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| Number | Title | Issue Date |
| 8108224 | Method and system of identifying potential under reporters to monitor compliance in reporting unclaimed property Methods, apparatus and computer program products are provided for monitoring compliance in reporting unclaimed property. The method is capable of identifying both potential non-reporters and potential under-reporters. In this regard, potential under-reporters may be... | 01/31/2012 |
| 7809651 | Universal secure registry A system and method for validating an identity of a user to enable or prevent an occurrence of an event is disclosed. In one embodiment, the system includes a first device including a wireless transmitter which is configured to transmit validation information, a sec... | 10/05/2010 |
| 7536360 | Electronic purchase of goods over a communications network including physical delivery while securing private and personal information of the purchasing party E-commerce which may include delivery of a good ordered or purchased over a network (e.g., the Internet) to a purchaser/user, and/or arranging for electronic payment of the good is accomplished while securing private and personal information of purchasers/users, whi... | 05/19/2009 |
| 7434225 | Context information associated with message flows in a messaging system Method, parser, messaging system, computer program and computer program product for handling context information associated with a message flow in a messaging system, the message flow having processing nodes for processing the message. A request is received at the p... | 10/07/2008 |
| 7400883 | Methods, systems, and computer program products for joint account registers A first account profile is on a first mobile communications device and a second account profile is on a second mobile communications device. User input of transactional information is accepted on the first mobile communications device. The first account profile on t... | 07/15/2008 |
| 7376838 | Method for controlled and audited access to privileged accounts on computer systems A method that provides access to Privileged Accounts to users with Privileged Account access permission. A message is sent to a Privileged Accounts manager when a user logs into a Privileged Account. The user must enter a reason for access. All keystrokes are logged... | 05/20/2008 |
| 7370203 | Method for indivisibly modifying a plurality of sites in a microcircuit card non volatile memory, in particular a contactless card A method of connecting a card to a terminal including the following steps: a) on receiving corresponding respective commands from the terminal, it modifies the contents of the card memory by provisionally recording in the card memory each of said interdependent item... | 05/06/2008 |
| 7366699 | Electronic money system, electronic money terminal device, and information card An electronic money system includes a plurality of electronic money terminals for withdrawing a sum of money which is spent by a user from money data which has been deposited into an information card. Utilization-history data including the number of times the inform... | 04/29/2008 |
| 7360091 | Secure data transfer method of using a smart card A smart card and a settlement terminal are provided by which, when common-key cryptography is used for value transfer between smart cards, the security of the whole system can be improved by enabling easy updating of a cryptographic key used for the value transfer. ... | 04/15/2008 |
| 7356696 | Proofs of work and bread pudding protocols The bread pudding protocol of the present invention represents a novel use of proofs of work and is based upon the same principle as the dish from which it takes its name, namely, that of reuse to minimize waste. Whereas the traditional bread pudding recipe recycles... | 04/08/2008 |
| 7349566 | Image processing network An image processing network for processing image files and coupled to an outside data communication network comprising a plurality of remote image capture units, the units scanning documents and creating a plurality of image files of said documents; the image proces... | 03/25/2008 |
| 7324040 | Method of automatically setting the gain of an interrogator receiver within a non-contacting identification system An attack is activated in a receiver amplifier of an interrogator whenever an amplified input signal exceeds an attack threshold voltage value Vatt, and the receiver amplifier at least during a waiting period, the length of which preferrably equals the double length... | 01/29/2008 |
| 7293717 | Method for recovering information stored in a smart card A system and method for using a smart card. The system includes a smart card enabler receiving a first identification key from a smart card. The smart card enabler compares the first identification key with a second identification key. If the first identification ke... | 11/13/2007 |
| 7283053 | RFID radio frequency identification or property monitoring method and associated apparatus A method of identifying an article of interest includes providing one of a plurality of RF antennas each having a non-linear element which may be a rectifying diode and being resident at a different frequency on the article of interest. One RF antenna is interrogate... | 10/16/2007 |
| 7280644 | Transaction processing platform for faciliating electronic distribution of plural prepaid services A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to ... | 10/09/2007 |
| 7209901 | Method for selling, protecting, and redistributing digital goods This is a method for limiting access to selected features of a freely distributed multimedia file, by disabling selected features of the file (using encryption, compression, or other access denial), distributing the file with some enabled features as an inducement t... | 04/24/2007 |
| 7204412 | Family stored value card program A family stored value card program is provided. One embodiment is a method for implementing a stored value card program. One such method comprises: identifying an existing stored value card account; and enabling a first customer associated with the existing stored v... | 04/17/2007 |
| 7206763 | Method and system for commodity-based currency for payment of accounts A system and method for permitting gold or other commodities to circulate as currency requires a network of system users that participate in financial transactions where payment is made in units of gold. The gold is kept in secure storage at a deposit site for the b... | 04/17/2007 |
| 7172114 | Tamperproof point of sale transaction terminal A point of sale transaction terminal that has a signature capture pad mounted within a platen that is recessed within the top surface of the terminal housing. A screen protector is mounted over the signature pad and is registered thereon so that the protector covers... | 02/06/2007 |
| 7159113 | Distribution information management system and method Distributors can verify a signature without acquisition of a certificate for each signer from the certificate authority. A signature part calculates a hash value of distribution information and sets it to a variable h (step S412). Signer private information i... | 01/02/2007 |
