to...
12/13/2011
8073773Technique for identifying probable billers of a consumer
A technique for identifying a candidate electronic biller having bills available for electronic presentment to a consumer is provided. An electronic commerce service provider receives location information of a first consumer. The service provider accesses informatio...
12/06/2011
8073750Computer support for multi-jurisdictional investment
Machine and related manufacturer controlling multi-jurisdictional investment; a computer system arranged to receive information and locate said information into a memory, the information including investment specifications and pricing data for the financial product,...
12/06/2011
8036969Basket option hedging method
A method and system for hedging a correlation risk associated with a basket option that includes a plurality of securities that includes the step of selecting at least two of the plurality of securities and, in the next step, forming a best-of option for the at leas...
10/11/2011
8032456System, methods and program products for processing for a self clearing broker dealer
A computer-implemented method, system and program product for managing funds for a plurality of broker dealers, the method comprising: maintaining or having maintained a separate account for each of a plurality of customers of a plurality of broker dealers; receivin...
10/04/2011
8027893News induced automated electronic securities transactions
News information is received. It is determined if the news information contains a reference to a company. It is further determined if the news information matches criteria associated with the company. Securities are automatically trade upon determining that said new...
09/27/2011
8019682Internet billing method
An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bil...
09/13/2011
8010447Operational risk control apparatus and method for data processing
An apparatus for controlling operational risk in a data processing system comprises a risk domain segmenter for segmenting the data processing system into a plurality of risk domains, a domain risk threshold selector for selecting a domain risk threshold for at leas...
08/30/2011
7970703Internet billing method
A system that incorporates teachings of the present disclosure may include, for example, equipment operable to establish a communication session over the Internet between equipment of a vendor and equipment of a customer enabled by a communications link of equipment...
06/28/2011
7966235Method and apparatus providing automated control of spending plans
A method providing automatic allocation of a spending limit value among a plurality of recipient departments is disclosed. A spending plan, comprising a plurality of spending limit values, is created. Each spending limit value is associated with a department from am...
06/21/2011
7958029Method for minimizing financial risk for wireless services
A method and system for managing financial risk through the use of postpaid processing during use of wireless services is presented within the scope of the following invention. The present invention uses credit card authorization to pre-reserve credit card funds for...
06/07/2011
7957983Healthcare provider, administrator and method for effectuating a medication therapy management, adherence and pharmacosurveillance program
A method is provided that includes initiating adjudication of a primary claim in response to a purchase transaction at a primary payer for a client at a point of sale of a healthcare provider, and adjudicating one or more services of a program of the administrator t...
06/07/2011
7953650Medical diagnostic system acquisition and financing method and apparatus
The present technique is associated with financial analysis of a transaction for medical resources. The technique allows a client to interact with a remote financial analysis system via a network interface, and to enter and transmit client data associated with a des...
05/31/2011
7945493Creation of pseudo block to assist in system for facilitating trade processing and trade management
A system for facilitating the processing and settlement of securities trades is provided. The system includes a computer which receives trade execution information indicative of an executed trade by a first trading party and trade order information indicative of an ...
05/17/2011
7945486Network photograph service system
By providing a network photograph service, prompt service can be provided to a customer without losing the advantages of easier understanding of where to access when placing an order and easier collective data management. A service center receiving an order of a pri...
05/17/2011
7941369Method of assisting a business in acquiring merchant services
A method of assisting a business in acquiring merchant services includes the following steps: gathering the information of the business; comparing the gathered information to a repopulated rate grid from merchant acquirers; and providing the business with at least o...
05/10/2011
7941375Internet billing method
A system that incorporates teachings of the present disclosure may include, for example, establishing a billing arrangement with a purchasing customer to permit a third party to charge a billing account associated with the purchasing customer for a purchase transact...
05/10/2011
7933823Order processing apparatus and method
An apparatus for processing trading orders, comprising: a central server connectable to a plurality of terminals on which user orders are to be entered. The central server further comprises: communication means for transmitting user orders between said terminals and...
04/26/2011
7925583Method and system for dynamically adjusting discount rates for a card transaction
According to one embodiment, the present invention relates to a method and a system for dynamically adjusting discount rates for a closed loop transaction. A computer implemented method for dynamically adjusting discount rates for a card transaction comprises the st...
04/12/2011
7917436Internet billing method
An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bil...
03/29/2011
7904370System and method for variably regulating order entry in an electronic trading system
A system and method are provided to intelligently limit the frequency at which automated or semi-automated trading tools move or re-price orders in an exchange order book. A tolerance may be input that limits when one or more orders in the exchange order book are mo...
