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Class 340/5.4 - Credit


Subclass of Class 340 - Communications: electrical
Definition: Subject matter wherein a comparison is made with a balance
No. of patents: 103
Last issue date: 06/02/2009


1      
NumberTitleIssue Date
7541912Communications system for registering tolls
A communications system for registering tolls, with vehicles which have communications devices for wirefree communication between the vehicles and the toll operator which is assigned to them and has a corresponding communications device. In this context, the vehicle...
06/02/2009
7429927System and method for providing and RFID transaction device
A system and method for attaching a Radio Frequency operable transaction device to an article using various attachment apparatus are disclosed. The invention includes attaching a transaction device to an article using apparatuses comprised of bands, clips, clamps, d...
09/30/2008
7428411Location-based security rules
Location based security rules are provided for preventing unauthorized access to a device, application, system, content, and/or network, etc. The location-based security rules enable a user, computing device, system, etc. to access the requested item or information ...
09/23/2008
7366693Dynamic credit management
A method for providing a financial evaluation of at least one financial instrument or of an issuer supports the provision of a dynamic credit limit. A dynamic credit limit may be associated with a counterparty or a debt security of the counterparty, for example. The...
04/29/2008
7360689Method and system for proffering multiple biometrics for use with a FOB
The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric s...
04/22/2008
7345586System and method for transferring data to an electronic device
A radio frequency identification (RF ID) tag (202) and a method for communicating data from an RF ID card to an electronic device (102) are disclosed. The RF ID tag comprises one or more removable materials that conceal the data (106). The prese...
03/18/2008
7341181Method for biometric security using a smartcard
The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biome...
03/11/2008
7334735Card for interaction with a computer
A smart card comprising: a memory for storing information; at least one transmitting or receiving antenna; and a low frequency circuit, for handling information associated with said antenna and said memory, which information is modulated at a modulation frequency of...
02/26/2008
7328850Financial and similar identification cards and methods relating thereto
Apparatuses forming portable identification cards and associated methods are described. A preferred apparatus includes an input device adapted for a consumer to enter authentication data, a memory for storing reference data, a processor configured to compare the aut...
02/12/2008
7328844Point-of-transaction machine with improved versatility and related method
A system and method for conducting sales transactions in a manner that permits a user to access all aspects of their finances to debit or withdraw funds from an account to fund a sales transaction. The system employs a universal account card that permits the user to...
02/12/2008
7325724Method for registering a biometric for use with a smartcard
The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtain...
02/05/2008
7319987Tokenless financial access system
The present invention shows a method and a device system for tokenless authorization of commercial transactions between a user and a seller. The user registers at least one registration biometric sample, and at least one user financial account. The seller registers ...
01/15/2008
7318550Biometric safeguard method for use with a smartcard
A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a ...
01/15/2008
7314165Method and system for smellprint recognition biometrics on a smartcard
The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifyin...
01/01/2008
7314164System for biometric security using a smartcard
The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In ...
01/01/2008
7303120System for biometric security using a FOB
The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. I...
12/04/2007
7293699Currency cassette access based on facial recognition
A security system controls access to a currency cassette. The system includes a database having images of individuals authorized to access the cassette. The system also includes a camera for capturing an image of an individual attempting to access the cassette. A pr...
11/13/2007
7290703Method and apparatus for providing multiple transaction cards in assembly
A transaction card assembly and method for forming a transaction card assembly. The transaction card assembly may include two or more transaction cards that are each useable with different issuers. A first transaction card may be useable only with a first issuer, an...
11/06/2007
7290047License information exchange system
When license information is transferred between a server machine and a client machine, an identifier which is unique to a series of communication sequences is provided. The identifier is sent when a communication is performed between the two machines, as well as whe...
10/30/2007
7278581Electronic credit card-ecc
Electronic Credit Card (ECC) is an electronic device that enables transmission/reception of data and/or digital information to/from a host computer via a Terminal Station (TS). TS includes Teller Machines in supermarkets/shopping complex, Automatic Teller Machines (...
10/09/2007
7239226System and method for payment using radio frequency identification in contact and contactless transactions
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security ...
07/03/2007
7231230Mobile telephone set capable of altering key layout thereof and mobile telephone system including the same
A mobile telephone switching network 3, a server 5, and a terminal equipment 7 are connected to a network 4. A portable telephone set 2 manufactured by a manufacturer 1 is connected to the mobile telephone switching network ...
