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| Number | Title | Issue Date |
| 8190530 | Method and system for providing multiple services via a point-of-sale portal architecture A secure point-of-sale (POS) portal architecture for delivering multiple services is provided. According to one exemplary aspect of the architecture, a number of services offered by various parties are integrated for delivery to merchants. The parties offering the s... | 05/29/2012 |
| 7908227 | Method and apparatus for secure online transactions A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit card issuers that provide online credit card authentication services.... | 03/15/2011 |
| 7908226 | Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account A virtual payment system for ordering and paying for goods, services and content over an internetwork is disclosed. The virtual payment system comprises a commerce gateway component (52) and a credit processing server component (53). The virtual paymen... | 03/15/2011 |
| 7761385 | Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account A virtual payment system for ordering and paying for goods, services and content over an internetwork is disclosed. The virtual payment system comprises a commerce gateway component (52) and a credit processing server component (53). The virtual paymen... | 07/20/2010 |
| 7634448 | Self-service checkout during item purchase via videophone Apparatus and method for purchasing an item via a self-service checkout at a merchant store. The item is associated with a bar code and an anti-theft device. A customer uses their phone to establish communication with the store's transaction host. The phone includes... | 12/15/2009 |
| 7444674 | End-to-end security of transactions between a mobile terminal and an internet server at the application level For end-to-end securing of transactions between a mobile terminal and an Internet server on the application layer, cryptographic transaction identification records, which are directed by the Internet server application to transaction partner applications in the mobi... | 10/28/2008 |
| 7424460 | Image ordering system and method Order data is transmitted from a computer that has been installed at a travel agency to a center server. The order data is transmitted from the server to a photo lab. An order form is printed by an order-form printer located in the photo lab. Film having an image th... | 09/09/2008 |
| 7412423 | Charging system and charging method A user, in requesting a service provider to provide predetermined service, sends to a service provider data and signature data created based upon the data. The service provider calculates a fee based upon this data and requests a bank to collect the fee from the use... | 08/12/2008 |
| 7386516 | System and method for providing secure services over public and private networks using a removable portable computer-readable storage A system and method provides secure access over public communication lines using encrypted information on a removable, portable storage medium. Information relating to a customer's financial account is encrypted and stored to a disk. When a customer desires to purch... | 06/10/2008 |
| 7383573 | Method for transparently managing outbound traffic from an internal user of a private network destined for a public network Methods and apparatus for transparently managing outbound traffic from an internal user of a private network destined for a public network are disclosed. Embodiments include a firewall device operable between an internal user of a private network and an IP-compliant... | 06/03/2008 |
| 7380273 | Method for authenticating a user access request A firewall for authenticating a user access request is disclosed. The firewall device may include a proxy process for processing incoming connection requests. The proxy is configured to receive an access request from a user over a first communication medium and prom... | 05/27/2008 |
| 7376629 | Method of and system for effecting anonymous credit card purchases over the internet A transaction system for performing secure transactions over a communication network includes (i) a merchant server system including a computer processor and associated memory, the merchant server system offering items for sale; (ii) a buyer system including a compu... | 05/20/2008 |
| 7373329 | Systems and methods for implementing person-to-person money exchange Systems for effecting online financial transactions between individuals are disclosed. Any user may initiate a send money transaction or a request payment transaction with any other entity provided that entity has an e-mail address. For a send money transaction, the... | 05/13/2008 |
| 7370114 | Software downloading using a television broadcast channel A software distribution architecture having a television broadcast system as its infrastructure. Software from a software repository (1600) is mixed into a television broadcast system and transmitted into one or more selected channels at prescribed dates and ... | 05/06/2008 |
| 7363308 | System and method for obtaining keyword descriptions of records from a large database A computerized system for augmenting data from a source database with data from a reference database to generate an augmented database that can be used for predictive modeling is disclosed. The present invention includes a method for using the Internet to obtain inf... | 04/22/2008 |
| 7363495 | System and method for message encryption and signing in a transaction processing system The invention provides a system and a method which utilizes a combination of message-based encryption and message-based digital signing to ensure the security and authenticity of a message or message buffer sent from one party or process to another in a transaction ... | 04/22/2008 |
| 7360244 | Method for authenticating a user access request A firewall for authenticating a user access request is disclosed. The firewall device may include a proxy process for processing incoming connection requests. The proxy is configured to receive an access request from a user over a first communication medium and prom... | 04/15/2008 |
| 7359737 | Data transmission-reception system and data transmission-reception method A data communication system is disclosed which comprises: first terminal devices for transmitting contents and content provider identification data identifying the providers of the contents; a server device for receiving and storing the transmitted contents and cont... | 04/15/2008 |
| 7360075 | Method and apparatus for providing secure streaming data transmission facilities using unreliable protocols The invention provides a method and apparatus for transmitting data securely using an unreliable communication protocol, such as User Datagram Protocol. In one variation, the invention retains compatibility with conventional Secure Sockets Layer (SSL) and SOCKS prot... | 04/15/2008 |
