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| Number | Title | Issue Date |
| 8190484 | Electronic commerce system and electronic commerce method A message, including ordering-data receiving process of receiving ordering data including price information representing a price of a target product to be purchased and personal information including ID information which has previously been given to at least one pur... | 05/29/2012 |
| 8166068 | Location based authorization of financial card transactions systems and methods Systems, methods, and software for identifying location based rules related to a network connected device are described. A network connected device may transmit a set of data identifying the location of the device and an identifier unique to the device to a server. ... | 04/24/2012 |
| 8165964 | Detection of counterfeited products based on sensor measurements Implementations may include a computer system for detecting counterfeited products. The system may include a communication unit and a processing unit. The communication unit may be configured to receive a representation of sensor data being measured at different tim... | 04/24/2012 |
| 8150772 | Biometric authentication of mobile financial transactions by trusted service managers A method for authenticating a financial transaction at a point of sale (POS) includes storing an application program in a first secure element of a mobile phone. The application is configured to generate instruction codes to effect the financial transaction upon ver... | 04/03/2012 |
| 8121955 | Signing program data payload sequence in program loading Communicating program data between a first device and a second device comprises disassembling a first program file comprising program data into at least one logical data unit, partitioning each of the at least one logical data unit into at least one protocol data un... | 02/21/2012 |
| 8108316 | Systems, apparatus, and methods for online purchasing The disclosure is directed to systems, apparatus, and methods for online purchasing. In one example, a system includes a web server that presents purchase options and receives user input. The system may also include an application server that attempts to authenticat... | 01/31/2012 |
| 8086539 | Value processing network and methods A method of processing a transaction involving at least two parties includes establishing rules that define transaction processing between combinations of a plurality of origination entities and a plurality of destination entities and storing the rules at a storage ... | 12/27/2011 |
| 8078543 | Method and system for managing and preparing documentation for real estate transactions A method and system for preparing and managing real estate transfers and financing, including a system for preparation, production and storage of relevant documentation and the data contained therein; a system for coordinating, reconciling and transferring funds; an... | 12/13/2011 |
| 8073783 | Performing a business transaction without disclosing sensitive identity information to a relying party A user engages in a transaction with a relying party. The relying party requests identity information from the user in a security policy and identifies transaction elements for an on-line business transaction. Typically, the security policy and transaction elements ... | 12/06/2011 |
| 8073784 | Multi-function code activated product and service delivery A system for providing a wide range of telecommunications initiated data fulfillment services in which a multi-function code, such as “*#” (star, pound), input into an originating telecommunications device, such as a conventional land-line or wireless telephone,... | 12/06/2011 |
| 8069120 | Electronic purchasing method and apparatus A computer-assisted method includes hardware, software and telecommunications components that cooperatively achieve the technical effect of an improved electronic purchasing transaction system. In various embodiments of the invention, at least one master account is ... | 11/29/2011 |
| 8065235 | Portable intelligent shopping device A portable intelligent shopping device which can be worn as a wristwatch or carried on a belt. It makes paying for purchases more secure. The device stores the wearer's private key and digital certificate. It can also store the public keys of various stores. When th... | 11/22/2011 |
| 8060447 | Method of providing transactions employing advertising based verification A method of improving electronic security establishes a secure trusted path between a user and an institution seeking an electronic signature to verify a transaction before any request for signature and completing electronic transaction activities occurs. The secure... | 11/15/2011 |
| 8060446 | Method of providing services including essay providing and review services based on authentication of college students, and system therefor Provided are a method and system for providing services based on authentication of college students. According to the present invention, a verification code is transmitted to an email account that is provided by a college, a college student who inputs the same verif... | 11/15/2011 |
| 8041646 | Method and system for real time online debit transactions An online payment method is disclosed which permits users to make realtime debit card payments over the Internet. The payor and payee pre-register with the system by sending their PAN, encrypted PIN and encryption key to the system database using a debit card reader... | 10/18/2011 |
| 8032464 | Server printing apparatus and its control method, and computer program A server printing apparatus which can communicate with a plurality of processors for respectively executing any of not less than one processes included in a print-related process according to a print order, includes a storage unit for storing execution content infor... | 10/04/2011 |
| 8027928 | Dynamic selection of deposit clearing methods based on business rules In general, this disclosure describes techniques of dynamically selecting deposit clearing methods based on business rules. As described in this disclosure, a financial institution receives checks drawn on other financial institutions as customer deposits. When the ... | 09/27/2011 |
| 8024274 | Practical secrecy-preserving, verifiably correct and trustworthy auctions A system and method for conducting verifiably correct auctions that preserves the secrecy of the bids while providing for verifiable correctness and trustworthiness of the auction is disclosed. Some of the elements of the method and apparatus are that the auction op... | 09/20/2011 |
| 8019689 | Deriving reputation scores for web sites that accept personally identifiable information A reputation server is coupled to multiple clients. Each client has a security module that detects submissions of personally identifiable information (PII) from the client to a web site. The security module reports the identity of the web site and the type of submit... | 09/13/2011 |