| 7159114 | System and method of securely installing a terminal master key on an automated banking machine An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remo... | 01/02/2007 |
| 7155417 | System and method for detecting fraud in prepaid accounts The invention provides systems and methods providing independent determinations of services provided to be utilized in detection of fraud. According to a preferred embodiment, a call data record server is provided in communication with a prepaid calling system such ... | 12/26/2006 |
| 7155418 | Electronic cash system Detection of frauds and circulation of money can be managed while no special apparatus is required, electronic cash can be securely utilized, and personal information and information on individual's purchase are not unnecessarily known. An account management unit | 12/26/2006 |
| 7143062 | Electronic cash eliminating payment risk A system and method for permitting gold or other commodities to circulate as currency requires a network of system users that participate in financial transactions where payment is made in units of gold. The gold is kept in secure storage at a deposit site for the b... | 11/28/2006 |
| 7131108 | Software development system having particular adaptability to financial payment switches A software development system. An inventory of software modules is maintained. When a given system is to be assembled, modules from the inventory are selected for that system. In addition, modules not contained in the inventory are developed specifically for that sy... | 10/31/2006 |
| 7120608 | Systems and methods for implementing person-to-person money exchange Systems and methods for effecting online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user accesses a fund exchange server to establish an online account, which is used to transfer ... | 10/10/2006 |
| 7113592 | Method and device for loading input data into a program when performing an authentication A method for enhancing data security when chip cards are used for payment transactions and input data are loaded into an algorithm when performing an authentication. The security of the debit and credit data is enhanced by subdividing the data blocks and by switchin... | 09/26/2006 |
| 7114076 | Consolidated technique for authenticating a user to two or more applications A user of a client computer is authenticated for first and second applications executing in a server. The server authenticates the user for the first application based on a userID and password of the user, and the server returns a token of the authentication to the ... | 09/26/2006 |
| 7107247 | Electronic value system An electronic value amount of an electronic bank account and an electronic value amount stored in user identification module UIM in mobile station MS are each stored in an electronic bank server EBS, and updated by the server when either amount changes as a result o... | 09/12/2006 |
| 7092930 | Architecture and method to secure database records from tampering in devices such as postage value dispensing mechanisms A method and apparatus for protecting against a replay attack in a database system makes use of customer records including a counter, and freshness records that include the customer counters and a freshness record counter. The counter from the customer records, the ... | 08/15/2006 |
| 7047405 | Method and apparatus for providing secure processing and data storage for a wireless communication device Techniques for providing secure processing and data storage for a wireless communication device. In one specific design, a remote terminal includes a data processing unit, a main processor, and a secure unit. The data processing unit processes data for a communicati... | 05/16/2006 |
| 7047222 | Secure encryption of data packets for transmission over unsecured networks Pure random numbers from a sheet within a one-time pad are employed to encrypt the bytes of a source data packet and to order the encrypted bytes in a random order within the encrypted data packet. Pure random numbers fill remaining positions within the encrypted da... | 05/16/2006 |
| 7043025 | Method and apparatus for secured electronic commerce A user anonymously acquires a first sequence of encryption key material. An encryption server, having a second sequence complementary to the first sequence, receives and forwards encrypted messages and monitors utilization of encryption key material by the user. As ... | 05/09/2006 |
| 7026924 | System for detecting individuals or objects passing through an entrance-exit of a defined space There is disclosed a system for detecting the passage of persons or objects through an entry-exit (4) to a delimited space (2), including (i) a detection device including transmission means (8) for transmitting different first and second electro... | 04/11/2006 |
| 7028185 | Managing database for identifying to recipients security features of devices generating digital signatures Managing a database for identification of security features of a device that generates digital signatures includes (a) recording in the database for each of a plurality of devices, (i) a public key of a pair of public-private keys of the device, and (ii) information... | 04/11/2006 |
| 7020456 | Method and system for authentication of units in a communications network A method of granting, to a user communications device, access to a service provided by a plurality of service communications devices where an access key code is generated during an initial communications session between the user communications device and one of the ... | 03/28/2006 |
| 7003495 | Portable electronic authorization system and method In one embodiment an apparatus includes a housing; a user authenticator, supported by the housing, that authenticates an identity of a user; at least one memory, supported by the housing, that stores transaction information for at least first and second media; and a... | 02/21/2006 |
| 7000829 | Automated banking machine key loading system and method An encryption key transfer system, the system may be operative to generate encrypted files on a portable storage medium which may be used to transfer encrypted keys between ATMs using a single operator. Such secret encrypted keys may include a terminal master key. T... | 02/21/2006 |
| 6996233 | System and method for encrypting and verifying messages using three-phase encryption A method and system for encrypting and verifying the integrity of a message using a three-phase encryption process is provided. A source having a secret master key that is shared with a target receives the message and generates a random number. The source then gener... | 02/07/2006 |
| 6993510 | System and method for managing accounts A system for managing credit card accounts or the like, having a database for storing a permanent customer ID associated with each cardholder, an account ID for each account accessible by the cardholder, a presentation ID (card number) appearing on each card, and a ... | 01/31/2006 |
