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...that one person who claimed to be the inventor of the television is Russian emigre Vladimir Zworykin? In 1929 David Sarnoff, founder of RCA, asked Zworykin what it would take to develop TV for commercial use. He said: a year and a half and $100,000. In reality, it took 20 years and $50 million! Before his death in 1982 at the age of 92, Zworykin said of his invention: "The technique is wonderful. It is beyond my expectations. But the programs! I would never let my children even come close to this thing."

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Class 705/66 - Intelligent token initializing or reloading


Subclass of Class 705 - Data processing: financial, business practice, management, or cost/price determination
Definition: Subject matter wherein the intelligent token is programmed
No. of patents: 167
Last issue date: 01/31/2012


1          
NumberTitleIssue Date
8108319System and method for controlling access to computer readable content using downloadable authentication
An invention is provided for controlling access to computer readable media is disclosed. The method includes receiving a digital authentication ticket, which includes a digital code, from a client device using a computer system that includes particular computer read...
01/31/2012
7908222Method and system for automatically harmonizing access to a software application program via different access devices
A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill pa...
03/15/2011
7797248Automated confirmation of transit card fund replenishment
An electronic transit fare payment system is disclosed. The system comprises a plurality of mobile devices adapted to store a transit fare payment application and a server in wireless communication with the mobile devices. The transit fare payment application decrem...
09/14/2010
7765162Method and system for conducting off-line and on-line pre-authorized payment transactions
A system and method for conducting a financial transaction using an integrated circuit device issued by a card issuer and capable of conducting off-line and on-line transactions with a payment card network. The method includes utilizing the card for conducting a tra...
07/27/2010
7606770System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c...
10/20/2009
7502760Providing payments automatically in accordance with predefined instructions
Techniques are described for facilitating interactions between computing systems, such as by using an authorization system to automatically authorize financial payments between parties in accordance with previously specified private authorization instructions of at ...
03/10/2009
7437559Electronic message authentication
A method, and associated apparatus, comprises calculating a first part of a message authentication function by a first processor, calculating a second part of the message authentication function by a second processor, and combining the first and second parts into th...
10/14/2008
7415609Automated banking machine system and method
An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remo...
08/19/2008
7412420Systems and methods for enrolling a token in an online authentication program
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with strong security methods to further ensure that the authentication pr...
08/12/2008
7398253System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c...
07/08/2008
7392222System and method for providing promotional pricing
A system and method for providing promotional pricing is disclosed. One or more pricing offers may be provided to a plurality of credit accounts, wherein the pricing offers may be directed to transactions associated with particular products and/or merchants. It may ...
06/24/2008
7386518Method and system for facilitating transactions
A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first party's instructions for fulfilling at least a part of the first party's o...
06/10/2008
7383231Performing automatically authorized programmatic transactions
Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are progra...
06/03/2008
7380710Payment card preloaded with unique numbers
A conventional looking payment card comprises a plastic card with a legacy card reader compatible magnetic stripe for dynamic user account data. Internal to the plastic card, and behind the magnetic stripe, a number of fixed-position magnetic write heads allow the u...
06/03/2008
7370203Method for indivisibly modifying a plurality of sites in a microcircuit card non volatile memory, in particular a contactless card
A method of connecting a card to a terminal including the following steps: a) on receiving corresponding respective commands from the terminal, it modifies the contents of the card memory by provisionally recording in the card memory each of said interdependent item...
05/06/2008
7369658Secure modulation and demodulation
A system and method are disclosed for securely transmitting and receiving a signal. A nonlinear keying modulator is used in the transmitter to encrypt the signal using a nonlinear keying modulation technique. A nonlinear keying demodulator is used in the receiver to...
05/06/2008
7366911Methods and apparatus for computationally-efficient generation of secure digital signatures
Methods and apparatus are disclosed for generation of secure and efficient digital signatures in an information processing system. The system includes one or more user devices, a signing aid or other intermediary device, and a verifier. A given user device has assoc...
04/29/2008
7365636RFID tag device, tag identification device and radio communication system
An RFID tag device has a random number generator which generates a random number or a pseudo-random number, an identification information holding unit which holds identification information having a plurality of bits, a noise addition processing unit which generates...
04/29/2008
7330979Method for protecting the processing of sensitive information in a monolithic security module, and associate security module
The invention relates to a method and associated security module for protecting the processing of sensitive information in a security module with a monolithic structure, the module comprising information processing means (9) and means for storing (3, 4...
02/12/2008
7328191Methods and systems for processing unrestricted stored-value instruments
Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in response to an authentication request received from a merchant point-of...
02/05/2008
