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Class 235/379 - Banking systems


Subclass of Class 235 - Registers
Definition: Subject matter wherein indicia from a bearer card or record
No. of patents: 3345
Last issue date: 05/29/2012


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NumberTitleIssue Date
7832627System and method for canceling electronically deposited checks
A method of processing a check prior to electronically depositing the check includes steps of (a) attempting to print a cancellation mark on the check using an energy emitting ink, such as a luminescent ink, (b) radiating first energy, such as UV energy, toward the ...
11/16/2010
7832628Protective cover for terminal keypad security switches
A point-of-sale terminal may incorporate a security device for preventing penetration of a foreign conductor into a region in fluid communication with a security switch of the point-of-sale terminal. The device may include a barrier member configured to be disposed ...
11/16/2010
7832629Automated banking machine that allows servicer to view front customer area through rear service display
An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. A movable camera is positionable within the ATM housing. The automated banking machine carries out transactions related to user accounts based on information read from ...
11/16/2010
7832630Method and arrangement in a digital communication system
A method for handling information in an information management system is provided. The system includes a digital pen capable of reading a position code and communicating at least part thereof in a communication network. Each digital pen is associated with a respecti...
11/16/2010
7832632Banking system operated responsive to data read from data bearing records
A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to co...
11/16/2010
7832631Method of reading coded records including magnetic indicia on checks deposited in an automated banking machine
A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. An automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets ...
11/16/2010
7819307Method and system for managing monetary value on a mobile device
Aspects of the present invention feature a method of managing a monetary value stored in an electronic wallet of a mobile device. These management operations include receiving an indication that the mobile device from a mobile device account of a mobile device carri...
10/26/2010
7819308Cash deposit apparatus and method
A cash deposit apparatus has a first cash processing unit capable of performing a first cash deposit transaction involving receiving first cash from a user and processing the first cash so as to determine a value of the first cash, and a second cash processing unit ...
10/26/2010
7819309Check accepting and cash dispensing automated banking machine system and method
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive ...
10/26/2010
7815105Cash dispensing automated banking machine deposit printing system and method
An automated banking machine which dispenses cash and includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a...
10/19/2010
7815104Automated banking machine
A cash dispensing automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may incl...
10/19/2010
7810714Check processing method, check processing program medium, and check processing apparatus
Check processing involves scanning a back of a check having no authorization data printed thereon, electronically generating authorization data indicating that processing a check payment has been completed, and generating an electronic merged image by electronically...
10/12/2010
7810717Cash dispensing automated banking machine with locking frame panels
An automated banking machine is provided. The automated banking machine may include a fascia in operative connection with a frame. The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cas...
10/12/2010
7810716Multiple sheet detector apparatus and method
A detector for a deposit accepting apparatus of an automated banking machine or for another sheeting handling system includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal th...
10/12/2010
7810715Self-service terminal
A fascia for a self-service terminal. The fascia comprises a first component located in fixed spatial relation to a plurality of devices mounted within the self-service terminal, and a second component mounted in movable spatial relation to at least one other device...
10/12/2010
7806316Transaction system for video matching
An integrated surveillance and transaction record system is used to monitor a bank and to save records of transactions. The integrated system includes a central database and server. When a teller executes a transaction, an interface detects relevant transaction data...
10/05/2010
7806317Automated banking machine controlled responsive to data bearing records with currency tracking
An automated banking machine (10) operates responsive to data bearing records. Users of the machine may deliver and receive records including individual sheets and stacks of sheets to and from the machine such as notes, checks or other documents. Notes assess...
10/05/2010
7806318Card activated cash dispensing automated banking machine audible user interface system and method
An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated ba...
10/05/2010
7802717Electronic image cash letter monitoring
Monitoring an electronic check processing status of an image cash letter (“ICL”) and items in the ICL includes processing each ICL item by performing at least one electronic check processing event in connection with the item. For each electronic check processing...
09/28/2010
7802718Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a c...
09/28/2010
7798395Automated banking machine with improved resistance to fraud
A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an ...
09/21/2010
7798396Method for cleaning components of a cash control safe
A method for cleaning a cash interface device of a cash control safe includes establishing a cash interface device cleaning frequency. The number of operations of the cash interface device is counted. Comparison between the counted number of operations of the device...
09/21/2010
7798397Method and apparatus for money transfer
A method of performing a money transfer transaction involves receiving information at an automated kiosk from a user for a money transfer transaction, including a transaction type selection and, responsive to the information from the user received at the kiosk, buil...
09/21/2010
7798398Check cashing automated banking machine
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host comp...
09/21/2010
7793826Controlling transactions
Before a transaction takes place between a plurality of agent-based devices (21-29), not all of which have previous experience of each other, a data file is created which identifies all the agents which are to take part in the transaction. The data fil...
09/14/2010
7793830Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a c...
09/14/2010
7793831Card activated automated banking machine
A banking system is controlled responsive to data bearing records. A card reader is operative to read data on user cards. An automated banking machine operates to cause the read information to be compared to authorized users. The machine operates to cause an authori...
09/14/2010
7793827Enclosure for automated banking machine
Method for accessing and servicing banking machine components of an automated banking machine. The automated banking machine includes a processor case rotatably mounted on the machine housing. The processor case houses and supports various circuit cards and processo...
09/14/2010
7793828Cash dispensing automated banking machine with leveling legs
A cash dispensing automated banking machine, such as an ATM, has leveling legs. The legs are also used to fasten the ATM to a shipping pallet. Each leg has a support foot and an opposite free end. The free end is inserted through an opening in an intermediate shippi...
09/14/2010
7793829Payment systems and methods
Disclosed are payment system and methods. ...
09/14/2010
7793832Automated banking machine which dispenses, receives and stores notes and other financial instrument sheets
An automated banking machine that operates responsive to data bearing records includes a card reader (16) operative to read data corresponding to financial accounts from user cards. An exemplary machine (10) includes a fascia (12) which extends ...
09/14/2010
7789296Automated transaction machine with sheet accumulator and presenter mechanism
An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that a...
09/07/2010
7789294System and method for monitoring a validator
A system for monitoring a validator that assesses a token includes an input device 4 for receiving messages 5 from a machine 2 including a validator 6. The messages contain data indicative of validator events such as an assessment of a to...
09/07/2010
7789295Automated banking machine system and method
A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (17...
09/07/2010
7784681Method and apparatus for security document tracking
A method of tracking a security document having disposed thereon or therein a number of coded data portions, each coded data portion being indicative of an identity of the security document. The method includes having a computer system receive indicating data from a...
08/31/2010
7784680Delayed annunciation of receipt jam for automated banking machine
An automated banking machine (10) determines consecutive receipt jam event indications, involving at least two receipts, prior to generating a receipt jam signal. The machine, upon determining a jam event involving a first receipt, implements a jam annunciati...
08/31/2010
7784682System and method for granting promotional rewards to both customers and non-customers
Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing of a indicia redeemable for a prize, and wherein the dispensing of th...
08/31/2010
7780076Paper currency handling apparatus
In a paper currency handling apparatus, a temporary housing is arranged behind a paper currency deposit and withdrawal port; a paper currency discrimination part is arranged behind the temporary housing; conveyance paths conveying a paper currency from below the pap...
08/24/2010
7780077Check accepting and cash dispensing automated banking machine system and method controlled by records bearing check maker identity data
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive ...
08/24/2010
7780078Banking system operated responsive to data read from data bearing records
A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to co...
08/24/2010
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