...that the Eveready Battery began as an invention called the "electric flowerpot," which was a tube with a battery and light bulb inside? The idea was to fasten this gizmo to the side of a flowerpot so it would illuminate the flowers from the bottom. The idea died on the vine and the businessman who licensed the flower pot, Conrad Huber, was left with a pile of useless tubes -- until he found a way to market them as batteries to light the world!
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| Number | Title | Issue Date |
| 8175979 | Method and system for anonymous electronic transactions using a mobile device A method for conducting transactions, includes: encoding concatenated transaction information at a cash point; sending the encoded concatenated transaction information from the cash point to a mobile device; receiving verification information from the mobile device ... | 05/08/2012 |
| 8160966 | Token based new digital cash protocols Digital cash token protocols employ two pairs of private and public keys. Each public key is certified separately and the protocols do not use any blind signature schemes. As a result, the digital cash token protocols provide strong protection of user privacy by usi... | 04/17/2012 |
| 8135647 | Consumer authentication system and method A method for authenticating a consumer. The method includes receiving an authorization request message associated with a consumer conducting a transaction with a portable consumer device. A challenge message is sent to the consumer, where the challenge message is dy... | 03/13/2012 |
| 8135648 | Authentication of lottery tickets, game machine credit vouchers, and other items Credit vouchers from a wagering game machine can be authenticated. This may be accomplished by receiving credit information at a server, the credit information including information indicating a player's balance at the wagering game machine. A security key may be cr... | 03/13/2012 |
| 8126816 | Method for fingerprinting and identifying internet users Various aspects of the present system provide methods and systems for authenticating online purchase by tracing internet actions to a remote computer and to an individual who operates the computer. One aspect provides a technique to generate fingerprint of computer ... | 02/28/2012 |
| 8121956 | Cardless challenge systems and methods Systems, methods, and apparatus for handling and/or authorizing payment requests by a consumer for a transaction are provided. Challenge questions may be presented from the non-merchant to the consumer after receiving the payment information, thereby allowing a judi... | 02/21/2012 |
| 8099368 | Intermediary service and method for processing financial transaction data with mobile device confirmation A transaction processing service operates as an intermediary between acquirers of financial transaction requests and issuing institutions that process the financial transaction requests. The intermediary service utilizes a customer's mobile device as an out-of-band ... | 01/17/2012 |
| 8082213 | Method and system for personalized online security Various embodiments of the present invention provide strong authentication of users on behalf of commercial entities and other parties to electronic transactions. In these embodiments of the present invention, a user interacts with an authentication service provider... | 12/20/2011 |
| 8005722 | Method and apparatus for ordering goods, services and content over an internetwork A billing system that allows a consumer to order products from computers connected to the Internet, wherein the consumer is automatically billed for the ordered product by its telephone service provider. When a product is ordered over the Internet, a plug-in compone... | 08/23/2011 |
| 7996326 | Financial card system, communications device, authentication terminal, authentication method, and program Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications dev... | 08/09/2011 |
| 7983993 | Authenticated payment A buyer (110) wishes to use a payment instrument as part of an online commerce transaction with a seller (120) and it is desired to authenticate that the buyer (110) has authority to use the payment instrument. A separate authentication service ... | 07/19/2011 |
| 7983992 | Client system facilitating an online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 07/19/2011 |
| 7962419 | Performing automatically authorized programmatic transactions Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are progra... | 06/14/2011 |
| 7953671 | Methods and apparatus for conducting electronic transactions A system and method for facilitating electronic transactions using an intelligent instrument is disclosed. An authorization server enables users to obtain authorization credentials through the use of the intelligent instrument by issuing a challenge to an intelligen... | 05/31/2011 |
| 7933842 | Client facilitation of online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 04/26/2011 |
| 7899753 | Systems and methods for time variable financial authentication The systems and methods of the invention provide a technique for authenticating a finance related transaction. The method may include providing a token which contains a token counter, the token counter periodically advancing to generate a changing token value, the t... | 03/01/2011 |
| 7895126 | Method, communications system and receiver device for the billing of access controlled programmes and /or data from broadcast transmitters A method, a communications system and a receiving device are for billing of access-controlled programs and/or data which are broadcast by a broadcast transmitter unidirectionally and encrypted, and are received by at least one receiving device. A monetary value is s... | 02/22/2011 |
| 7885899 | System and method for secure network purchasing There is disclosed a method for performing secure electronic transactions on a computer network, the network comprising a buyer's computer, a vendor server, a creditor server and a security server. The buyer's computer has a fingerprint file stored in the memory the... | 02/08/2011 |
| 7882037 | Open, neutral electronic distribution system for digital content providing distribution channel support to publishers and retailers and abstract fulfillment for publishers An online service and system are provided through which digital content publishers can package, protect, market and sell their content through on-line retailers, and through which on-line retailers can both build a unique inventory of digital content with all associ... | 02/01/2011 |
