...that one person who claimed to be the inventor of the television is Russian emigre Vladimir Zworykin? In 1929 David Sarnoff, founder of RCA, asked Zworykin what it would take to develop TV for commercial use. He said: a year and a half and $100,000. In reality, it took 20 years and $50 million! Before his death in 1982 at the age of 92, Zworykin said of his invention: "The technique is wonderful. It is beyond my expectations. But the programs! I would never let my children even come close to this thing."
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| Number | Title | Issue Date |
| 8108319 | System and method for controlling access to computer readable content using downloadable authentication An invention is provided for controlling access to computer readable media is disclosed. The method includes receiving a digital authentication ticket, which includes a digital code, from a client device using a computer system that includes particular computer read... | 01/31/2012 |
| 7908222 | Method and system for automatically harmonizing access to a software application program via different access devices A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill pa... | 03/15/2011 |
| 7797248 | Automated confirmation of transit card fund replenishment An electronic transit fare payment system is disclosed. The system comprises a plurality of mobile devices adapted to store a transit fare payment application and a server in wireless communication with the mobile devices. The transit fare payment application decrem... | 09/14/2010 |
| 7765162 | Method and system for conducting off-line and on-line pre-authorized payment transactions A system and method for conducting a financial transaction using an integrated circuit device issued by a card issuer and capable of conducting off-line and on-line transactions with a payment card network. The method includes utilizing the card for conducting a tra... | 07/27/2010 |
| 7606770 | System and method for performing an on-line transaction using a single-use payment instrument A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c... | 10/20/2009 |
| 7502760 | Providing payments automatically in accordance with predefined instructions Techniques are described for facilitating interactions between computing systems, such as by using an authorization system to automatically authorize financial payments between parties in accordance with previously specified private authorization instructions of at ... | 03/10/2009 |
| 7437559 | Electronic message authentication A method, and associated apparatus, comprises calculating a first part of a message authentication function by a first processor, calculating a second part of the message authentication function by a second processor, and combining the first and second parts into th... | 10/14/2008 |
| 7415609 | Automated banking machine system and method An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remo... | 08/19/2008 |
| 7412420 | Systems and methods for enrolling a token in an online authentication program An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with strong security methods to further ensure that the authentication pr... | 08/12/2008 |
| 7398253 | System and method for performing an on-line transaction using a single-use payment instrument A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c... | 07/08/2008 |
| 7392222 | System and method for providing promotional pricing A system and method for providing promotional pricing is disclosed. One or more pricing offers may be provided to a plurality of credit accounts, wherein the pricing offers may be directed to transactions associated with particular products and/or merchants. It may ... | 06/24/2008 |
| 7386518 | Method and system for facilitating transactions A system for facilitating a transaction between a first party and a second party is controlled by a trusted third party system and is programmed to carry out the method by receiving the first party's instructions for fulfilling at least a part of the first party's o... | 06/10/2008 |
| 7383231 | Performing automatically authorized programmatic transactions Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are progra... | 06/03/2008 |
| 7380710 | Payment card preloaded with unique numbers A conventional looking payment card comprises a plastic card with a legacy card reader compatible magnetic stripe for dynamic user account data. Internal to the plastic card, and behind the magnetic stripe, a number of fixed-position magnetic write heads allow the u... | 06/03/2008 |
| 7370203 | Method for indivisibly modifying a plurality of sites in a microcircuit card non volatile memory, in particular a contactless card A method of connecting a card to a terminal including the following steps: a) on receiving corresponding respective commands from the terminal, it modifies the contents of the card memory by provisionally recording in the card memory each of said interdependent item... | 05/06/2008 |
| 7369658 | Secure modulation and demodulation A system and method are disclosed for securely transmitting and receiving a signal. A nonlinear keying modulator is used in the transmitter to encrypt the signal using a nonlinear keying modulation technique. A nonlinear keying demodulator is used in the receiver to... | 05/06/2008 |
| 7366911 | Methods and apparatus for computationally-efficient generation of secure digital signatures Methods and apparatus are disclosed for generation of secure and efficient digital signatures in an information processing system. The system includes one or more user devices, a signing aid or other intermediary device, and a verifier. A given user device has assoc... | 04/29/2008 |
| 7365636 | RFID tag device, tag identification device and radio communication system An RFID tag device has a random number generator which generates a random number or a pseudo-random number, an identification information holding unit which holds identification information having a plurality of bits, a noise addition processing unit which generates... | 04/29/2008 |
| 7330979 | Method for protecting the processing of sensitive information in a monolithic security module, and associate security module The invention relates to a method and associated security module for protecting the processing of sensitive information in a security module with a monolithic structure, the module comprising information processing means (9) and means for storing (3, 4... | 02/12/2008 |
| 7328191 | Methods and systems for processing unrestricted stored-value instruments Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in response to an authentication request received from a merchant point-of... | 02/05/2008 |