7325132Authentication method, system and apparatus of an electronic value
An authentication system providing a safety authentication process of electronic values with the use of mobile terminals which do not have a tamper-resistant function. The electronic value including encrypted value authentication information (F(VPW)), wherein an aut...
01/29/2008
7324976Automatic authorization of programmatic transactions
Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are progra...
01/29/2008
7324641Activating telephone-based services using a POS device
A method of providing telephone response unit (TRU)-based services includes receiving from a point-of-sale (POS) device a request at a host computer system to activate TRU-based services. The request includes an identifier that indicates the specific TRU-based servi...
01/29/2008
7319978Net shopping method, system therefor, and automatic payment transfer device
The present invention relates to a Net shopping method for performing Net shopping through the Internet with a portable terminal. The user freely makes product selections (Net shopping) at any time and place using a portable terminal 2. When the user proposes...
01/15/2008
7311249System and method for conducting a return transaction for a PIN-activated account
A system and method for conducting a PIN-enabled stored value account refund transaction is provided. A refund request is received, wherein the refund request is for a stored value account having an associated value purchased in a previous transaction, and the refun...
12/25/2007
7299211Transaction number management method in network commodity sales
A cart ID according to the present invention is an identification code including receipt information containing at least a receipt number (serial number) indicating a receipt number of the transaction, and further unmeaning password information. Furthermore, it is p...
11/20/2007
7287011Application management for multi application devices
A process and system for managing and leasing memory capacity on a plurality of smartcards and/or smartcard terminals. The capacity is leased to developers of various applications who wish to load their applications on desired smartcards and/or smartcard terminals.
10/23/2007
7280644Transaction processing platform for faciliating electronic distribution of plural prepaid services
A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to ...
10/09/2007
7264153Final sale merchandise card
A system for activating a merchandise card and account that permits a card user to initially purchase or reload cash value into a merchandise account using a card issued by an issuer such as a merchant, bank, or card association via a terminal, with or without a PIN...
09/04/2007
7246377Method and apparatus for mediation of security information, and a computer product
The security information mediation apparatus comprises security information registering unit which registers security information supplied by a client of a user, a transfer unit which transfers the security information registered in the security information register...
07/17/2007
7243853Method and system for facilitating memory and application management on a secured token
A system including a secured token having a plurality of applets. Each applet supports a plurality of commands and is capable of being instantiated to create one or more applet instances. Each applet instance is capable of supporting the same plurality of commands t...
07/17/2007
7222164Device and method to load commands in an integrated circuit card
The invention concerns a device to load commands from at least one server to at least one integrated circuit card, the said card including a first command execution program and a first memory. The invention is characterised in that firstly, the said server includes:...
05/22/2007
7216083Automated transaction machine digital signature system and method
An automated transaction machine such as an ATM (10) is provided. The ATM is operative to digitally sign electronic documents (42). The ATM may be in operative connection with a storage server (32). The storage server is operative responsive to ...
05/08/2007
7213755System for rapidly dispensing and adding value to fare cards
An add value terminal provides an automatic fare collection environment with a compact, easy to use, and easy to install device that re-values and issues transit fare smart cards exclusively utilizing credit and debit functions. The add value terminal alleviates lon...
05/08/2007
7210034Distributed control of integrity measurement using a trusted fixed token
A system for controlling integrity measurement of an un-trusted system component on a client system includes a trusted management utility configured to measure the integrity of the un-trusted system component, a trusted fixed token resident on the client system, and...
04/24/2007
7207495Wireless terminal to which an integrated circuit card is connected and a system utilizing the wireless terminal for rewriting memory of an integrated circuit card
An integrated circuit card memory rewriting system comprises an integrated circuit card with built-in memory and a wireless terminal having an interface for being electrically connectable with the integrated circuit card. A base station is called by the wireless ter...
04/24/2007
7207060Method, system and computer program product for secure ticketing in a communications device
Method, system and computer program product for secure ticketing in a communications device. In particular, the method, system and computer program product utilizes cryptography and an external, read-write security element to securely transmit and store critical dat...
04/17/2007
7206769Electronic wallet system
The electronic wallet system comprises a plurality of devices interconnected through a local network and capable of conducting electronic business transaction on an open network (40). Each device contains a smart card reader. A plurality of smart cards (31...
04/17/2007
7200549Method and equipment for encrypting/decrypting physical characteristic information, and identification system utilizing the physical characteristic information
A cryptographic method and equipment decrypting a cryptographic key by generating an auxiliary code based on a randomly determined numeric key and including a result of encryption into a cryptogram. Upon decryption, the cryptographic key is restored using the numeri...
04/03/2007
7184989Staged transactions systems and methods
Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, rec...
02/27/2007
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