| 8015116 | Methods for authentication A method for managing access to application software contained on a computer system or network. The computer system utilizes an authentication component that is configured to receive a unique user account identifier and to generate an authentication passkey by using... | 09/06/2011 |
| 7996325 | Microbilling using a trust management system The present invention provides a microbilling system that integrates with existing billing systems and existing devices. In a preferred embodiment of the invention, the devices store digital certificates with short-lived expiration dates and specifying transaction l... | 08/09/2011 |
| 7996324 | Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the di... | 08/09/2011 |
| 7991699 | Tamper detection line circuitry for use in authenticating an integrated circuit Provided is tamper detection line circuitry for an authentication integrated circuit for use in authenticating an integrated circuit. The tamper detection line circuitry includes a source of pseudo-random bits, and an XOR gate with two inputs and an output in signal... | 08/02/2011 |
| 7974927 | Mailing machine and initialization method The mailing machine and a method of initializing it are based on an unremovable program memory, which contains an initialization program. A removable authorization device is operationally connected to the mailing machine and is designed such that it can be interroga... | 07/05/2011 |
| 7974928 | System and method for securing database records from tampering and managing and recovering from component failure in devices such as postage value dispensing systems A method of managing and recovering from the failure of cryptographic devices in a secure transaction processing system including a database, a plurality first cryptographic devices and a standby cryptographic device. Each of the first cryptographic devices periodic... | 07/05/2011 |
| 7966262 | Pay at pump encryption device Embodiments of the present invention are drawn to systems and methods for securing information using cryptographically keyed units. Specifically, in one embodiment of the present invention, a system is provided for securing information that uses two cryptographicall... | 06/21/2011 |
| 7966263 | Wireless phone RF presentation instrument with sensor control A mobile communications device is described which includes an input sensor, a memory unit, processing unit, and an antenna configured to wirelessly transmit and receive financial account data for a transaction. The antenna is configured to receive a request for data... | 06/21/2011 |
| 7953670 | Biometrically secured identification authentication and card reader device An intelligent Caddy-Pilot for facilitating biometric verification. The device works as a single sign-on device for an internal VPN or network or in conjunction with a central data network and may act as a card reader for various Safe Card and traditional credit car... | 05/31/2011 |
| 7949609 | System for secure online selling, buying and bill pay in an electronic commerce setting A method and system for biometric-secure online selling, buying and bill paying in electronic commerce and retail point-of-sale settings that also simplifies the checkout process and eliminates fraudulent transactions. The system relies on an exchange service provid... | 05/24/2011 |
| 7945519 | Information management system An information management system is described comprising one or more workstations running applications to allow a user of the workstation to connect to a network, such as the Internet. Each application has an analyzer, which monitors transmission data that the appli... | 05/17/2011 |
| 7945520 | System and method for secure and/or interactive dissemination of information An interactive information dissemination system includes a media server (210) for receiving a plurality of media elements and storing the media elements in a database. A sender client (200) enables a first user to identify message data, a recipient ide... | 05/17/2011 |
| 7941379 | Systems and methods for using geo-location information in sensitive internet transactions A computer-implemented method for using geo-location information in sensitive Internet transactions is disclosed. In one example, such a method may include: 1) receiving, from a client device, a request to conduct an Internet transaction, 2) requiring geo-location i... | 05/10/2011 |
| 7937295 | Product purchasing method, apparatus, and computer program product A method, apparatus, and computer program product for transacting a product purchase by a user. The product purchase is processed by a purchase server that recorded a unique user identification and is connected to an information providing server and a client (connec... | 05/03/2011 |
| 7933840 | Electronic signature security system One embodiment of the invention enhances the security of electronic signatures during transmission. A peripheral device, which may be located remotely and separate from a host processing system, captures the signature. The peripheral device then binds the signature ... | 04/26/2011 |
| 7933841 | System and method for providing consumer rewards An automated consumer rewards/incentive program that accepts a registration of a consumer. The registration entitles the consumer to receive the benefits of the incentive program. To track the fulfillment of reward earning criteria established by member businesses, ... | 04/26/2011 |
| 7921019 | Unique identity trading charms for a secure controlled internet communication system A method and product for the establishment and continued use of a secure online communication network between known and intentional acquaintances utilizing unique individual encoded exchanged objects, purchased by a purchaser and given to individuals known by the co... | 04/05/2011 |
| 7917444 | Secure single-use transaction numbers Methods for producing and applications for single-use transaction numbers. The transaction numbers are single-use in that the numbers are only valid for a single transaction. The transaction numbers can be generated just prior to being used, minimizing the amount of... | 03/29/2011 |
| 7917446 | Latency locator A method for capturing data packets sent on a network for evaluating response time performance, the network including a financial institution and a partner bank. The method includes associating a captured data packet sent to the partner bank with a captured data pac... | 03/29/2011 |
| 7912789 | Electronic value, electronic purse device, and system for using the same An electronic money usage system is capable of preventing dishonest use of electronic money recorded on a recording medium. A memory card 300 acquires signature-type electronic data from a bank server apparatus 100, and generates a first authenticator ... | 03/22/2011 |
| 7908221 | System providing methods for dynamic customization and personalization of user interface A system providing methods for dynamically generating personalized content is described. Specific items of content which may be personalized or customized are identified. Subdirectories are created for each value of such personalized content. Files specific to each ... | 03/15/2011 |
