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Patent No. 6718554

Hands free towel carrying system

A hands free towel carrying system for coupling a towel to a user to prevent loss, theft or contamination.

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Class 705/78 - Including third party


Subclass of Class 705 - Data processing: financial, business practice, management, or cost/price determination
Definition: Subject matter wherein an additional party remote from the
No. of patents: 319
Last issue date: 11/01/2011


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NumberTitleIssue Date
8051012System and method for discounted printing
A system and method for method for implementing a discounted printing is disclosed. In one embodiment, a method for implementing discounted printing includes creating a sponsored document including a digital signature using a cryptographic protocol provided in an ap...
11/01/2011
8046305Gateway to transaction processing network
A method and apparatus for processing credit card transactions over the Internet includes an application program interface (API) that converts a simple ASCII transaction message from the merchant to the message spec required by the transaction processor. The API als...
10/25/2011
8019691Profile and identity authentication service
Authenticating the identity and validating the profile of an individual who presents himself to another party as having a certain identity and corresponding profile data occurs during an Internet transaction. A trusted party gives a definitive answer regarding the a...
09/13/2011
7991701Online payer authentication service
A payment authentication service authenticates the identity of a payer during online transactions. The authentication service of the present invention allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as the use o...
08/02/2011
7870077System and method for buying goods and billing agency using short message service
A system and method for buying goods and billing agency using short message service are disclosed. If a purchaser transmits goods information to a mobile communication service system using short message service of a mobile phone, the mobile communication service sys...
01/11/2011
7849021Pooling data in shared data warehouse
A computer network is used to improve the profitability of one or more business entities. The network receives business-related data from at least two business entities and stores at least some of the data from each of the business entities in a common database. The...
12/07/2010
7844551Secure, anonymous authentication for electronic purchasing with dynamic determination of payment pricing and terms and cross vendor transaction resolution
Micro-payments for electronic sales transactions are securely and anonymously enabled by a central payment agent maintaining declining balance accounts for users and separately authenticating and authorizing customer and vendor transaction requests and payment upon ...
11/30/2010
7827115Online payer authentication service
A payment authentication service authenticates the identity of a payer during online transactions. The authentication service of the present invention allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as the use o...
11/02/2010
7739199Verification of a testimonial
A method for verifying, to a third party, information in a testimonial from a user provided via a network. The method includes, first, providing a means for transmitting website information from a website owner to an administrator. Next, a means is provided for enab...
06/15/2010
7707120Mobile account authentication service
A payment authentication service authenticates the identity of a payer during online transactions. The authentication service allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as with the use of tokens. Authentica...
04/27/2010
7707121Methods and apparatus for title structure and management
A title management apparatus resident on a first computer including a memory for storing a control program and data, and a processor for executing the control program and for managing the data. The apparatus includes user data resident in the memory including a set ...
04/27/2010
7447663Method for on-line client set-up and authorization of automatic electronic funds transfers
There is provided a method for a client to authorize an automated clearance house (ACH) transaction comprising the steps of providing an online web interface on a financial services provider network, allowing a client to securely access the online web interface via ...
11/04/2008
7424460Image ordering system and method
Order data is transmitted from a computer that has been installed at a travel agency to a center server. The order data is transmitted from the server to a photo lab. An order form is printed by an order-form printer located in the photo lab. Film having an image th...
09/09/2008
7412423Charging system and charging method
A user, in requesting a service provider to provide predetermined service, sends to a service provider data and signature data created based upon the data. The service provider calculates a fee based upon this data and requests a bank to collect the fee from the use...
08/12/2008
7412424Third party certification of content in electronic commerce transactions
A system for providing third-party certification of content in an electronic commerce transaction includes one or more servers operating on one or more computers. The one or more servers receive a first set of attribute values from a first party, the first set of at...
08/12/2008
7386518Method and system for facilitating transactions
A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first party's instructions for fulfilling at least a part of the first party's o...
06/10/2008
7386516System and method for providing secure services over public and private networks using a removable portable computer-readable storage
A system and method provides secure access over public communication lines using encrypted information on a removable, portable storage medium. Information relating to a customer's financial account is encrypted and stored to a disk. When a customer desires to purch...
06/10/2008
7383232Systems, methods and computer program products facilitating automated confirmations and third-party verifications
Systems and methods are defined for facilitating the audit process involving a financial institution, a client of the financial institution, and an accountant. A service provider receives the client's account information from the financial institution upon approval ...
06/03/2008
7376629Method of and system for effecting anonymous credit card purchases over the internet
A transaction system for performing secure transactions over a communication network includes (i) a merchant server system including a computer processor and associated memory, the merchant server system offering items for sale; (ii) a buyer system including a compu...
05/20/2008
