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| Number | Title | Issue Date |
| 7657009 | Call block disabler A dial tone generator outputs a particular dial tone to a party to indicate that a call block feature is enabled for the party. The call block feature is disabled for the party in response to a number of incoming calls for the party being greater than or equal to a ... | 02/02/2010 |
| 7360694 | System and method for secure telephone and computer transactions using voice authentication A secure electronic payment system and method for conducting a secure transaction using voice authentication is provided. A merchant's computer transmits an authorization request to an access control server. The access control server places a telephone call to the p... | 04/22/2008 |
| 7353210 | Electronic means of payment with individually settable security features for the internet or for mobile networks Electronic means of payment require specific procedures concerning the use thereof as well as set security features. Disclosed is a means of payment allowing the user to add individual security features, comprising the use of specific devices that are available to t... | 04/01/2008 |
| 7293717 | Method for recovering information stored in a smart card A system and method for using a smart card. The system includes a smart card enabler receiving a first identification key from a smart card. The smart card enabler compares the first identification key with a second identification key. If the first identification ke... | 11/13/2007 |
| 7258274 | Money remittance method A system wherein a customer is provided with a debit card, cash value is loaded onto the customer's card and a customer account is set up. To allow money remittance, specific information is obtained of the customer and the recipient. These include their names, addre... | 08/21/2007 |
| 7254560 | Method and apparatus for an integrated identity security and payment system An identity security system (10) that reduces the likelihood of identity theft and fraud includes a central system (12) and a portable wireless device (15). The central system (12) stores personal data of a party including information reg... | 08/07/2007 |
| 7254643 | System and method for providing multi-media services to communication devices over a communications network A method of processing multi-media service requests received at a multi-media services provider computer system, including a processor coupled to a media gateway controller and to a media server. The method includes receiving a message from a SIP INVITE-enabled comm... | 08/07/2007 |
| 7249114 | Computerized dispute resolution system and method An automated method capable of multiple rounds for settling a dispute among adverse parties which dispute involves monetary values is described together with an automated system for carrying out such method. ... | 07/24/2007 |
| 7233920 | System and apparatus for credit transaction data transmission A system for transmitting credit transaction data, such as an authorization request, is provided. The system includes a remote hub system that is connected to a communications medium, such as the Internet. The remote hub system receives credit transaction data, such... | 06/19/2007 |
| 7224783 | Subscriber service management A method, system and apparatus for service management. In accordance with the present invention, a service management method can include the steps of receiving a telephone call from a service subscriber over a PSTN and identifying the service subscriber through iden... | 05/29/2007 |
| 7170989 | Transaction dependency manager A method and system for efficiently and accurately processing dependent telecommunications-switch transactions is provided. A subset of tables is identified that will be affected by processing each transaction. The subset is referenced to determine which tables to q... | 01/30/2007 |
| 7170866 | Quality of service enhancements for wireless communications systems Various techniques ate present for enhancing the quality of service on wireless communications systems. These techniques determine when errors occur in transmitted frames, then apply Bit Error Rate Power Control, Power-Based Re-Transmission, and Sub-Frame Selective ... | 01/30/2007 |
| 7162015 | Automated information access via the telephone line Disclosed is a method and apparatus for obtaining information from a remote database via a telephone network using an automated interactive system. Such information may include, for example, credit history information, address/telephone number information, and book ... | 01/09/2007 |
| 7158947 | Method for selectively blocking remote purchase requests A method for partially verifying the legitimacy of a remote purchase request based on a card number from a card issuing financial institution. The method includes receiving and storing a first purchase request information set including an origin and a card number. F... | 01/02/2007 |
| 7146341 | Method and apparatus for data recipient storage and retrieval of data using a network communication device A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of data subject such as purchases, distribution of application infor... | 12/05/2006 |
| 7136835 | Credit card system and method A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers a... | 11/14/2006 |
| RE39376 | System for accessing amenities through a public telephone network An amenity accessing system is provided that includes an access telephone (10) with a plurality of access keys. The telephone includes a line powered card reader (62) that interfaces with a CPU (60). Information stored in a memory (70) ca... | 11/07/2006 |
| 7121456 | Method and system for managing token image replacement A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and a card image server. Using application logic and rules, the remote se... | 10/17/2006 |
| 7110512 | Method and apparatus for providing prepaid local telephone services A system and method for providing prepaid dialtone services. The system includes a prepaid dialtone service center having an applications server that maintains a prepaid dialtone subscriber database including subscriber identification and service period information.... | 09/19/2006 |
| 7093749 | Cash dispensing automated banking machine diagnostic system and method An automated transaction machine including an extensions for financial services (XFS) layer is provided. An application interface portion of the XFS layer is operative to communicate with an application layer of the ATM which may include terminal applications. A har... | 08/22/2006 |
