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Dining Table Having Integral Dishwasher
A space-saving dishwasher, which may be installed within a counter top or table, having a dish-carrying rack that is vertically shiftable through the open top of the dishwasher for facilitating loading and unloading of the dishes.
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| Number | Title | Issue Date |
| 8190453 | Systems and methods for verifying and editing electronically transmitted claim content Systems and methods verify the content of an electronically transmitted claim, such as a healthcare claim by intercepting the claim, reviewing the claim's contents, and comparing the claim to pre-established claim criteria established by a payer or both a healthcare... | 05/29/2012 |
| 8190454 | Process apparatus and mutual insurance method performed by the process apparatus A process apparatus and a mutual insurance method performed by the process apparatus are provided. The process apparatus is connected to a database storing a basic insurance group, receives a basic insurance application of an applicant, generates basic policy inform... | 05/29/2012 |
| 8190455 | Managing an insurance plan A system for managing an insurance scheme, the system including a benefit module to define at least one insured event for an insured person and to define at least one benefit to be paid out on the occurrence of one of the insured events. A monitoring module monitors... | 05/29/2012 |
| 8185413 | System and method for benefit plan cost estimation A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization f... | 05/22/2012 |
| 8185414 | System and method of processing a health insurance claim A system and method of processing a health insurance claim are provided. According to the method, transaction data is received that has been transmitted from a third party computer via an open communication channel with the third party computer. The transaction data... | 05/22/2012 |
| 8185415 | Methods and systems for comparing employee insurance plans among peer groups The present invention is directed towards methods and systems for a benchmark based comparison of an employee insurance plan of an organization to employee insurance plans from other organizations in a peer group. The present invention enables a user to enter detail... | 05/22/2012 |
| 8185416 | Method for linking insurance policies An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance for members of a group. After a predetermined waiting period from the time insurance is purchased by the group, during which the health status of ... | 05/22/2012 |
| 8185417 | System and method for providing multiple real-time pricing quotes based on optional consumer variables A method and system for providing multiple real-time pricing quotes based on optional consumer variables is disclosed. A user accesses a web site and is provided with a web page enabling the user to choose a product with multiple optional features. Upon selection of... | 05/22/2012 |
| 8180655 | Systems and methods for processing vehicle or driver performance data Apparatus and methods to process vehicle or driver behavior data are described herein. In some examples, the behavior data is used by a premium calculating engine to derive a premium for a vehicle insurance policy using the data. The behavior data may be associated ... | 05/15/2012 |
| 8180656 | Hybrid life insurance product with an improved total return Disclosed is a novel life insurance product that provides an improved return to a purchaser. The life insurance product contains a benefit payment, and has a fixed benefit amount and a variable benefit amount. A policy protection benefit prevents a purchaser's life ... | 05/15/2012 |
| 8175899 | Systems and methods for processing a request to repair or replace an item covered by insurance A method of providing insurance to a customer that comprises the steps of: (1) selling a service contract to the customer that provides protection against the mechanical breakdown or other failure of an item (and in some cases, accidental damage); and (2) in respons... | 05/08/2012 |
| 8175897 | Score based decisioning The invention aids an entity operating on the Internet or on another network to selectively request additional data about a user who has made a request for an interaction with the entity. The invention helps an entity to determine when and how to request additional ... | 05/08/2012 |
| 8175900 | Life insurance strategic value The present disclosure includes devices, methods, and systems for determining the strategic value of a life insurance strategy at a future point in time. One device embodiment can include a processor, a memory coupled to the processor, and program instructions store... | 05/08/2012 |
| 8175898 | Modular multi-coverage insurance products The invention relates to methods and systems for creating and utilizing a modular multi-coverage insurance product. The modular multi-coverage insurance product includes a set of modular state-pre-approved insurance coverages corresponding to a plurality of insurabl... | 05/08/2012 |
| 8175934 | System and method for automated generation of communications involving products or services A system for automatically preparing customized replies in response to communications from a plurality of clients. To facilitate automation and tracking, each original communication to the client (or each original response from the client) is tagged with a unique la... | 05/08/2012 |
| 8175901 | System and method for managing payments for health care services The health care payment techniques include a system, and/or a machine-readable storage media. In some embodiments of these techniques, the system includes a processor that executes instructions. The system further includes machine-readable storage media having the i... | 05/08/2012 |
| 8170892 | System and method for establishing rates for an automobile insurance policy Automobile insurance rates are established by performing calculations for defining a single tier placement dependent upon a combination of mutually exclusive factors based on applicant data. The factors include a household driving record gradient, a stability gradie... | 05/01/2012 |
| 8165902 | Method and insurance platform for investment-type whole life insurance at autonomous interest rates A method and insurance platform for whole life insurance implemented in the insurance field of financial e-commerce is provided. The present invention reflects the interactivity between a consumer and a platform provider in the age of network technology, and creates... | 04/24/2012 |
| 8165903 | System, method and computer program product for facilitating informed decisions relating to family risk A system, method, and computer program product embodied on a computer readable medium are provided. In use, an application is executed which is capable of performing decision logic. Further, information is retrieved from a database in accordance with the decision lo... | 04/24/2012 |
