Did You Know...
...that several people are credited with the invention of the flush toilet? Most people have heard of Thomas Crapper (1837-1910), the sanitary engineer who invented the valve-and-siphon arrangement that made the modern toilet possible. Another claimant to "the throne" was British inventor Alexander Cumming who patented a toilet in 1775. Then there's a nameless Minoan (a native of ancient Crete) who lived 4,000 years ago who supposedly was ahead of his time and created the first flush toilet!
PatentStorm News
Make the Most of Our Site
See this month's Top Inventors and Most Cited Patents.
Stay on top of the latest innovations by subscribing to an RSS feed.
Registered users: Manage your profile.
| Number | Title | Issue Date |
| 8190501 | Click based trading with intuitive grid display of market depth and price consolidation A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trad... | 05/29/2012 |
| 8185460 | Electronic financial translation system architecture Aspects of the invention include methods and systems for an electronic financial transaction system with a translation system architecture. Aspects of the invention provide translation methods such that the front-end functions (e.g., authentication, presentation, co... | 05/22/2012 |
| 8185461 | Longevity analysis and modifiable attribute identification A method, software, database and system for determining modifiable lifestyle attributes which when altered, can increase the longevity of an individual is presented. Based on an individual's pangenetic (genetic and epigenetic) attributes and by comparison with datab... | 05/22/2012 |
| 8185462 | Stochastic control system and method for multi-period consumption The present invention relates to dynamic optimization of system control over time. The need for dynamic optimization arises in many settings, as diverse as solar car power consumption during a multi-day race and retirement portfolio management. We disclose a reformu... | 05/22/2012 |
| 8185458 | Occupational therapy and ergonomic system A system for preventing on the job injuries comprising identifying a company which will benefit from the system and approaching the same with a business proposal. Once hired, a therapist evaluates the company's workplace environment and an initial physical state of ... | 05/22/2012 |
| 8185459 | System, method and computing device for detecting duplicate financial documents A method and system are disclosed for identifying in real time duplicate financial documents processed by a financial institution or check clearinghouse. A collection of hash values representative of previously processed financial documents are maintained in a memor... | 05/22/2012 |
| 8185456 | Method and system for structuring a mortgage Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers ... | 05/22/2012 |
| 8185457 | Transaction risk analyzer Methods and systems are disclosed for automatically identifying and managing potentially fraudulent transactions without adversely impacting legitimate customers. In one implementation, the methods and systems provide a transaction risk analyzer for analyzing a risk... | 05/22/2012 |
| 8180693 | Prediction of financial performance for a given portfolio of marketing investments Methods, systems, and computer program products are provided for quantifying financial impact of marketing investments. Time series data describing the financial performance generated by corresponding marketing investments that are made as a function of time is prov... | 05/15/2012 |
| 8180692 | System and method for performing automatic spread trading The present embodiments are provided to facilitate the automatic trading of spreads in a fast and accurate manner. One or more market data feeds that contain market information for tradeable objects are received at an exchange. A spread data feed is generated in res... | 05/15/2012 |
| 8180694 | System and method for incorporating qualitative inputs into econometric models Methods, systems, and computer program products are provided for incorporating qualitative factors into an econometric model. Time series data describing the financial performance generated by corresponding marketing investments that are made as a function of time i... | 05/15/2012 |
| 8175945 | Using commercial share of wallet to compile marketing company lists Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. ... | 05/08/2012 |
| 8175939 | Merchant powered click-to-call method A method is disclosed for enhancing the predictability, scalability and cost effectiveness of online advertising with voice over IP connectivity and event tracking technologies. A service provider maintains a list of merchants who have offered to pay for customer Vo... | 05/08/2012 |
| 8175950 | Systems and methods for determining bids for placing advertisements Systems, apparatuses, and methods are provided for determining a bid value for placing an advertisement onto advertising space available through an electronic marketplace. A method is used for calculating the option value of maintaining the advertisement in the adve... | 05/08/2012 |
| 8175940 | Method and system for administering a variable universal life insurance product having a volatility reduction feature A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least one subaccount associated with the policy, storing a number of accumulation un... | 05/08/2012 |
| 8175938 | Method and system for facilitating merchant-initiated online payments A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment... | 05/08/2012 |
| 8175942 | Systems and methods for enhancing compliance with the federal reserve custodial inventory (CI) procedures Systems, methods and consumer-readable media for enhancing compliance with the Federal Reserve Custodial Inventory procedures are provided. The system may include an inventory management system for retrieving cash balance inventory information and an information man... | 05/08/2012 |
| 8175943 | System and method for reconciling financial records A system and method for reconciling financial records is provided. Breaks are screened by user defined rules to categorize breaks into categories of relatively higher and relatively lower importance so that relatively higher importance breaks can be presented to the... | 05/08/2012 |
| 8175941 | Method and system for developing and applying market data scenarios A method and system for developing and applying market data scenarios in which market data is received from a market data distribution platform, stored, changed with respect to a specific asset included in the market data and the altered market data transmitted to a... | 05/08/2012 |
| 8175944 | Method of recording and paying declared dividends in an investment company that invests in fixed income securities and has conventional and ETF share classes with different dividend payment frequencies A method is are provided to administer an investment company. The investment company issues one or more classes of shares that are bought from and redeemed with the investment company at a net asset value. The investment company also issues one or more classes of sh... | 05/08/2012 |