| 7093750 | Cash dispensing automated banking machine diagnostic system and method An automated transaction machine including an extensions for financial services (XFS) layer is provided. An application interface portion of the XFS layer is operative to communicate with an application layer of the ATM which may include terminal applications. A har... | 08/22/2006 |
| 7096003 | Transaction security apparatus An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a transaction on the account or a use of a wireless or cellular communica... | 08/22/2006 |
| 7083520 | In-room game promotion and demonstration method and system A system includes a media distribution system including displays located in guest rooms of a hotel. A game play system and player tracking system of a casino are linked to the media distribution system. A player located in a guest room is confirmed as enrolled in a ... | 08/01/2006 |
| 7072864 | Customer activated multi-value (CAM) card The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a cr... | 07/04/2006 |
| 7033273 | Lotto gaming apparatus and method An individual electronic game for playing lotto wherein acknowledgment as to the player's win or loss status is rapidly displayed. The player plays his/her selected numbers against the electronic lotto gaming apparatus randomly generated win numbers. In addition, th... | 04/25/2006 |
| 7027836 | Method and system for establishing a communication network A communication device is provided having a transceiver adapted to send and receive wireless communication signals and a contact surface. A contact circuit is adapted to detect contact of another communication device with said contact surface. A controller is adapte... | 04/11/2006 |
| 7017804 | Method for providing identification data of a banking card to a user The invention concerns a method for securely providing identification data of a banking card to a user. The invention is characterized in that said identification data of the banking card are directly created by said user from appropriate generating means (6, 1 | 03/28/2006 |
| 7013127 | Systems and methods for employing “pay-as-you-go” telecommunication services Telecommunication services systems and methods are disclosed. The telecommunication services systems and methods preferably enable the user and/or the responsible party to make payments as the user uses the telecommunication services. The systems and methods may als... | 03/14/2006 |
| 6999758 | System and method for providing communications services An enhanced services system for a telecommunications network includes operator equipment accessible by an operator, and a routing system for routing a call from a caller to the operator equipment. The caller may access e-mail creation and delivery service and/or int... | 02/14/2006 |
| 6978256 | Method and apparatus for selling digital contents, processing program thereof and recording medium for the program The present invention relates to a digital contents selling system for selling digital contents. Identification information of digital contents selected by a customer is received. Personal digital contents are generated by setting identification information for iden... | 12/20/2005 |
| 6975426 | Method for preparing profiles A profile storing process (S1), a downstream profile preparation process (S2 to S4), a downstream profile judgment process (S6 to S8), an upstream profile preparation process (S6, S7, S9), and a profile judgmen... | 12/13/2005 |
| 6976008 | Internet billing method An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bil... | 12/13/2005 |
| 6956932 | Method and system of controlling promotional call-ins A method and system for receiving, logging, answering, controlling, and forwarding calls from radio or other promoter call-in contestants, wherein said method provides an efficient means for controlling call-in contests. Radio call-in contests are the most typical, ... | 10/18/2005 |
| 6954741 | Computerized dispute resolution system and method A method and system for automated dispute resolution is disclosed. The method and system are used in testing non-equal values in normal rounds for satisfaction of a condition. If the condition is not satisfied in the normal rounds, power round values are tested for ... | 10/11/2005 |
| 6934529 | Replenishment of pre-paid wireless telephone accounts using short message service (SMS) A method for replenishing a pre-paid telecommunications account utilizes the short message service (SMS). When an account balance is low, a pre-paid service control point (PP-SCP) sends a message to a pre-paid payment server which composes an SMS message and sends i... | 08/23/2005 |
| 6928155 | Process for including functions of an automatic call distributor system in an interactive voice response system A method for incorporating functions of an automatic call distribution system into an interactive voice answering system wherein the interactive voice response system coupled to an automatic call distribution system is influenced by communication terminal equipment ... | 08/09/2005 |
| 6920435 | Tokenless biometric electronic transactions using an audio signature to identify the transaction processor The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample of a user to at least one registered biometric sample, the bid... | 07/19/2005 |
| 6913197 | Method for inducing upgrading of an expandable product The security modules used in pay television and in other applications are intended to develop and thus to be replaced. In order to promote the replacement of a previous generation by a new one, the method according to the invention consists in sending by a control c... | 07/05/2005 |
| 6822422 | Battery recycle system A battery recycle system includes a vending machine for vending secondary batteries. The vending machine has therein a telecommunication terminal connected to a server provided in a secondary battery for receiving information of minimum quality of a typical used sec... | 11/23/2004 |
| 6529725 | Transaction security apparatus and method A transaction security apparatus and method including an input device for inputting transaction data, a processing device for processing the transaction data and for generating a first signal corresponding to the transaction, and a transmitter for transmi... | 03/04/2003 |