| 7359882 | Distributed run-time licensing Methods and systems are disclosed for managing software licenses in a distributed computer network. The number of software licenses allocated to software users can be determined on a node-by-node basis in realtime with little or no additional processing overhead inc... | 04/15/2008 |
| 7356516 | Method and system for facilitating electronic dispute resolution A system for facilitating payment transaction disputes is provided. According to one aspect of the system, a user, such as an issuer, is allowed to use the system to resolve a disputed transaction. Based on information provided by a cardholder, the issuer is able to... | 04/08/2008 |
| 7350071 | Encrypted and non-encrypted communication of message data A first datum of a message is communicated from a first computing device to a second computing device with encryption of the first datum. A second datum of the message is communicated from the first computing device to the second computing device without encryption ... | 03/25/2008 |
| 7346587 | Intelligent method of order completion in an e-commerce environment based on availability of stored billing information An intelligent method of e-commerce order completion automatically completes an order using either stored billing information, or information supplied at purchase if none is stored. User sends an order to a merchant. On receipt, user's authentication level is checke... | 03/18/2008 |
| 7340773 | Multi-stage authorisation system A system for authorizing smart cards via the Internet is provided, comprising a plurality of user stations (1-1-1-n) connected to a server (3) via the Internet (5) . Each of the user stations (1-1; 1-n) ... | 03/04/2008 |
| 7337143 | Method for managing payment and payment managing system A method for managing a payment between a lessor and a lessee using a network. The method includes the steps of: inputting the name and identification data of the lessee into a lessee's terminal connected to the network; verifying the lessee based on the input name ... | 02/26/2008 |
| 7333958 | Electronic settlement system, settlement management device, store device, client device, data storage device, computer program, and storage medium An effective electronic settlement system in which the number of checks is small. The electronic settlement system includes a data storage device such as an IC card in which value information is stored, a client device provided with an information input/output funct... | 02/19/2008 |
| 7334260 | Information processing apparatus and method, and recording medium on which a program for executing the information processing is recorded An agent server registers a request information for purchasing from an authorized member in a request information data base by way of the Internet. The request information stored in the request information data base is searched by an authorized shop, and the shop se... | 02/19/2008 |
| 7334025 | Communication system using communication network and communication method A communication system for guaranteeing only one each of two processing operations, correlated with each other and executed on different devices. A server has a unit which, on receipt of a first processing request, with identification information, executes this proc... | 02/19/2008 |
| 7328188 | Dynamic currency conversion for card payment systems The present invention relates to Card Payment Systems for use in a multi-currency environment. In particular, the present invention provides a system and method for identifying an appropriate currency for individual transactions conducted using a card payment system... | 02/05/2008 |
| 7328191 | Methods and systems for processing unrestricted stored-value instruments Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in response to an authentication request received from a merchant point-of... | 02/05/2008 |
| 7324957 | Proximal advertising using hand-held communication devices A system for commercial promotion has a first computerized appliance enabled for data reception on a close-proximity wireless local area network (LAN) having a limited effective range, and for providing received data in a human-understandable form to a user of the f... | 01/29/2008 |
| 7324964 | Method and apparatus for commerce item information homogenization in electronic commerce system A system for use in an online merchant system which includes a system for homogenizing the format of received commerce item information from at least two distinct online entities, an aggregate database for storing the homogenized commerce item information, and a use... | 01/29/2008 |
| 7313381 | Sim based authentication as payment method in public ISP access networks The invention is a method and system for obtaining connection to a packet data network (14). The invention includes inputting a user request to a first network (10) which requests that the user (12) be authorized for connection to the packet dat... | 12/25/2007 |
| 7310611 | Order processing system and method A novel order processing in a shop side computer that carries out online sales of goods and the like is realized by this invention. In the shop side computer, upon receiving an order request from a customer terminal, content information of the customer order is regi... | 12/18/2007 |
| 7295993 | ATM customer marketing system A marketing system includes a plurality of automated transaction machines (74, 76, 78, 80, 82, 84, 86). The automated transaction machines operate to carry out financial transactions with associated host computers (90, 94, 100, 104). Marketing presenta... | 11/13/2007 |
| 7296146 | Security measures in a partitionable computing system Methods and apparatus in a partitionable computing system. A processor communicates with a packet former. The packet former can be configured to construct a data packet that can include security status information related to a partition or processor. ... | 11/13/2007 |
| 7296074 | Media on demand session re-use A system for establishing and re-using sessions for the delivery of media content from at least one server to any of a plurality of client devices that comprises a memory with logic and a processor configured by the logic to establish a first session to deliver firs... | 11/13/2007 |
| 7292999 | Online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 11/06/2007 |
| 7287055 | Web-based groupware system The present invention relates to a system and method for providing a communication network. The system comprises a ‘network-connected server having input and access capabilities, a site builder, a transmitter, a communicator, and memory. The site-builder receives ... | 10/23/2007 |
| 7284131 | Method for operating internet site offering encrypted contents A method for operating an Internet site providing encrypted contents is provided, and includes the steps of (a) a site server determining whether or not a customer accessing the site is a registered subscriber; (b) automatically generating a customer-unique encrypti... | 10/16/2007 |
