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| Number | Title | Issue Date |
| 7177848 | Method and system for conducting secure payments over a computer network without a pseudo or proxy account number A method is provided for conducting an electronic transaction with a payment account number having a certain amount of available funds, using a payment network and a “check site”. The method comprises the following steps: (a) generating a secret key associated w... | 02/13/2007 |
| 7174322 | Method of, apparatus and system for automatic transaction A customer information database storing at least a unique customer identification number (basic pension number) allocated to the customers by an official body and information of an account number, an amount outstanding, password, and the like which correspond to the... | 02/06/2007 |
| 7167562 | Security method using information transmission by optical means, and an optical disk for implementing the method An electronic security device has a light-receiving interface that receives a modulated light signal emitted by the screen of a computer making use of the data medium, an output interface adapted to emit output information as a function of the received input informa... | 01/23/2007 |
| 7167843 | Apparatus for private personal identification number management An apparatus for private personal identification number (PIN) management comprises a memory and a PIN comparator in communication with the memory. The PIN comparator is configured to ascertain a first delay period of a preceding PIN. The first delay period is greate... | 01/23/2007 |
| 7163144 | Automated banking machine diagnostic system and method A diagnostic server software component for an automated banking machine is provided. The diagnostic server is operative to periodically retrieve diagnostic messages from a nonvolatile memory of the machine and store the diagnostic messages on the hard drive of the m... | 01/16/2007 |
| 7162456 | Method for private personal identification number management A method for private personal identification number (PIN) management comprises ascertaining a first delay period of a preceding PIN. The first delay period is greater than zero if the preceding PIN does not match a validated PIN and the first delay period equals zer... | 01/09/2007 |
| 7158977 | Method and system for identifying master profile information using client properties selected from group consisting of client location, user functionality description, automatically retrieving master profile using master profile location in autonomic computing environment without intervention from the user A system and method to allow valid profiles in autonomic computing discover is presented. A client accesses a network and sends a profile information request to a central computing device, such as a server. The server identifies client properties, such as the client... | 01/02/2007 |
| 7155416 | Biometric based authentication system with random generated PIN Provided are apparatus, system and methods for accessing information utilizing an authentication system for verifying that a user is an authorized user of the information access device, and that activation of the device is valid to access the information. The authen... | 12/26/2006 |
| 7123878 | Apparatus, method and system for a connectivity tool in bluetooth devices An apparatus, method, and system for a database of Bluetooth devices. The Bluetooth directory database accelerates, facilitates, and simplifies communications. Communications are made more efficient with a connectivity tool. Both the Bluetooth directory database and... | 10/17/2006 |
| 7124102 | Method and apparatus for determining a unique communication identifier A method for assigning unique identifiers for allowing communication between a GPRS (General Packet Radio Service) system and a RADIUS (Remote Authentication Dial In User Service) server. The method includes connecting one or more external networks to the GPRS syste... | 10/17/2006 |
| 7116971 | Configuring and maintaining network node device The present invention is a method of initializing and updating a network node device to interoperate with one or more wireless devices on the network. The method on the system performs the following: downloading from the telephone network service those telephone ide... | 10/03/2006 |
| 7107616 | Method of producing a response The present invention relates to a device (1) comprising an input for receiving an input; calculation means (P) for producing a response (OUTPUT) in response to the input (INPUT) and a secret key (A) by utilizing a first predetermined function (f), and an out... | 09/12/2006 |
| 7103576 | System for providing cardless payment The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A... | 09/05/2006 |
| 7099850 | Methods for providing cardless payment The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A... | 08/29/2006 |
| 7096353 | Software modem with privileged mode decryption of control codes A communications system includes a physical layer hardware unit and a processing unit. The physical layer hardware unit is adapted to communicate data over a communications channel in accordance with assigned transmission parameters and receive an incoming signal ov... | 08/22/2006 |
| 7093137 | Database management apparatus and encrypting/decrypting system In a database, a frequently retrieved column is encrypted using a common key, and other columns are encrypted using a specific row key. Thus, a retrieving process can be performed at a high speed, and the security can be improved. Then, the row and column of the dat... | 08/15/2006 |
| 7083090 | Remote portable and universal smartcard authentication and authorization device An autonomous and portable smartcard reader device incorporates a high level of embedded security countermeasures. Data transfers are encrypted with specific input devices, namely a light sensor/DTMF/infrared and PIN or other keyboard entry, and at the output throug... | 08/01/2006 |
| 7082416 | Method of using prepaid cash card for making purchases on the world wide web A method for making on-line purchases includes purchasing a card having a unique identification code and a predetermined cash balance and activating an associated account. Goods or services offered by a seller through a web-site are selected and the identification c... | 07/25/2006 |
| 7076797 | Granular authorization for network user sessions Providing access to a mobile user session in a manner that more closely corresponds access to network resources to the trustworthiness of authentication methods and devices associated with the mobile user session. Characteristics of authentication methods associated... | 07/11/2006 |
| 7070093 | Deposit taking system and method A modular deposit taking system having modules for a user interface associated with a local processor to permit deposit details to be communicated to the system and at least two modular safes, each with a deposit opening and an access door. The deposit openings are ... | 07/04/2006 |
