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| Number | Title | Issue Date |
| 7983994 | Module ID based encryption for financial transactions A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the... | 07/19/2011 |
| 7937680 | Method and apparatus for verifying specification, and computer product An apparatus for verifying a specification includes a use-case extracting unit, a first setting unit, an operation extracting unit, a second setting unit, and a determining unit. The use-case extracting unit extracts an unprocessed use case from specification data. ... | 05/03/2011 |
| 7797251 | System and method providing secure credit or debit transactions across unsecure networks A system and method for providing secure credit and debit transactions across unsecure data networks. The present invention provides a one-time-use combination of account number, PIN, and added factors. A merchant terminal receives a customer identifier such as a PI... | 09/14/2010 |
| 7769697 | Method for validating an electronic payment by a credit/debit card A method for validating an electronic payment by a credit/debit card in a transaction system. The method includes registering a purchase of an article by a buyer using a credit/debit card associated with at least one PIN code, checking that the at least one PIN code... | 08/03/2010 |
| 7742996 | Computer program, system and method for on-line issuing and verifying a representation of economic value interchangeable for money having identification data and password protection over a computer network An electronic economic value representation distribution system. The potential user may specify the economic value representation. A password is required to lock in the representation and is stored in the issuer server. Information identifying the representation is ... | 06/22/2010 |
| 7657489 | Systems and method for secure wireless payment transactions When purchasing an item or service, a user enters a PIN enter their mobile communication device and send the PIN, e.g., via text message to a payment authority. The payment authority authenticates the user using at least the PIN and the mobile communication device i... | 02/02/2010 |
| 7653603 | Network connected delivery box using access codes and methods for providing same A network connected delivery box includes an input unit for inputting a user code. A communication unit communicates with a computer through the network so that an electrically controlled lock in the delivery box can be opened by a signal from the computer when the ... | 01/26/2010 |
| 7596531 | Method and apparatus for protecting against side channel attacks against personal identification numbers A method for private personal identification number (PIN) management includes receiving a first PIN, receiving a first key used to scramble a second PIN that has been validated, receiving a first scrambled PIN comprising the second PIN scrambled with the first key, ... | 09/29/2009 |
| 7430756 | System and method for generating and authenticating a computer password A system and method for generating and authenticating a password to protect a computer system from unauthorized access. The characters of the password are placed in data packets by an access device. Prior to sending the packets, the device inserts a predefined numbe... | 09/30/2008 |
| 7418592 | Automated banking machine system and method An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remo... | 08/26/2008 |
| 7386517 | System and method for determining and/or transmitting and/or establishing communication with a mobile device user for providing, for example, concessions, tournaments, competitions, matching, reallocating, upgrading, selling tickets, other event admittance means, goods and/or services A method, system, server architecture and/or tangible medium determines and/or transmits and/or establishes communication with a mobile device user. The method includes, for example, receiving a communication from and/or transmitting a communication to, an event cus... | 06/10/2008 |
| 7383232 | Systems, methods and computer program products facilitating automated confirmations and third-party verifications Systems and methods are defined for facilitating the audit process involving a financial institution, a client of the financial institution, and an accountant. A service provider receives the client's account information from the financial institution upon approval ... | 06/03/2008 |
| 7373372 | Method for accrediting event participants The present invention relates to the accreditation of participants to an event. Participants are invited to register, allowing an accreditation system (300) to collect information (325 and 320) from each of the participants. The accreditation sy... | 05/13/2008 |
| 7360096 | Securely processing client credentials used for Web-based access to resources The present invention provides for securely processing client credentials used for Web-based access to resources. A login page with an interface for entering user credentials is presented at a client and entered user credentials are sent to the server. In response t... | 04/15/2008 |
| 7353014 | Universal portable unit In general, a portable unit and method are described for storing user information for subsequent recovering. For one embodiment, the portable unit comprises a casing, an antenna and logic employed within the casing. The logic may comprise a wireless transceiver coup... | 04/01/2008 |
| 7350078 | User selection of computer login Computer login may comprise any user-determined submission. A user may select the input devices used, and which types of signals from input devices are to be used for login authentication. Account identification may be inferred by signature rather than explicitly st... | 03/25/2008 |
| 7340312 | Method and system for monitoring and control of complex systems based on a programmable network processor A method and apparatus for monitoring and control of a system is disclosed. The method and apparatus include providing a plurality of sensors, a table, and a network processor. The sensors monitor attributes of the system. The table includes a plurality of entries. ... | 03/04/2008 |
| 7328342 | Method for secure communication between two devices A method for a secure transmission of information between a first and a second module is disclosed. Each module contains one of the keys of two pairs of keys. A first number and a second number are randomly generated in the first module, and a third number is random... | 02/05/2008 |
| 7319978 | Net shopping method, system therefor, and automatic payment transfer device The present invention relates to a Net shopping method for performing Net shopping through the Internet with a portable terminal. The user freely makes product selections (Net shopping) at any time and place using a portable terminal 2. When the user proposes... | 01/15/2008 |
| 7313635 | Method and apparatus for simulating a load on an application server in a network A method is disclosed for simulating a load on an application server in a network. The method intercepts data packets of a request from a sender to a receiver. The data packets to be intercepted can be selected according to specified criteria, such as communications... | 12/25/2007 |
