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"The abolishment of pain in surgery is a chimera. It is absurd to go on seeking it...knife and pain are two words in surgery that must forever be associated in the consciousness of the patient."
Dr. Alfred Velpeau, French surgeon ; 1839
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| Number | Title | Issue Date |
| 8185472 | Enrollment into an online banking system A method and system employed to enroll a customer into an online banking system. In one example, a customer may submit enrollment information and may request a customer identification name and passcode. In response, an online banking profile may be created and logge... | 05/22/2012 |
| 8175974 | Portable storage device and transaction machine In systems which execute transactions with an ATM using an IC card in which plural account information is registered in advance, one or more transaction information and intended use information indicating the intended uses of transactions to be executed by the ATM b... | 05/08/2012 |
| 8131643 | Integrated technology money transfer system Money transfer system authorizing an escrow agent computer electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, to send cash transfers from a sender's account such as their credit, debit, bank, or ATM card, or a ban... | 03/06/2012 |
| 8121948 | Automated document cashing system Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transa... | 02/21/2012 |
| 8117127 | Currency recycler user roles A currency handling system, for example, a currency recycler, may be configured to receive and process currency transactions entered by different recycler users. The currency recycler may identify and/or authenticate the user attempting to perform a transaction, for... | 02/14/2012 |
| 8095463 | System and method for prepaid account replenishment A system and method for replenishing prepaid account balances is disclosed. Consumers are issued a prepaid account card similar to a credit card. Funds are added to prepaid accounts at retail locations by providing cash or equivalent to a clerk along with the prepai... | 01/10/2012 |
| 8046300 | Automated banking machine system using internet address customer input An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with fore... | 10/25/2011 |
| 8032459 | Banknote-handling system A banknote-handling system includes a plurality of banknote-handling machines (11, 12, . . . ); a plurality of banks (16, 17) for accounting purposes, etc; a co-ordinating central unit (10); a transport system (18, 19 . . . ) for transpor... | 10/04/2011 |
| 8027920 | Value transaction systems A transaction system comprises a plurality of transaction units each for performing a respective type of transaction. The units are interconnected via a serial link, and there is a common controller which has respective protected memory areas storing Java code for c... | 09/27/2011 |
| 7996313 | Method for structuring a supplemental interest mortgage A system and method of structuring a supplemental interest mortgage is disclosed. A principal debt obligation and a supplemental debt obligation based on the principal debt loan are secured by a single security instrument. The principal debt obligation includes the ... | 08/09/2011 |
| 7991696 | Automated document cashing machine and method Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transa... | 08/02/2011 |
| 7953662 | Global method and system for providing enhanced transactional functionality through a customer terminal A global customer activated terminal (CAT) primarily serves traveling customers who require access to their accounts when they are away from their home financial institution and beyond their local regional financial area. The system provides applications that permit... | 05/31/2011 |
| 7933835 | Secure money transfer systems and methods using biometric keys associated therewith A method for transferring funds from a sender to a recipient includes receiving a request to transfer the funds from a sender; creating a transaction record having a transaction identifier; providing the transaction identifier to the sender; receiving the transactio... | 04/26/2011 |
| 7921058 | Exchangeable equity-linked security A method of creating, selling, converting, and redeeming exchangeable instruments that may result in favorable tax and/or accounting treatment for a company that is a parent to an issuing subsidiary. The parent company transfers a conversion option to a wholly owned... | 04/05/2011 |
| 7912786 | Integrated technology money transfer system An automated business process system and method for transferring money funds with a computer machine system that receives, processes and transmits account information data to effect money transfers from human sender's debit card accounts to human recipients debit ca... | 03/22/2011 |
| 7890425 | Card-less financial transaction Systems (and corresponding methodologies) that facilitate card-less financial transactions are provided. The innovation enables card-less ATM (automated teller machine) transactions such as cash withdrawals, transfers, balance inquiries, etc. In aspects, customers c... | 02/15/2011 |
| 7873576 | Financial document processing system A system for processing deposits and/or withdrawals in a financial institution accepts a plurality of documents, including currency bills, at an input receptacle of a document-processing device, converts the image of at least some of the documents to electronic data... | 01/18/2011 |
| 7849011 | Automated banking machine bootable media authentication An automated banking machine is provided that selectively controls the booting of the machine for different storage device drives. The machine may include at least one computer. The automated banking machine may also include at least one transaction function device,... | 12/07/2010 |
| 7844547 | Uncle gem IV, universal automatic instant money, data and precious metal and stone transfer machine The Universal Automatic Instant Money, Data and Gold Transfer Machine, Uncle GEM II, system is a multiplicity of devices on a communications network available 24 hours a day, used interchangeably as sender, receiver and dispenser of funds and data. The sender accept... | 11/30/2010 |
