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...that the video game, Pong, was invented by a guy who graduated at the bottom of his engineering class? Nolan Bushnell spent more time running the games at a local amusement park than he did on his studies at the University of Utah. His dreams of working for Disney's amusement empire were dashed when the company wouldn't hire him. Taking a boring job, Nolan daydreamed about electronic versions of popular games. He invented Pong, the first video game, and went on to found Atari Co.

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Class 705/75 - Transaction verification


Subclass of Class 705 - Data processing: financial, business practice, management, or cost/price determination
Definition: Subject matter wherein the details of a transaction are cryptographically
No. of patents: 629
Last issue date: 05/22/2012


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NumberTitleIssue Date
8185478Systems and methods for conducting transactions and communications using a trusted third party
Systems and methods are provided for managing the transfer of electronic files. In one embodiment, a sender transfers an encrypted version of a file (such as a digitally encoded audio track, movie, document, or the like) to someone who wishes to receive it. The rece...
05/22/2012
8160933Method and system to automate payment for a commerce transaction
A method and system to automate payment for a network-based commerce transaction provide a buyer an option to enable an automatic payment service, wherein automatic payment service automatically provides payment to a seller upon a termination event of a network-base...
04/17/2012
8140440Paperless mortgage closings
Concepts and technologies are disclosed herein for providing an electronic document processing system, an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic documents, a packagin...
03/20/2012
8121957Discrete verification of payment information
In a computing system, in response to an order placed by a customer, a request for verification information is received from a merchant. Customer information is communicated to an issuing organization associated with the customer, while the information is withheld f...
02/21/2012
8073785Method and system for detecting fraud in non-personal transactions
A method and system us disclosed for detecting fraud is non-personal transactions. The method and system comprise transmitting the purchaser's data, includes a ship-to address for the transaction, to a fraud-detection system; processing the purchaser's data to deter...
12/06/2011
8069121End-to-end secure payment processes
A method of calculating the quality of a data record having a plurality of data fields involves indentifying individual fields in the data record that are incorrect and scoring those fields accordingly. Further fields are identified where any one or more of those fi...
11/29/2011
8060449Partially delegated over-the-air provisioning of a secure element
A system for provisioning a secure element on a mobile device is provided. The system comprises a first trusted service manager associated with a credit card, a second trusted service manager associated with a wireless service provider, and a mobile device. The mobi...
11/15/2011
8051114Optimized startup verification of file system integrity
A computer system having a transaction based file system is disclosed. The computer system includes file system software that manages the file data and the file system structure of files stored on a persistent data storage device and maintains a transaction file tha...
11/01/2011
8032466System, method, and computer readable medium for micropayment with varying denomination
A system, a method, and a computer readable medium for micropayment with varying denomination are disclosed. The method utilizes a secret value, a public information, a number base parameter, a bit parameter, and merged one-way hash chains to calculate a root for pr...
10/04/2011
RE42760Process and method for secure online transactions with calculated risk and against fraud
An electronic commerce process that facilitates online transactions among multiple participants, that prevents consumer fraud due to pirated payment card numbers, with calculated risk, involving at least one trusted payment card host (3), where buyer's paymen...
09/27/2011
8015118System and method for biometric signature authorization
A system and method of obtaining and storing a signed agreement authorizing the use of a user's biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators. The present invention imparts a process by which merch...
09/06/2011
8001054System and method for generating an unpredictable number using a seeded algorithm
A random number generating algorithm is seeded with an unpredictable number. The seed value is computed by subjecting variable data to a Secure Hashing Algorithm, and truncating the right most, or left most, 16 bytes from the message digest generated. The algorithm ...
08/16/2011
7970803Optimized startup verification of file system integrity
A computer system having a transaction based file system is disclosed. The computer system includes file system software that manages the file data and the file system structure of files stored on a persistent data storage device and maintains a transaction file tha...
06/28/2011
7908223System and method for conducting secure transactions
A system and method of conducting a transaction comprising accepting transaction information from a user, producing a customized statement, the customized statement relating to at least a portion of the transaction information and including a challenge to the user, ...
03/15/2011
7908224Information management system
An information management system is described comprising one or more workstations running applications to allow a user of the workstation to connect to a network, such as the Internet. Each application has an analyzer, which monitors transmission data that the appli...
03/15/2011
7827114Systems and methods for conducting transactions and communications using a trusted third party
Systems and methods are provided for managing the transfer of electronic files. In one embodiment, a sender transfers an encrypted version of a file (such as a digitally encoded audio track, movie, document, or the like) to someone who wishes to receive it. The rece...
11/02/2010
7822690Paperless process for mortgage closings and other applications
According to the present invention, there is provided an electronic document processing system and method including an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic document...
10/26/2010
7809777File system having deferred verification of data integrity
A computer system employs file system software to maintain a transaction file that includes a plurality of transaction records that each include a header section and a data section. The file system software executes a startup process in which a reconstructed file sy...
10/05/2010
7792760Printing device, information processing apparatus, printing system, signature verifying method, signature adding method, and program
