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| Number | Title | Issue Date |
| 8086507 | Method for administering finances via an electronic network The present invention provides a method of administering finances via an electronic network. The administrator creates accounts for users that the administrator wants to oversee. The administrator can supply financial parameters to configure the accounts where such ... | 12/27/2011 |
| 8082195 | Prepaid value account with reversion to purchaser systems and methods Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is an issuer. The issuer receives the funds a distributes a prepaid tra... | 12/20/2011 |
| 8082194 | Systems and processes for determining costs associated with internal software development Systems and processes may receive and analyze billing information and/or business expenditures to determine costs associated with jobs corresponding to an internal development of software for internal use. The billing information and/or business expenditures may be ... | 12/20/2011 |
| 8082193 | Multi-jurisdictional payroll requirements Payroll requirements are compiled from a plurality of jurisdictions. A plurality of payroll codes are cataloged that are required in one of the plurality of jurisdictions. A user representation includes the plurality of payroll codes. An implementation representatio... | 12/20/2011 |
| 8078508 | Method and system for upgrading to an integrated financial product A method for upgrading from a stand-alone product to an integrated financial product, that includes generating a plurality of product accounts associated with a user of the stand-alone product, modifying, while using the stand-alone product, the plurality of product... | 12/13/2011 |
| 8069093 | Website user account linking A method for managing a plurality of commercial website accounts maintained by a supplier of goods or services includes receiving a structure via a first computer screen, where the structure specifies a relationship between a first one of the plurality of commercial... | 11/29/2011 |
| 8060418 | Digital footprint driven multi-channel integrated support system A digital footprint driven multi-channel integrated support system assists a user in managing electronic components based on his or her digital footprint. The digital footprint driven multi-channel integrated support system delivers a dramatically improved ‘digita... | 11/15/2011 |
| 8060467 | On-line account management system having a synchronized account information data store A system and method for on-line management of account information by customers of a provider of goods or services. A web server receives billing information from a telecommunications service provider in a standardized XML-format readily suitable for viewing by the c... | 11/15/2011 |
| 8060417 | Date effective quantity on hand and adjusted unit cost calculation An accounting method can insert changes that affect average cost calculations after the initial average cost calculations. The method can go back in time and add in transactions that affect average cost and re-calculate average cost based on the added entry to all e... | 11/15/2011 |
| 8055557 | Transfer account systems, computer program products, and associated computer-implemented methods Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of automatic or direct deposits. Embodiments of the present invention in... | 11/08/2011 |
| 8055556 | User interface for rapid entry of timesheet data A user interface for receiving time entries in a timesheet is described. This user interface includes a user-interface element in the form of a calendar, where the calendar contains one or more time entries associated with at least a financial activity. Moreover, a ... | 11/08/2011 |
| 8055558 | Method and system for authentication via communication terminal using short message The present invention discloses a method and a system for authentication via a communication terminal using short messages, in order to solve the problems that the content of a short message is easy to be leaked out by a proxy SP and that the loss and delay of a sho... | 11/08/2011 |
| 8050987 | Method and apparatus for processing on-line donations associated with media content A computer-implemented method and apparatus for processing on-line donations associated with media content is disclosed. An example embodiment includes elements to integrate a payment button with an associated item of media content on a web page; link the payment bu... | 11/01/2011 |
| 8050975 | System and method to manage supply chain settlement, risk and liquidity A system to manage a supply chain may include a purchase order management module operable on a processor to electronically receive purchase order information from a buyer and to store and track information associated with each purchase order. The system may also inc... | 11/01/2011 |
| 8027889 | Systems and methods for price searching via a mobile device reading display screen graphics Price searching via a mobile device reading display screen graphics is provided. A system for obtaining pricing information comprises at least one subsystem that electronically reads a price of a product using a mobile device scanning a display screen, at least one ... | 09/27/2011 |
| 8027887 | Data processing method In one example, a data processing method is provided for the time-optimized calculation of a large number of result data sets at the end of a period. The calculation can be based on data. A time span can be determined for which the underlying data are to be taken in... | 09/27/2011 |
| 8027888 | Online credit card prescreen systems and methods In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a borrower via a prescreen provider website and/or a referrer website.... | 09/27/2011 |
| 8027891 | Interactive online spending analysis tool Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The ana... | 09/27/2011 |
| 8027890 | Methods and systems for processing a financial transaction A method for processing a financial transaction such as an electronic bill payment is provided. The method includes receiving an electronic bill payment wherein the bill payment is submitted on behalf of a consumer in response to a bill associated with a biller, det... | 09/27/2011 |
| 8024238 | Negative balance management A system, apparatus, and method for managing account data for accounts having a negative balance. The invention embodiment includes a method, process or workflow for processing data for accounts associated with a debit, credit, pre-paid card or other form of financi... | 09/20/2011 |