| 7325132 | Authentication method, system and apparatus of an electronic value An authentication system providing a safety authentication process of electronic values with the use of mobile terminals which do not have a tamper-resistant function. The electronic value including encrypted value authentication information (F(VPW)), wherein an aut... | 01/29/2008 |
| 7324976 | Automatic authorization of programmatic transactions Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are progra... | 01/29/2008 |
| 7324641 | Activating telephone-based services using a POS device A method of providing telephone response unit (TRU)-based services includes receiving from a point-of-sale (POS) device a request at a host computer system to activate TRU-based services. The request includes an identifier that indicates the specific TRU-based servi... | 01/29/2008 |
| 7319978 | Net shopping method, system therefor, and automatic payment transfer device The present invention relates to a Net shopping method for performing Net shopping through the Internet with a portable terminal. The user freely makes product selections (Net shopping) at any time and place using a portable terminal 2. When the user proposes... | 01/15/2008 |
| 7311249 | System and method for conducting a return transaction for a PIN-activated account A system and method for conducting a PIN-enabled stored value account refund transaction is provided. A refund request is received, wherein the refund request is for a stored value account having an associated value purchased in a previous transaction, and the refun... | 12/25/2007 |
| 7299211 | Transaction number management method in network commodity sales A cart ID according to the present invention is an identification code including receipt information containing at least a receipt number (serial number) indicating a receipt number of the transaction, and further unmeaning password information. Furthermore, it is p... | 11/20/2007 |
| 7287011 | Application management for multi application devices A process and system for managing and leasing memory capacity on a plurality of smartcards and/or smartcard terminals. The capacity is leased to developers of various applications who wish to load their applications on desired smartcards and/or smartcard terminals. | 10/23/2007 |
| 7280644 | Transaction processing platform for faciliating electronic distribution of plural prepaid services A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to ... | 10/09/2007 |
| 7264153 | Final sale merchandise card A system for activating a merchandise card and account that permits a card user to initially purchase or reload cash value into a merchandise account using a card issued by an issuer such as a merchant, bank, or card association via a terminal, with or without a PIN... | 09/04/2007 |
| 7246377 | Method and apparatus for mediation of security information, and a computer product The security information mediation apparatus comprises security information registering unit which registers security information supplied by a client of a user, a transfer unit which transfers the security information registered in the security information register... | 07/17/2007 |
| 7243853 | Method and system for facilitating memory and application management on a secured token A system including a secured token having a plurality of applets. Each applet supports a plurality of commands and is capable of being instantiated to create one or more applet instances. Each applet instance is capable of supporting the same plurality of commands t... | 07/17/2007 |
| 7222164 | Device and method to load commands in an integrated circuit card The invention concerns a device to load commands from at least one server to at least one integrated circuit card, the said card including a first command execution program and a first memory. The invention is characterised in that firstly, the said server includes:... | 05/22/2007 |
| 7216083 | Automated transaction machine digital signature system and method An automated transaction machine such as an ATM (10) is provided. The ATM is operative to digitally sign electronic documents (42). The ATM may be in operative connection with a storage server (32). The storage server is operative responsive to ... | 05/08/2007 |
| 7213755 | System for rapidly dispensing and adding value to fare cards An add value terminal provides an automatic fare collection environment with a compact, easy to use, and easy to install device that re-values and issues transit fare smart cards exclusively utilizing credit and debit functions. The add value terminal alleviates lon... | 05/08/2007 |
| 7210034 | Distributed control of integrity measurement using a trusted fixed token A system for controlling integrity measurement of an un-trusted system component on a client system includes a trusted management utility configured to measure the integrity of the un-trusted system component, a trusted fixed token resident on the client system, and... | 04/24/2007 |
| 7207495 | Wireless terminal to which an integrated circuit card is connected and a system utilizing the wireless terminal for rewriting memory of an integrated circuit card An integrated circuit card memory rewriting system comprises an integrated circuit card with built-in memory and a wireless terminal having an interface for being electrically connectable with the integrated circuit card. A base station is called by the wireless ter... | 04/24/2007 |
| 7207060 | Method, system and computer program product for secure ticketing in a communications device Method, system and computer program product for secure ticketing in a communications device. In particular, the method, system and computer program product utilizes cryptography and an external, read-write security element to securely transmit and store critical dat... | 04/17/2007 |
| 7206769 | Electronic wallet system The electronic wallet system comprises a plurality of devices interconnected through a local network and capable of conducting electronic business transaction on an open network (40). Each device contains a smart card reader. A plurality of smart cards (31... | 04/17/2007 |
| 7200549 | Method and equipment for encrypting/decrypting physical characteristic information, and identification system utilizing the physical characteristic information A cryptographic method and equipment decrypting a cryptographic key by generating an auxiliary code based on a randomly determined numeric key and including a result of encryption into a cryptogram. Upon decryption, the cryptographic key is restored using the numeri... | 04/03/2007 |
| 7184989 | Staged transactions systems and methods Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, rec... | 02/27/2007 |