A printing device capable of preventing a printing process from being performed in accordance with print information sent from a printer driver in version for which permission of use is not given. In a host computer, a print data generator adds signature data to pri...
09/07/2010
7788271Content distribution server, content distribution method, and program
The present invention provides a content distribution server that allows the terminals owned by a same user to purchase content without repeating purchase processing once it has been executed only on one of these terminals. The content distribution server is made up...
08/31/2010
7788184Method for preventing identity theft
A method of preventing identity theft where a personal document control number is assigned and printed on the document when the document is manufactured. The personal document control number is stored in an electronic file and transmitted to the database of a remote...
08/31/2010
7761384Strategy-driven methodology for reducing identity theft
A strategy-driven methodology for reducing identity theft comprises the steps of attempting to gain system access, and presenting at least one list of user choices instead of granting system access, as practiced conventionally. The presented list contains at least o...
07/20/2010
7752183Using MD4 checksum as primary keys to link transactions across machines
A method, system, and computer instructions for using MD4 checksum to link transactions across machines. Transaction information is received, wherein transaction information comprises a checksum and topology information, and wherein the checksum serves as a unique i...
07/06/2010
7698230Transaction architecture utilizing transaction policy statements
A transaction receiver obtains a transaction packet comprising at least one document and instructions for processing the at least one document to complete a transaction. Thereafter, a rule parser accesses a transaction policy statement associated with the transactio...
04/13/2010
7668785Notification social networking
A method. The method includes a) sending a first transaction notification message comprising an original payee identifier to a user. The original payee identifier may be part of original transaction information associated with a first transaction. At some point, the...
02/23/2010
7657490Electronic settlement system, settlement device, and terminal
An electronic settlement system for settling a transaction through a communication network comprises a settlement apparatus which performs the settlement of the transaction; a billing terminal connecting to the settlement apparatus via the communication network; and...
02/02/2010
7644045Method and apparatus for buyer identification
The present invention comprises an apparatus and method for generating and storing an electronic portrait of a buyer within a personal device such as a mobile telephone. An electronic portrait enables the generation of a physical identifier for comparison to the buy...
01/05/2010
7587369Trusted and secure techniques, systems and methods for item delivery and execution
Documents and other items can be delivered electronically from sender to recipient with a level of trustedness approaching or exceeding that provided by a personal document courier. A trusted electronic go-between can validate, witness and/or archive transactions wh...
09/08/2009
7584153Financial transactions with dynamic card verification values
A payment card comprises an internal dynamic card verification value (CVV) generator and a user display for card-not-present transactions. Card-present transactions with merchant card readers are enabled by a dynamic magnetic array internally associated with the car...
09/01/2009
7580898Financial transactions with dynamic personal account numbers
A method for securing financial transactions involving payment cards includes associating a sixteen-digit personal account number (PAN) with a particular payment card and user, wherein are included fields for a system number, a bank/product number, a user account nu...
08/25/2009
7577621Cryptographic server with provisions for interoperability between cryptographic systems
The invention is a cryptographic server providing interoperability over multiple algorithms, keys, standards, certificate types and issuers, protocols, and the like. Another aspect of the invention is to provide a secure server, or trust engine, having server-centri...
08/18/2009
7565329Biometric financial transaction system and method
Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via ...
07/21/2009
7565330Secure online transactions using a captcha image as a watermark
Techniques for conducting secure online transactions using captcha images as watermarks are provided. Some techniques combine a trusted, secure device that utilizes a key to generate identifiers with a watermarked transaction verification request page to provide sec...
07/21/2009
7548890Systems and methods for identification and authentication of a user
The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for facilitating a secure transaction over a network is provided. The method inc...
06/16/2009
7505944Method and system of payment by electronic cheque
An offline payment method includes communicating a commitment value calculated by an electronic check medium to a terminal configured to receive a payment from the electronic check medium. The commitment value is calculated based on a first authentication code and s...
03/17/2009
7490070Apparatus and method for proving the denial of a direct proof signature
In some embodiments, a method and apparatus for proving the denial of a direct proof signature are described. In one embodiment, a trusted hardware device convinces a verifier that the trusted hardware device possesses cryptographic information without revealing uni...
02/10/2009
7487130Consumer-controlled limited and constrained access to a centrally stored information account
Consumer authentication information is associated with an information account stored in a central database, such that access to the information account by the consumer is conditioned upon receipt and verification of the consumer authentication information. A tempora...
02/03/2009
7457782Electronic settlement system, settlement apparatus and terminal
An electronic settlement system for settling a transaction through a communication network comprises a settlement apparatus which performs the settlement of the transaction; a billing terminal connecting to the settlement apparatus via the communication network; and...
11/25/2008
7447662Transaction processing system
A method of operating a transaction processing system (19) for confirming orders placed over a public data network (1), comprising: receiving first order references from a number of different merchant sites (7) via first data communication paths...
11/04/2008
7441116Secure resource distribution through encrypted pointers
A secure pointer. The secure pointer can include an encrypted pointer to a resource disposed in a communicatively coupled computing device. The secure pointer also can include a network address of a server computing device able to locate the resource based upon a de...
10/21/2008
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