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| Number | Title | Issue Date |
| 8186583 | Storefront purchases utilizing non-negotiable credits A conversion of a quantity of non-negotiable credits to a quantity of negotiable funds can be initiated for a storefront purchase. The non-negotiable credits can be earned from previous interactions with an entity. The converting can be performed by a different lega... | 05/29/2012 |
| 8186582 | Metal-containing transaction card and method of making the same A method of creating a single transaction card is disclosed and comprises embossing the single transaction card within a pocket to form embossed characters on a first surface of the single transaction card, filling the pocket with a fill panel to provide a substanti... | 05/29/2012 |
| 8186580 | Biometric identification device with smartcard capabilities A smartcard-enabled BPID Security Device integrates a smartcard reader with a biometric authentication component to provide secured access to electronic systems. The device allows for an individual to insert a smartcard into an aperture in the physical enclosure of ... | 05/29/2012 |
| 8186581 | Device and method to assist user in conducting a transaction with a machine A device for assisting a user to perform a transaction on a machine is described. The device receives data that specifies a transaction mode to use for processing an image and accesses a knowledge base to provide data to configure the device for the transaction mode... | 05/29/2012 |
| 8181864 | Conversion of non-negotiable credits to negotiable funds Non-negotiable credits earned from previous interactions with an entity can be identified. A quantity of the non-negotiable credits can be converted to a quantity of negotiable funds. The converting can be performed by a different legal entity than the entity. Acces... | 05/22/2012 |
| 8181863 | Conversion of non-negotiable credits to negotiable funds Non-negotiable credits can be identified that are from a game associated with an entity with which previous interactions have occurred. The previous interactions can earn the non-negotiable credits. A quantity of the non-negotiable credits can be converted to a quan... | 05/22/2012 |
| 8181861 | Electronic transaction security system and method A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued to a user by a financial institution. The payment card comprises an original payment card number. The method comprises the steps of provi... | 05/22/2012 |
| 8181862 | System for providing identification and information, method of use thereof Embodiments of a system and method are disclosed for providing identification and medical information. The embodiments include collecting and storing medical biographical information of a subject, embedding the medical biographical information in a readable code of ... | 05/22/2012 |
| 8181860 | Apparatus and methods for monitoring objects in a surgical field Apparatus and methods for identifying and counting objects having identifiers entering and exiting a surgical field are provided. In one embodiment, the apparatus has an entry scanner, a hand held scanner and an exit scanner for generating a detection field and for ... | 05/22/2012 |
| 8177128 | Information processing device for card-like recording medium A processing device for a card-like recording medium may include a path for transferring the recording medium, a frame including a first frame and a second frame, a detector structured to detect presence of the recording medium, an imager structured to capture an im... | 05/15/2012 |
| 8177131 | Data communication system, device for executing IC card function, control method for the device, and information processing terminal An information processing terminal defines a data transfer state for permitting a contactless data communication through an IC card and a data not transfer state for not permitting the contactless data communication so that the IC card manages the communication stat... | 05/15/2012 |
| 8177129 | Interactive multimedia smart affinity card with flash memory A multipurpose card, including a multimedia card portion with tiny protrusions on its face and a second card portion with tiny recesses which mate with the protrusions, wherein the two card portions easily connect and come apart. The multimedia card portion includes... | 05/15/2012 |
| 8177130 | Spend diagnostics and lead management A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set repr... | 05/15/2012 |
| RE43351 | Credit card validation for an interactive wireless network An apparatus and method for validating a credit card over a wireless network. The apparatus includes a gateway for sending a credit card validation reply message to a wireless device in response to receiving a credit card validation request message from the wireless... | 05/08/2012 |
| 8172137 | Authentication with no physical identification document Authentication of an individual can be performed even when the individual does not have physical identification documents. A person provides a password, a contact number and at least one piece of human generated information to a company. When the person wants to est... | 05/08/2012 |
| 8167200 | Authorization verification system A transaction card payment authorization system wherein a user presents the transaction card issued by an issuer to a merchant to facilitate payment to the merchant through an acquirer. The system includes an acquirer server in communication with an issuer server th... | 05/01/2012 |
| RE43333 | Identity card, information carrier and housing designed for its application An identity card comprises an easy-to-use, more specifically card-shaped, information carrier provided with an electronically readable memory capable of digitally storing personal user data, including data concerning the user's physical features. The information car... | 05/01/2012 |
| 8167199 | Systems and methods for dynamically valuating a gift card A gift card that dynamically changes its value based on how it is used. For example, a gift card may have a different value in accordance with a merchant where the card is used, a merchant category, a product being purchased, a product manufacturer, etc. The gift ca... | 05/01/2012 |
| 8170402 | Portable high capacity digital data storage device A portable data storage device compatible with both standard and high definition digital video cameras is provided. The device includes at least one SDI I/O, and preferably at least one audio I/O and preferably at least one medium speed I/O interface. A device contr... | 05/01/2012 |
| 8162208 | Systems and methods for user identification string generation for selection of a function Systems and methods for the generation of user identification strings (UIS) used with multi-function operation vehicles are provided. In some embodiments, a system for activating a user operation vehicle can include an activation portal, a verifier and a UIS generat... | 04/24/2012 |