| 8024239 | Aqua index A method and system for computing a stable index value of a regulated substance by computing a virtual value of the substance based on the value of a freely marketed product of the substance. Particularly the invention may be applied to develop a stable investment i... | 09/20/2011 |
| 8019663 | Transportation withdrawal and rebalance of cash handling device A method, apparatus, computer-readable medium and system are disclosed that provide for rebalancing/reallocating funds within a cash handling device. The cash handling device may include one or more stackers, cartridges, rollers, or the like. Service personnel may (... | 09/13/2011 |
| 8015082 | Terminal device, accounting system and data processing method This invention relates to a terminal device capable of communicating with an accounting center, an accounting system, and a data processing method. A point memory 45 of a recording/reproducing device 10 stores accounting point information. An HDD 15... | 09/06/2011 |
| 8010395 | Program storage device for project preparing a procurement and accounts payable system A program storage device for coordinating a project for designing, implementing, and using a general procurement and accounts payable (GP/AP) system for a customer. A playbook database is created and includes templates of information relating to designing, implement... | 08/30/2011 |
| 8005729 | Environment modification using system and usage data Environment modification using system and usage data is described, including receiving environmental data from one or more sources, the environmental data being associated with an environment, determining a change in the environmental data by comparing a current val... | 08/23/2011 |
| 8001020 | Budgetary ledger A system and method for maintaining budget related transactions in a financial management system. A financial management system may include a general ledger to maintain account balances and a budgetary ledger to maintain account balances only for budget related tran... | 08/16/2011 |
| 7996287 | Allocating carbon offsets for printing tasks Methods, services, program products and devices are provided for correlating carbon offsetting and printing. Methods comprise a requester initiating a print job on a printing device; analyzing the print job; identifying at least one print job metric relevant to the ... | 08/09/2011 |
| 7991658 | Accounting process A computerized accounting process and system capturing customer transaction data, creating transaction codes or references at the time of the transaction and generating accounting reports for the customer. ... | 08/02/2011 |
| 7991659 | Accounting data retrieval method and system An accounting method and system. The method includes determining by a computing system, that a second entity is dependent on a first entity for a specified time period. The computing system generates a first list comprising initially allowable purchase types list fo... | 08/02/2011 |
| 7987121 | Systems and methods for generating an accounting document Systems and methods are provided for generating an accounting document. In one implementation, a computer-implemented method is provided. A message is received that includes operational data. An accounting notification is generated that includes the operational data... | 07/26/2011 |
| 7979406 | Compress transaction data using serial micro-trends Compressing transaction data is provided. A current transaction data point is received. A determination is made as to whether the current transaction data point is a first transaction data point or a subsequent transaction data point of a set of transaction data poi... | 07/12/2011 |
| 7974892 | System and method for expense management A method for expense management. An expense data record is retrieved from a trusted source and two or more sub-transactions are identified. The expense data record is then added to an expense report as two or more expense items corresponding to the two or more sub-t... | 07/05/2011 |
| 7974893 | Systems and methods for providing ACH transaction notification and facilitating ACH transaction disputes A system and method for identifying incoming ACH transactions involving subscriber accounts at a financial institution, comparing the ACH transaction details with preset notification criteria, suspending any ACH transaction that satisfy the preset criteria so that t... | 07/05/2011 |
| 7970670 | Electronic credit default futures market Systems and methods are provided for providing a credit default futures market. A system providing the credit default futures market includes a processor, memory and an interface. The interface is configured to display credit default futures contracts that subscribe... | 06/28/2011 |
| 7970668 | System and method for automated comprehensive reconciliation processing A system and method of reconciliation processing that automates multiple steps of data validation. One of the key steps of reconciliation is the review and validation of the input and outputs. An embodiment of this invention includes the maintenance of an automated ... | 06/28/2011 |
| 7970669 | Method and system for store-to-consumer transaction management The invention provides a method for capturing, tracking and managing a transaction of a user at an advanced Point-of-Sale (POS) register. The method steps include obtaining transaction data of the transaction from the POS register using a mobile device and managing ... | 06/28/2011 |
| 7966230 | Method and apparatus for remote health monitoring and providing health related information A health monitoring system includes a plurality of remote user sites, each remote user site comprising at least one health monitoring device for collection of user health monitoring data, an interactive video device, and a user interface apparatus; at least one remo... | 06/21/2011 |
| 7962383 | Media access monitoring system and method Provided is a sealed cartridge for housing audio video media, the cartridge comprising an electrical counter displaying at least two different counting languages. The electrical counter configured to increment a count when the cartridge is in an audio video player d... | 06/14/2011 |
| 7962382 | Payment broker system and method A system and method of processing a payment request in a payment broker system wherein the payment broker system comprises a database and a unique finite state machine model, the model having states interconnected by transitions and actions and the request residing ... | 06/14/2011 |
| 7958021 | Method and device for collecting and reporting data Embodiments of the invention are directed to a slot machine data collection and reporting system capable of operating with multi-denomination, multi-game machines. These machines allow the patron to select the denomination of the wager unit, the game type, and the e... | 06/07/2011 |