| 8170937 | System and method for an automated sales system with remote negotiation and post-sale verification The present invention provides a system and method to process items for sale or bid, to transmit electronic negotiations between prospective buyer and seller, and to verify the condition of the item before delivery to the buyer. The invention facilitates autonomous ... | 05/01/2012 |
| 8170936 | Method and system for emulating a private label over an open network According to one embodiment, the present invention relates to a method and a system for emulating a private label network over an open network where settlement occurs at varying discount rates with one or more merchants or providers. A computer implemented method an... | 05/01/2012 |
| 8170934 | Systems and methods for trading actively managed funds Systems and methods are provided to determine an estimated value of a traded fund whose assets are not publicly disclosed on a daily basis, where a computer system includes one or more computers and is programmed to determine an estimated value of the traded fund. E... | 05/01/2012 |
| 8170938 | Using commercial share of wallet to rate business prospects Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. ... | 05/01/2012 |
| 8170935 | Systems and methods for evaluating the integrity of a model portfolio of a financial instrument System and methods for checking portfolios used to model the behavior of actively managed funds to facilitate intra-day trading of actively managed exchange traded funds (AMETFs) without revealing the fund assets. Exchange traded notes based on an underlying activel... | 05/01/2012 |
| 8165941 | Method and system for integrating savings and credits with different interest rates A method and system for operating a new financial instrument and payment card integrates savings and credit transactions belonging to the same payment plan into a single account. Transactions can be carried out at different periods in time, for any amount, agreed on... | 04/24/2012 |
| 8165939 | Method of settling a real estate transaction and system implementing the method An automatic, web-based, integrated method and system for processing financial details of a real estate settlement or other similar transaction. The system incorporates modular functionality to avoid duplicate entry of data. The design philosophy is such that antici... | 04/24/2012 |
| 8165940 | Non-credit account credit rating A consumer's credit rating is derived from non-credit transactions on an account. Each transaction was a purchase by the consumer from a merchant using a pre-paid card. The derived consumer's credit rating can use a total of all of the transactions, totals for each ... | 04/24/2012 |
| 8165942 | System and method for calculating a financial market index Systems and methods of generating a financial market index are disclosed. According to various embodiments, the index may use a fundamental economic indicator to determine a leverage factor. In various embodiments, the leverage factor is increased if the 3M USD LIBO... | 04/24/2012 |
| 8165943 | System and method for providing futures contracts in a financial market enviroment A method for offering an asset in a financial environment is provided that includes receiving a request to perform a selected one of a purchasing and a selling operation for a futures contract. The futures contract includes a first asset class having a first value a... | 04/24/2012 |
| 8165937 | System and method for managing information related to securities and securities issuers A system and method that enables a financial institution managing a money market fund to meet the requirements of SEC Rule 2a-7. The system and method may enable an issuer of an instrument or security to provide information to investors that are regulated by SEC Rul... | 04/24/2012 |
| 8165938 | Prepaid card fraud and risk management A method of monitoring fraud associated with prepaid devices includes configuring fraud platform parameters which comprise one or more limits defined by one or more values, each limit associated with a particular platform parameter, one or more thresholds defined by... | 04/24/2012 |
| 8165944 | Point of service third party financial management vehicle for the healthcare industry A method for point of service third party adjudicated payment, which includes providing payment system access information to a point of service provider, receiving from the point of service provider purchase transaction data and the payment system access information... | 04/24/2012 |
| 8165921 | Dynamic exchange method and apparatus In a live, expressive combinatorial exchange, each of plural bidders can submit a bid. Based on the submitted bids, an allocation of the bids is determined that is optimal for the type of exchange being conducted. At least a portion of each bid of the allocation is ... | 04/24/2012 |
| 8165945 | Transaction velocity counting for fraud detection Methods and systems for detecting fraud based on velocity counts are disclosed. ... | 04/24/2012 |
| 8165946 | Customized financial transaction pricing Enabling innovative merchant transaction pricing capability, while improving pricing process efficiency, is disclosed. When a merchant submits financial transaction account records to a payment processor for payment, the payment processor utilizes granular transacti... | 04/24/2012 |
| 8160921 | System for incentivizing financial account users A system to incentivize financial account holders, such as a checking account, by providing a cash bonus for certain activities in the financial account, including certain deposits, electronic payments, debit card purchases, and receiving an electronic statement (in... | 04/17/2012 |
| 8160943 | Systems and methods to process transactions based on social networking Systems and methods to verify and process requests received via social networking websites. In one aspect, a system includes a data storage facility to store data associated with a first phone number; and an interchange coupled with the data storage facility. The in... | 04/17/2012 |
| 8160946 | System and method for processing data related to a life insurance policy having an accelerated death benefit A method for processing data related to a life insurance product having a death benefit amount payable to a beneficiary upon death of an insured includes receiving data indicative of certification that the insured is chronically ill, and responsive to receipt of the... | 04/17/2012 |
| 8160944 | System and method for creating electronic real estate registration A system for providing a registered land asset includes a property transaction database in communication with a computer network the property transaction database provides information related to transactions associated with each registered land asset parcel, each la... | 04/17/2012 |