| 7305506 | Method and system for transferring status information between a media player and an accessory A method, system, and connector interface for transferring status information between a media player and an accessory. The method includes determining, by the accessory, when a button event occurs; and transmitting, by the accessory, at least one button status comma... | 12/04/2007 |
| 7287165 | IC card, portable terminal, and access control method An IC card 16 according to the present invention is provided with an electronic value storing means, a request acquiring means, a verifying means, and an output means. The request acquiring means acquires an access request from display application 151 ... | 10/23/2007 |
| 7286796 | Communication apparatus and system, and control method This invention solves various problems associated with apparatus registration and communications after registration in an n:n communication system based on, e.g., a Bluetooth protocol. Information of a newly registered wireless communication apparatus is sent to alr... | 10/23/2007 |
| 7283972 | Loyalty link method and apparatus with audio performance for integrating customer information with dealer management information A customer data capture system integrated with a dealership data management system allows customer and vehicle maintenance data to be exchanged between a kiosk on the floor of the dealership and the data management system. The customer inserts a customized card into... | 10/16/2007 |
| 7280645 | Method of associating multiple prepaid cards with a single account A set of multiple prepaid calling cards that are associated with a single account is disclosed. A predetermined amount of minutes is associated with the set of cards. Cards within the set can be used simultaneously and extract minutes from the account in predetermin... | 10/09/2007 |
| 7254560 | Method and apparatus for an integrated identity security and payment system An identity security system (10) that reduces the likelihood of identity theft and fraud includes a central system (12) and a portable wireless device (15). The central system (12) stores personal data of a party including information reg... | 08/07/2007 |
| 7240034 | Method for secure electronic transaction and corresponding system The transaction is made between an object and a terminal. According to the invention, an authentication value is inserted in the object which is a digital signature appearing on an identifier of the object. Each object also has a diversified key created from a base ... | 07/03/2007 |
| 7240363 | System and method for thwarting identity theft and other identity misrepresentations Registered users including businesses attach a one-time-use identity verifier to as many financial and other transactions as they choose to protect themselves from identity thieves. They may also attach a security message to any identity verifier to ensure that a th... | 07/03/2007 |
| 7237115 | Authenticating concealed private data while maintaining concealment A method of and system for authenticating concealed and statistically varying multi-dimensional data comprising: acquiring an initial measurement of an item, wherein the initial measurement is subject to measurement error; applying a transformation to the initial me... | 06/26/2007 |
| 7237257 | Leveraging a persistent connection to access a secured service Leveraging a persistent connection to provide a client access to a secured service may include establishing a persistent connection with a client in response to a first request from the client, and brokering a connection between the client and a secured service base... | 06/26/2007 |
| 7231025 | Acoustic encoding of dynamic identification codes Methods for identifying a remote user of a portable device by using the portable device to encode sound corresponding to the identification of the remote user. The sound is received by a microphone external to the portable device and convened to an electrical signal... | 06/12/2007 |
| 7228342 | System for utilizing an incentive point system based on disc and user identification A system and method for awarding incentive points utilizing unique disc identification to provide access to disc storage media includes a disc storage medium with a permanently recorded disc identification, a user console with a set identification, a network, and a ... | 06/05/2007 |
| 7222107 | Method for inter-enterprise role-based authorization A Transaction Authorization Method operating over a computer network comprising a plurality of interconnected computers and a plurality of resources, each computer including a processor, memory and input/output devices, each resource operatively coupled to at least ... | 05/22/2007 |
| 7216237 | System and method for trusted communication A method of establishing a trusted path of data and a method of verifying the integrity of data presented for signing to a user of the personalized device in a public-key cryptographic scheme. The method comprises establishing a trusted path between the user and sec... | 05/08/2007 |
| 7206937 | IC card, portable terminal, and access control method An IC card 16 according to the present invention is provided with an electronic value storing means, a request acquiring means, a verifying means, and an output means. The request acquiring means acquires an access request from display application 151 ... | 04/17/2007 |
| 7200577 | Method and apparatus for secure online transactions A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit card issuers that provide online credit card authentication services.... | 04/03/2007 |
| 7197278 | Method and system for communicating information between a vehicular hands-free telephone system and an external device using a garage door opener as a communications gateway A method and system for communicating information between a vehicle and a device located in a house. The system includes a vehicle appliance integrated in a vehicle. The vehicle appliance has a Bluetooth® enabled communications module. The system further includes a... | 03/27/2007 |
| 7177846 | Technique for account authentication A technique for confirming an association between a deposit account and an account holder is provided. The technique includes receiving information identifying the deposit account and identifying the account holder. Other information associated with multiple deposit... | 02/13/2007 |
| 7177848 | Method and system for conducting secure payments over a computer network without a pseudo or proxy account number A method is provided for conducting an electronic transaction with a payment account number having a certain amount of available funds, using a payment network and a “check site”. The method comprises the following steps: (a) generating a secret key associated w... | 02/13/2007 |
| 7177849 | Method for validating an electronic payment by a credit/debit card Method for validating an electronic payment by a credit card in a transaction system comprising a seller terminal (12) for registering a sale of one or several articles by a buyer (10 or 11) using a credit card associated with a plurality of PIN... | 02/13/2007 |