| 7069584 | Process and apparatus for improving the security of authentication procedures using a new “Super PIN” Method and apparatus for a provider to verify a client's secret identifier includes structure and steps for the client to scramble his/her predetermined secret identifier in a random way with random data. The scrambled data is transmitted to the provider, and the pr... | 06/27/2006 |
| 7058613 | Device and method for user identification check based on user-specific formula A device for checking user identification includes a calculation unit which calculates a check value by applying a user-specific formula to a randomly generated number, and a matching unit which checks if the check value matches a user-entered value that is entered ... | 06/06/2006 |
| 7054845 | Electronic settlement system, settlement management device, store device, client device, data storage device, computer program, and storage medium An effective electronic settlement system in which the number of checks is small. The electronic settlement system includes a data storage device such as an IC card in which value information is stored, a client device provided with an information input/output funct... | 05/30/2006 |
| 7055031 | Method for generation, delivery, and validation of electronic coupons through personal TV service system A process for coupon generation, delivery, and validation over a personal TV service system is disclosed. A client issues electronic coupons to personal TV service customers via a personal TV service center which generates a coupon authentication number for each rec... | 05/30/2006 |
| 7054843 | Method and apparatus in a telecommunications system The present invention relates to methods for providing access independent global roaming between heterogeneous networks. The invention solves this problem and provides policy enforcement and service transparency when terminals roam between different heterogeneous ne... | 05/30/2006 |
| 7054835 | Electronic commerce providing system having orderer authenticating function An electronic commerce server enables an orderer to given an order of purchasing a commercial article at a virtual shop existing on a network by accessing the virtual shop from a communication terminal used by the orderer, and to receive the purchase target article ... | 05/30/2006 |
| 7047223 | Clear text transmission security method A clear text security method has a table of secure prompts stored in memory of a transaction terminal, such as memory of a PIN entry device, that is connected to a remote device. A data entry prompt in a display command is received by the transaction terminal follow... | 05/16/2006 |
| 7040533 | Cash withdrawal from ATM via videophone Apparatus and method for purchasing an item via a self-service checkout at a merchant store. The item is associated with a bar code and an anti-theft device. A customer uses their phone to establish communication with the store's transaction host. The phone includes... | 05/09/2006 |
| 7039809 | Asymmetric encrypted pin Secure protection and distribution of a personal identification number (PIN) is achieved by using a first encryption process only for PIN data and a second encryption process for non-PIN data. The first encryption process uses asymmetric encryption, where a public k... | 05/02/2006 |
| 7039617 | Currency and float ID tracking in an electronic purse The present invention relates to electronic purse systems, and in particular it relates to the improved management of multiple money flows in such systems. According to the basic principles of the present invention it is proposed that the secure access modules (SAMs... | 05/02/2006 |
| 7036022 | Verification of trusted-path commands A method for executing trusted commands, in which a trusted command is first received from a user at a user terminal and parsed by untrusted code; then passed to a trusted computing base for execution. The trusted computing base displays some indication of what is t... | 04/25/2006 |
| 7030449 | Semiconductor integrated circuit device having capacitor element In a complete CMOS SRAM having a memory cell composed of six MISFETs formed over a substrate, a capacitor element having a stack structure is formed of a lower electrode covering the memory cell, an upper electrode, and a capacitor insulating film (dielectric film) ... | 04/18/2006 |
| 7016854 | Loyalty link method and apparatus with audio performance for integrating customer information with dealer management information A customer data capture system integrated with a dealership data management system allows customer and vehicle maintenance data to be exchanged between a kiosk on the floor of the dealership and the data management system. The customer inserts a customized card into... | 03/21/2006 |
| 7003668 | Secure authentication of users via intermediate parties An intermediate system provides remote clients with access to a primary system, such as a server. The intermediate system creates and stores a log-in record for each client. The log-in record contains an encrypted primary system client identifier (PSCI). The PSCI co... | 02/21/2006 |
| 6993510 | System and method for managing accounts A system for managing credit card accounts or the like, having a database for storing a permanent customer ID associated with each cardholder, an account ID for each account accessible by the cardholder, a presentation ID (card number) appearing on each card, and a ... | 01/31/2006 |
| 6990315 | Communication apparatus and system, and control method This invention solves various problems associated with apparatus registration and communications after registration in an n:n communication system based on, e.g., a Bluetooth protocol. Information of a newly registered wireless communication apparatus is sent to alr... | 01/24/2006 |
| 6980970 | Secure networked transaction system A method and system for approval by a verification computer of an online transaction between a user computer and a merchant computer over the Internet. The user computer transmits a transaction request to the merchant computer, which may include a product to be purc... | 12/27/2005 |
| 6973566 | Software modem with privileged mode oversight of control parameters A communications system includes a physical layer hardware unit and a processing unit. The physical layer hardware unit is adapted to communicate data over a communications channel in accordance with assigned transmission parameters. The physical layer hardware unit... | 12/06/2005 |
| 6970851 | System and method of configuring value cards A system and method of configuring value cards which facilitates selection of personalized limits on value card use in transactions. The value card configuration system includes a display for displaying value card configuration options, an input device for recording... | 11/29/2005 |
| 6957185 | Method and apparatus for the secure identification of the owner of a portable device Methods for the secure identification of the owner of a portable device by a service provider, wherein the portable device may be in communication with the service provider over a voice line such as a telephone line or the like, and the portable device does not requ... | 10/18/2005 |