| 8160904 | System and method to provide process status update information Disclosed are systems and methods to provide process status update information. The systems and methods provide techniques to communicate with a party about a process in which the party has an interest, provide the party with an identifier, the identifier related to... | 04/17/2012 |
| 8160905 | Method and apparatus for repricing a reimbursement claim against a contract A method for repricing a reimbursement claim under at least one contract is provided herein. The method includes converting each contract into a series of contractual terms, where each contractual terms contains qualification codes, calculation codes and priority no... | 04/17/2012 |
| 8160902 | System for facilitating life settlement transactions A system and method for buying and selling life insurance policies includes an online database for storing information concerning in-force policies as needed for evaluation by a potential buyer. Owners of policies, either directly or through agents, who might be wil... | 04/17/2012 |
| 8160903 | System and method for determining a premium for insurance for a security A method for determining a premium for insuring a security comprising the steps of determining an insurance risk premium based upon a security to be insured, determining an expense and profit load, and combining the insurance risk premium and the expense and profit ... | 04/17/2012 |
| 8155984 | Computerized method, apparatus and system for issuing surety bonds A method, system and apparatus for obtaining a bond is disclosed. The Invention employs a computer system that has a work station in communication with a server to provide information on a contractor that is required by a surety over the computer system. The server ... | 04/10/2012 |
| 8155985 | System and method using insurance for risk transference Disclosed herein is a system and method for eliminating or transferring the non-economic risk of financial securities. The system and method serves to avoid non-economic losses in the first instance, and to counter the adverse capital impact of prior non-economic ga... | 04/10/2012 |
| 8156166 | Method and apparatus for selecting a doctor based on an observed experience level Some embodiments of the present invention provide a system that facilitates the selection of a doctor for a user. The system provides a list of doctors to the user based on an observed experience level of the listed doctors with a condition or a procedure. During op... | 04/10/2012 |
| 8150714 | System and method for providing healthcare-related services A system and method for providing healthcare-related services according to which the healthcare-related services include, but are not limited to, health insurance benefit activation services and/or healthcare-related education services. ... | 04/03/2012 |
| 8150715 | Flexible varying premium option for combination products including long term care insurance Flexible, varying long term care insurance programs for use as parts of combination long term care products are generated. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are some members of a set of p... | 04/03/2012 |
| 8145509 | Corporate owned life insurance product with death benefits A corporate owned life insurance product with death benefits (COLI-DB) that has no cash value and is minimally funded. The policy holder selects an election to mark to market accounting for life insurance. Thus, the COLI-DB has no cash surrender value. The net prese... | 03/27/2012 |
| 8145510 | Program for alternative funding of employee and retiree benefits An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or ... | 03/27/2012 |
| 8145507 | Commercial insurance scoring system and method A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to more accurately and consistently predict commercial insurance profitability (the “predictive statistical model”). The ... | 03/27/2012 |
| 8145508 | System and method for funding an organization A system and method and method for generating substantial net positive cash flows to fund organizations by initiating life insurance policies through asset-backed security transactions with no out-of-pocket expense to either the organizations or to the insureds, req... | 03/27/2012 |
| 8140358 | Vehicle monitoring system A data logging device tracks the operation of a vehicle or driver actions. The device includes a storage device, which may be removable or portable, having a first memory portion that may be read from and may be written to in a vehicle and a second memory portion th... | 03/20/2012 |
| 8140359 | System and method for determining an objective driver score The present invention is directed to a business method in the field of automobile insurance, more specifically, a system and method of determining an objective driver score that may be used universally by independent insurers to evaluate the risk of insuring a drive... | 03/20/2012 |
| 8140360 | System for processing insurance coverage requests A system for processing insurance coverage requests. An insurance data processing system (IDPS) implements a method that processes the requests. The IDPS receives at least one request from a customer relating to insurance coverage for the customer. Each request inde... | 03/20/2012 |
| 8135598 | Systems and methods for providing a deferred annuity with a target date retirement benefit Systems and methods for guaranteeing a Target Value of an account on any given Target Value Date. The investment profile of the account may be automatically adjusted to be more or less conservative based on the evolution of the contract with respect to its accumulat... | 03/13/2012 |
| 8135599 | Online method and system for fulfilling needs resulting from property and other similar losses A method of fulfilling needs acquired as a result of property and other similar losses, the method involving the steps of directing a person or entity with a need resulting from a loss to a site on a global computer network, interviewing the person or entity at the ... | 03/13/2012 |
| 8135600 | System and method for increasing capacity in an insurance system The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. ... | 03/13/2012 |
| 8131571 | Method and system for evaluating insurance liabilities using stochastic modeling and sampling techniques In computer-implemented methods and systems for estimating financial modeling outcomes, financial data segmented into a number (x) of classes and scenario data for a set of model scenarios are processed to obtain an estimated model outcome distribution. The class se... | 03/06/2012 |
| 8131570 | Managing the business of a medical insurance plan The method of the invention provides incentives for medical scheme members to minimize medical expenses both by responsible use of the benefits of the scheme, and also by offering positive incentives to members to adopt a healthy lifestyle and to make use of prevent... | 03/06/2012 |