| 8162209 | Storefront purchases utilizing non-negotiable credits earned from a game of chance Entertainment credits from a game of chance can be identified. The entertainment credits can be associated with an entity with which a user has previously interacted. The previous interactions can earning the entertainment credits, which are non-negotiable credits. ... | 04/24/2012 |
| 8157165 | User selectable functionality facilitator Embodiments of the present invention provide a user station or input medium allowing a user to view available functions and to enter selection information for requesting the association of one or more functions with a user operation vehicle. A verifier, responsive t... | 04/17/2012 |
| 8157166 | Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services A computer-implemented method and system for managing transaction card accounts involves enabling a transaction card account by a card issuer for use with pre-defined categories of providers of goods/services and goods/services sold and issuing a transaction card an... | 04/17/2012 |
| 8152057 | Method of authorising a transaction between a computer and a remote server and communications system, with improved security A transaction between a computer, a remote server and a communications system can be authorized securely. A portable card reader is connected to a computer. Then, the portable card reader reads card data. The portable card reader reads an identification code from a ... | 04/10/2012 |
| 8152058 | Transaction product assembly with mechanical product A transaction product assembly includes a transaction product, a mechanical article, and a coupling member. The transaction product includes an account identifier statically connected thereto. The account identifier links the transaction product to at least one of a... | 04/10/2012 |
| 8152056 | Secure cards and methods The present invention generally relates to credit cards and debit cards. More particularly, the present invention relates to security methods and techniques that can be used with credit and debit cards and the like in order to provide protection against unauthorized... | 04/10/2012 |
| 8146809 | Authentication system and terminal having function of setting identification information reading method In order to provide an authentication system and a terminal capable of saving user's trouble and allowing quick and accurate determination as to whether the user is a registered user or not, a data processing device capable of data communication with a plurality of ... | 04/03/2012 |
| 8146808 | Card which can be authenticated by hologram chip A card authentication is performed. An authentication chip for performing authentication by a copy-disabled hologram chip is attached to a card and when or after the card is introduced into a handling device, the authentication chip information is read to perform au... | 04/03/2012 |
| 8146806 | Prepaid negative balance fee processing and fee diversion Systems and methods are provided for a prepaid credit card processing system wherein components or entities such as the acquirer, issuer, or prepaid card processing network can dynamically determine, at the time of the transaction, whether a credit card transaction ... | 04/03/2012 |
| 8146810 | Systems and methods for automated reward redemption System and methods for transaction processing using a rewards account are described. The method may include: receiving a transaction containing a transaction type, formatting a message based on the transaction type and sending the message. The method may alternately... | 04/03/2012 |
| 8146807 | Method and system for managing case based promises to pay A method of managing case based promises to pay includes displaying a customer hierarchy. The customer hierarchy displays (i) a customer level with customer level information and (ii) plural account levels with account level information for respective multiple accou... | 04/03/2012 |
| 8141777 | Method and system using wildcard values A method of processing data on a server computer is disclosed. The method includes receiving data at the server computer, the data including a first data string including one or more wildcard values. The first data string is specifically associated with a customer, ... | 03/27/2012 |
| 8141776 | System and method for implementing a virtual automated teller machine Method and system for implementing a virtual automated teller machine (“VATM”) system are described. In one embodiment, the system includes a VATM host connectable to each of a plurality of disbursement entities (“DEs”) via a secure connection. The system fu... | 03/27/2012 |
| 8140387 | Customer retention systems and methods A method of communicating a renewal incentive for an expiring account to a user of the account. The method includes the steps of identifying a renewal date for the account with a host computer, and calculating whether the account qualifies for the renewal incentive ... | 03/20/2012 |
| 8136726 | Methods for providing stand-in services for transaction card customization The present invention is directed to methods for billing a transaction card applicant for the cost of a new customized transaction card as a stand-in service on behalf of a transaction card issuer. In some embodiments, the method comprises the steps of: (a) sending ... | 03/20/2012 |
| 8136725 | IC card The present invention includes an IC card that can realize high function without increasing the size of an IC chip, and that can realize cost reduction. The IC card has a first single crystal integrated circuit, a second integrated circuit, and a display device. The... | 03/20/2012 |
| 8132719 | Prepaid payment device admission ticketing A prepaid payment device is used to by a consumer as a ticket to a future performance event as well as to conduct a transaction with a merchant. The consumer operates a user interface of a kiosk to select admission to the future performance event and a monetary amou... | 03/13/2012 |
| 8132720 | Financial management system A financial management system includes a client terminal having a financial management application and a graphical user interface. The graphical user interface is configured to display transaction data, enable user modification of the transaction data, and transmit ... | 03/13/2012 |
| 8132723 | System and method for immediate issuance of transaction cards A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive appli... | 03/13/2012 |
| 8132721 | Device for checking the regularity of the operation of automatic payment terminals There is described a device for the control and surveillance to check the regularity of the operation of automatic payment terminals, specifically automatic terminals employing payment card readers of the contact-type. ... | 03/13/2012 |