06/12/2007
7225994Financial transaction card with sound recording
A distinctive recorded sound is generated when a credit card or other financial transaction card is used at a point of sale (POS) terminal. As is common, the POS terminal includes a card reader through which the card is swiped to read data that is encoded on a magne...
06/05/2007
7171693Information security method and system
The present invention discloses an improved information security system and method. A polymorphic engine is used to enhance the security features of a software application and the data generated by or made available to the application and/or the operating system. Th...
01/30/2007
7158947Method for selectively blocking remote purchase requests
A method for partially verifying the legitimacy of a remote purchase request based on a card number from a card issuing financial institution. The method includes receiving and storing a first purchase request information set including an origin and a card number. F...
01/02/2007
7119659Systems and methods for providing a RF transaction device for use in a private label transaction
A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction ...
10/10/2006
7113592Method and device for loading input data into a program when performing an authentication
A method for enhancing data security when chip cards are used for payment transactions and input data are loaded into an algorithm when performing an authentication. The security of the debit and credit data is enhanced by subdividing the data blocks and by switchin...
09/26/2006
7110512Method and apparatus for providing prepaid local telephone services
A system and method for providing prepaid dialtone services. The system includes a prepaid dialtone service center having an applications server that maintains a prepaid dialtone subscriber database including subscriber identification and service period information....
09/19/2006
7097108Multiple function electronic cards
Electronic cards include a package having vertical and horizontal dimensions of a standard credit card, and including first and second opposing faces. A flat panel display extends over the first face. A dynamic magnetic encoder is provided on the second face. A user...
08/29/2006
7096003Transaction security apparatus
An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a transaction on the account or a use of a wireless or cellular communica...
08/22/2006
7079278Image processing apparatus, data processing method, and storage medium
The present invention provides an image processing system which can make switch-over between a copy-permitted state and a copy-prohibited state automatically according to the type of production while securely protecting the production. For the purpose, the sy...
07/18/2006
7076210Communication method, communication system, and communication device
In the case where close range wireless communication is performed among a plurality of communication devices, when a predetermined connection operation is performed in a first communication device 10a, an inquiry message is wirelessly transmitted in or...
07/11/2006
7053771Apparatus, method and system for authentication
The invention relates to a portable, electronic device such as a mobile phone. The device is provided with a transponder and may be used for authentication purposes. The device includes means for writing user-specific information into a memory unit, included in the ...
05/30/2006
7042332Electronic key system
An electronic key system has a portable apparatus, an operation control device and an update control device. The portable apparatus selectively transmits a first signal and a second signal. The operation control device authorizes an operation of a key based on recep...
05/09/2006
7002450Method for authenticating a spare key for using a vehicle
In a method for authenticating a spare key for use with a vehicle in the absence of the regular key, the spare key is provided with an identification number that is transmitted to, and checked by, a central station. The spare key is authenticated by an authorization...
02/21/2006
6966497Data carrier with a battery and display
A data carrier used for an electronic purse including a display arranged to indicate a credit balance present in the electronic purse, and a battery in combination with a device for detecting the usability or probability of use of the display. The device is configur...
11/22/2005
6957774Luminescent card and casing assembly
A luminescent card and casing assembly has a luminescent card and a casing. The luminescent card has a plastic layer, a luminescent layer and a memory device. The luminescent card is inserted into the casing, the casing provides electricity to the luminescent card, ...
10/25/2005
6944769Apparatus and a method for security authorization using a security key installed on removable media
An apparatus and a method in a data processing system are provided for insuring the security of data accessed from removable media. Normal virus scanning occurs after data is loaded into the main memory, but infection by a virus may have already occurred by this tim...
09/13/2005
6937135Face and environment sensing watch
A face and environment sensing portable device. In a preferred embodiment, the device is wrist-worn by a person, similarly to a wristwatch. The portable device includes one or more sensing elements, such as an image-capturing device, a microphone or other environmen...
08/30/2005
6925439Device, system and methods of conducting paperless transactions
The invention also includes methods of issuing an account authorization to a UET card, a method of transferring transactional and account information between a UET card and a personal computer or a mainframe computer, a method of using the UET card as a remote termi...
08/02/2005
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