| 7873579 | Merchant facilitation of online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 01/18/2011 |
| 7873580 | Merchant system facilitating an online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 01/18/2011 |
| 7865449 | Electronic data vault providing biometrically protected electronic signatures An eVault system securely stores personal data and documents for citizens and allows controlled access by citizens and optionally by service providers. The eVault may be adapted to allow processes involving the documents to be carried out in a secure and paperless f... | 01/04/2011 |
| 7853535 | System for secure internet access for children A system and method for secure internet access by children that assigns each child a Safe Card with integral fingerprint scanner, plus an intelligent USB card reader for biometric-secure internet access. Both the Safe Card and card reader/docking station have device... | 12/14/2010 |
| 7853534 | Authentication-authorization system for mobile communication terminal and method therefor An authentication-authorization system for a mobile communication terminal and a method therefore are provided. When a mobile communication terminal is in a connect state, code data randomly generated by a remote encoding terminal is continuously provided to the ter... | 12/14/2010 |
| 7840496 | Electronic payment system through a telecommunication network An electronic system for payment via a telecommunications network between firstly a vendor having a server suitable for implementing a secure protocol for payment by smart card, and secondly a client having navigation and electronic payment means suitable for making... | 11/23/2010 |
| 7835994 | Systems and methods for performing flow-through banking A flow-through transaction is effectuated with regard to a deposit account at a financial institution by an intermediary between a customer and the financial institution. The customer is received at a site of the intermediary and a type of the flow-through transacti... | 11/16/2010 |
| 7822688 | Wireless wallet A mobile phone system and method of initializing, at a secure transaction server (STS), a mobile payment software with a software authentication parameter, as an authentic mobile payment software; providing an STS correlation between a personal identification entry ... | 10/26/2010 |
| 7805378 | System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions A transaction device system is associated with a transaction device proxy account identifier, which may be stored in a database on the transaction device system and may be associated with a transaction account identifier for use in completing a transaction. The prox... | 09/28/2010 |
| 7801827 | Methods and apparatus for conducting electronic transactions A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent to... | 09/21/2010 |
| 7801825 | Systems and methods for conducting secure payment transactions using a formatted data structure A formatted data structure is provided for conveying the results of ecommerce authentication programs that are used to authenticate a cardholder's on-line transactions. The data structure, which has at most a 20-byte length, is designed to be compatible with 3-D Sec... | 09/21/2010 |
| 7801826 | Framework and system for purchasing of goods and services A system for conducting an agreement between two parties relying on a trusted a third party includes a first party generating a first view of the agreement and transmitting the first view of the agreement to the third party, a second party independently generating a... | 09/21/2010 |
| 7797249 | Copyright detection and protection system and method A method for detecting against unauthorized transmission of digital works comprises the steps of maintaining a registry of information permitting identification of digital copyrighted works, monitoring a network for transmission of at least one packet-based digital ... | 09/14/2010 |
| 7792759 | Methods for performing transactions in a wireless environment A method of performing a transaction over a contactless interface placing a first device in wireless communication with a second device, selecting the interface over which the first and second device will communicate, selecting the application to be used to approve ... | 09/07/2010 |
| 7778935 | System for secure payment and authentication A system and method for biometric-secure point-of-sale or online transactions and/or authentication and ID verification for restricted access that simplifies the checkout process and eliminates fraudulent transactions. The system employs a credit-card-sized device w... | 08/17/2010 |
| 7778934 | Authenticated payment A buyer (110) wishes to use a payment instrument as part of an online commerce transaction with a seller (120) and it is desired to authenticate that the buyer (110) has authority to use the payment instrument. A separate authentication service ... | 08/17/2010 |
| 7769696 | Information storing apparatus An information storing apparatus for judging who requests personal information and for setting an access level for the personal information for the requester. The information storing apparatus includes: a personal information storing section storing thereon the pers... | 08/03/2010 |
| 7765163 | System and method for conducting secure transactions over a network A system and method for effecting a transaction between a person and a provider of goods or services over a network are provided. The method includes establishing, from a communication device, a communication link over the network with the provider, entering into th... | 07/27/2010 |
| 7765164 | System and method for offering in-lane periodical subscriptions A system and method of offering subscriptions to periodical publications or other products and services at a point of sale using subscription enabling information stored in a database. The present invention imparts a process by which users enrolled in a biometric au... | 07/27/2010 |
| 7747540 | Account linking with privacy keys A computer system includes a security module programmed to generate a first privacy key for use with secure communications with a first web site, and a second privacy key for use with secure communications with a second web site, the first and second keys being diff... | 06/29/2010 |
| 7747541 | Validating apparatus for use with a pair of integrated circuits An apparatus is provided for validating a device. The apparatus includes a first integrated circuit which is configured to generate a random number, reference information using the random number and a secret key. A control system is configured to: receive the random... | 06/29/2010 |