7376838Method for controlled and audited access to privileged accounts on computer systems
A method that provides access to Privileged Accounts to users with Privileged Account access permission. A message is sent to a Privileged Accounts manager when a user logs into a Privileged Account. The user must enter a reason for access. All keystrokes are logged...
05/20/2008
7370348Technique and apparatus for processing cryptographic services of data in a network system
A controller for controlling communications between a system and a transport medium includes a receiving circuit to receive data and associated security control information. A first cryptographic engine cryptographically processes the data received from the transpor...
05/06/2008
7370356Distributed network monitoring system and method
Methods and systems for protecting the computer network against unauthorized access are disclosed. Information is reported about each network device connected to the network and/or one or more corresponding users. The reported information is correlated to determine ...
05/06/2008
7370114Software downloading using a television broadcast channel
A software distribution architecture having a television broadcast system as its infrastructure. Software from a software repository (1600) is mixed into a television broadcast system and transmitted into one or more selected channels at prescribed dates and ...
05/06/2008
7366897Method and system for communication via a computer network
A method and apparatus for communication via a computer network (102) including registering a plurality of users (206, 222, 224) with a trusted body (110, 210). The trusted body (110, 210) verifies the identity of each user (206, 222, ...
04/29/2008
7366703Smartcard internet authorization system
A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably ...
04/29/2008
7363654Data transmission system and sale managing system
In a network-type data transmission system wherein a server 4(5) and a plurality of terminal units (client computers) 1(2,3) sharing the server 4(5) are connected by way of a network circuit 6, a packet generating mea...
04/22/2008
7363495System and method for message encryption and signing in a transaction processing system
The invention provides a system and a method which utilizes a combination of message-based encryption and message-based digital signing to ensure the security and authenticity of a message or message buffer sent from one party or process to another in a transaction ...
04/22/2008
7359882Distributed run-time licensing
Methods and systems are disclosed for managing software licenses in a distributed computer network. The number of software licenses allocated to software users can be determined on a node-by-node basis in realtime with little or no additional processing overhead inc...
04/15/2008
7356837Centralized identification and authentication system and method
A method and system is provided by a Central-Entity, for identification and authorization of users over a communication network such as Internet. Central-Entity centralizes users personal and financial information in a secure environment in order to prevent the dist...
04/08/2008
7354004Presentation instrument display and activation systems and methods
A method of validating and activating a purchase card includes providing a purchase card that is removably attached to a card carrier, wherein the purchase card has an account identifier associated therewith and has a card indicium affixed thereto, wherein the purch...
04/08/2008
7353386Method and device for authenticating digital data by means of an authentication extension module
An authentication method provides a segment forming an executable authentication plug-in previously authenticated by at least one authentication function from an authentication library and linked to a plurality of segments in accordance with a chaining relationship....
04/01/2008
7353382Security framework and protocol for universal pervasive transactions
A computer system, a method of a computer system and a computer-readable medium securely transmit and verify a multiparty agreement. The method, the computer system, and the computer readable medium include developing and transmitting views of the multi-party agreem...
04/01/2008
7353194System and method for managing recurring orders in a computer network
A recurring order management system and method for a computer network is disclosed. The system receives a request to suggest a recurring order for one or more products or services. The system generates a profile which stores the suggested products or services, the s...
04/01/2008
7343619Trusted flow and operation control method
The objective of this invention is to ensure that programs that generate and send data packets are well behaved. This invention discloses a method and system that consist of an end station and a network interface, such that, the network interface is capable of deter...
03/11/2008
7343301Method and apparatus for notification of data transfer
The present invention provides a method and apparatus for notifying designated individuals of the success, failure or other status of a data transfer process. The system includes a central management computer for controlling the data transfer process and distributed...
03/11/2008
7340607Preservation system for digitally created and digitally signed documents
A method for preserving a digitally signed document (160) in a digital data preservation system (10). A secure preservation request (176) combines the document (160) with a preservation signature (174) that is generated using an id...
03/04/2008
7340508Exposing process flows and choreography controllers as web services
The present invention relates to computer-based devices and methods supporting document exchange choreographies. More particularly, aspects of the present invention relate to devices and methods that facilitate evolution of systems by various combinations of choreog...
03/04/2008
7334024System for transmission of voice and data over the same communications line
A data transaction processing system in which transaction data is entered by the user in response to prompts in a template which is tailored to each user application. The template and entered data are accumulated into data transactions which are immediately transmit...
02/19/2008
7333946Ticketing with printing option
A method of purchasing and printing a ticket from a wireless device. A wireless device selects and pays for a ticket from a wireless terminal. The ticket is printed at a later time in order to reduce the possibility of the losing it. A printing device is selected by...
02/19/2008
7330871Online machine data collection and archiving process
An online machine data collection and archiving process generates a machine data profile of a customer computer accessing a transaction form of a merchant web site and links the machine data profile and a transaction record with customer identifying information usin...
02/12/2008
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