| 7840485 | Cash dispensing and check accepting ATM and method An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive ... | 11/23/2010 |
| 7822684 | Personalized bank teller machine A system and method is provided for an ATM having a display, a logic server coupled to the display, and a memory coupled to the logic server. The logic server dynamically controls the functions available to the users including messages and coupons. A host contains a... | 10/26/2010 |
| 7814018 | Charge number issuing and transaction system and method A charge number issuing and transaction system providing a universally acceptable, anonymous and secure payment option. An issuing and transaction system receives a bin of valid purchase numbers from an issuing bank, establishes a prepaid cash account for a user, de... | 10/12/2010 |
| 7783571 | ATM system for receiving cash deposits from non-networked clients A systems and methods for depositing foreign funds into a native account using a foreign transaction machine are disclosed according to one embodiment of the invention. A foreign transaction machine, such as an ATM, receives and financial account number associated w... | 08/24/2010 |
| 7783570 | Cash transaction verification and crediting apparatus To enable the payment of charges, for example those for mobile telephones, with cash there is provided an automated terminal for receiving payments including an input for currency notes, an acceptor for such currency notes and an input for information on an account ... | 08/24/2010 |
| 7756791 | Slip processing apparatus and slip processing system A slip image obtaining unit obtains image information on a slip on which character information has been entered. A character recognizing unit recognizes characters entered on the slip on the basis of the image information obtained by the slip image obtaining unit. A... | 07/13/2010 |
| 7747527 | Apparatus and method for providing transaction services Apparatus and method for providing transaction services, in particular a computer-based transaction machine, such as an ATM, and a method for providing transaction services using said transaction machine. One or more software applications interact with middleware so... | 06/29/2010 |
| 7725393 | Application service provider and automated transaction machine system and method A plurality of ATMs of different financial institutions include ATM software that enables them to individually selectively access different ATM applications through network communication with a remote server of an application service provider (ASP). The ATM software... | 05/25/2010 |
| 7720689 | Authenticity checker for driver's license, automated-teller machine provided with the checker and program recording medium A driver's license shooting section comprises a structure that can shoot a driver's license's watermarks both from either its obverse or reverse. And a driver's license shooting controller orders the driver's license shooting section to shoot the driver's license's ... | 05/18/2010 |
| 7716134 | Self service terminal A method of operating a self service terminal (SST) (12) is described, in which the SST (12) detects characteristics of a mobile computing device held by a user (16), and configures the user interface dependent on the detected characteristics. T... | 05/11/2010 |
| 7716133 | Self service terminal A method of upgrading a self-service terminal (SST), such as an ATM. An SST is first identified which has (1) a screen for displaying withdrawal options usable by a customer and (2) a touch input mechanism for receiving user commands. Then the SST is modified so tha... | 05/11/2010 |
| 7711643 | Self-service terminal A self-service terminal, such as an automated teller machine (12), is described. The terminal (12) has a display (52), and includes means (44,84) for accessing a mobile portal (30), whereby the terminal (12) is operable to r... | 05/04/2010 |
| 7689509 | Method of using an automated banking machine An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with fore... | 03/30/2010 |
| 7680738 | System and method for executing cash payments via a computer network The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment r... | 03/16/2010 |
| 7668780 | Integrated technology money transfer system A money transfer system where a sender can authorize an escrow agent computer system electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, and the like, to send a money transfer such as a cash transfer from their car... | 02/23/2010 |
| 7668781 | Global method and system for providing enhanced transactional functionality through a customer terminal A global customer activated terminal (CAT) that primarily serves traveling customers who require access to their accounts when they are away from their home financial institution and beyond their local regional financial area is provided. The system provides applica... | 02/23/2010 |
| 7664703 | Value transfer systems and methods One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchas... | 02/16/2010 |
| 7664704 | Clearing receivables with improved search A system and method match payments with invoices. A payment is received from a business partner. Multiple fields of an invoice database are concatenated to form a single string per record, and a search for an invoice corresponding to the payment is performed. The se... | 02/16/2010 |
| 7660767 | Application banking machine gift certificate dispensing system An automated teller machine (ATM) (10) includes a display device (14), an input device (16), a cash acceptor (22), and a cash dispenser (24). The ATM also has access to a network, such as the Internet. The ATM enables a user thereo... | 02/09/2010 |
| 7653600 | Automated document cashing system An automated document cashing system is provided with an automated machine that cashes monetary transaction documents such as checks, money orders, and that makes deposit entries into the bank account of the user after validation of the user and monetary transaction... | 01/26/2010 |
| 7653601 | Cash dispensing ATM system with multiple entity interface A method of operating a cash dispensing automated banking machine includes causing through operation of a processor of a cash dispensing automated banking machine, a card reader of the machine to read data from a card which corresponds to an entity with which a cust... | 01/26/2010 |