03/08/2011
7890408System and method for attributing performance, risk and risk-adjusted performance of an investment portfolio to custom factors
Systems and methods for attributing return, risk, and risk-adjusted performance for an investment portfolio. Residual factors for the investment portfolio may be determined based on a matrix of custom factors. The residual factors may correspond to a matrix of facto...
02/15/2011
7885864Network photograph service system
By providing a network photograph service, prompt service can be provided to a customer without losing the advantages of easier understanding of where to access when placing an order and easier collective data management. A service center receiving an order of a pri...
02/08/2011
7865420Real time electronic commerce telecommunication system and method
An auction system and method, which identifies at least one lot to be auctioned, having a plurality of units within the lot and associated auction parameters; transmits a remaining quantity of units within the lot from a central server to a plurality of remote locat...
01/04/2011
7860770Fair-value pricing of a financial asset
The fair value of a fund is determined by analyzing various factors indicative of how each underlying asset of the fund would be valued on the open market. The fund may be an international mutual fund that includes underlying assets, which include international equi...
12/28/2010
7856401Self-service terminal
A self-service terminal for reading wireless tags incorporated into media items is described. The terminal comprises a media acceptor for receiving media items, such as banknotes incorporating an RFID tag, and a wireless tag reader for reading received media items i...
12/21/2010
7840472Method and apparatus for holding an online live auction to combine features of both the internet and traditional, real world auctions
A method and apparatus are provided for conducting a live auction that combines various features of traditional and online auctions. According to one aspect of the present invention, the live auction includes a live, in-person auction component and a real-time onlin...
11/23/2010
7831508System and method for implementing a consolidated application process
A system and method for dynamically creating and presenting a network based application for any number of a plurality of products. The method and system upon receiving a request to apply for one or more of a plurality of products, dynamically creates an application ...
11/09/2010
7822679Method and system for conducting a commercial transaction between a buyer and a seller
A system for conducting a commercial transaction between a buyer and a seller is disclosed. The system includes a transaction processing system for facilitating payment for a transaction between the buyer and the seller. In addition to the buyer and the seller, the ...
10/26/2010
7822661Information distribution system and method utilizing a position adjustment factor
A system and method for distributing information (collectively the “system”) is disclosed. The system can, but need not, include category-based and geography-based attributes to better “focus” the information distributed by the system. In the processing of l...
10/26/2010
7822656International banking system and method
A system an method for providing banks with access to a previously inaccessible existing international infrastructure. A provider bank first establishes on its system, a set of accounts for each of the customers of a client bank. (the client bank environment). The c...
10/26/2010
7813991Automated trading negotiation protocols
A market process facilitates trade negotiation between trading processes using three methodologies. In one methodology, when a fruitful negotiation opportunity is detected, the market process provides an alphanumeric message to one of the trading processes so that t...
10/12/2010
7814012Aggregated postal billing and payment methods and systems
A computer-implemented method for a trusted entity such as a Post Office to process bills from a plurality of billers includes generating aggregated listings of bills to be submitted each identified customer and making the aggregated listings available to each ident...
10/12/2010
7809636System and method for multicurrency and multibank processing over a non-secure network
A system and method for initiating multicurrency/multibank wire transfers and account reporting. Using a standard Internet browser, a customer of a financial institution accesses the funds transfer and information reporting system of the present invention. Access to...
10/05/2010
7809640Money fund banking system
Providing interest to clients' deposited funds without the legal limitation on the number of demand withdrawals from deposit accounts is accomplished by an administration system that keeps all of the records for the clients' deposits and withdrawals, calculates the ...
10/05/2010
7801804Convex parimutuel contingent claim market mechanism
A convex parimutuel call auction implemented at a central market organizer computer includes receiving orders from market participants, calculating a quantity of accepted bids for each of the orders, and communicating to the participants the calculated quantity of a...
09/21/2010
7801807Computer implemented automated credit application analysis and decision routing system
A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilitie...
09/21/2010
7797222Method and apparatus for holding an online live auction to combine features of both the Internet and traditional, real world auctions
A method and apparatus are provided for conducting a live auction that combines various features of traditional and online auctions. According to one aspect of the present invention, the live auction includes a live, in-person auction component and a real-time onlin...
09/14/2010
7797220Range bid model
A range bid model allows a buyer to input an upper limit for a desired product or service (with an assumption of a zero buyer lower limit), while a seller inputs a lower limit for the product or service (with an assumption of an infinity seller upper limit). Upon th...
09/14/2010
7792713Method and system for disguised price bidding in online auctions
A method and system for conducting electronic online auctions having disguised bidding is disclosed. Submitted bids are ordered on a basis of a comparative bid parameter used by an originator of an auction. The ordinal rank of a bid is reported to the bidder. ...
09/07/2010
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