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"The Americans have need of the telephone, but we do not. We have plenty of messenger boys."
Sir William Preece, chief engineer, British Post Office ; 1878
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| Number | Title | Issue Date |
| 7654448 | Enclosure for automated banking machine A method provides for accessing automated banking machine components for servicing. A lower fascia is moved from a covering position to an accessible position to permit access to a door selectively closing an opening to the secure area of a chest or secure enclosure... | 02/02/2010 |
| 7654449 | Method and system for performing money transfer transactions A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds ... | 02/02/2010 |
| 7654446 | Monitor with interchangeable base for point-of-sale applications A point-of-sale system includes a monitor and interchangeable bases. The monitor includes a display and a connecting member. The interchangeable bases receive the connecting member and are selectively removable therefrom. A point-of-sale monitor includes a display a... | 02/02/2010 |
| 7654450 | Automated banking machine system and method An automated banking machine (152) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a keypad (172), a printer (174), a bill dispenser (176), a coin dispenser (17... | 02/02/2010 |
| 7641107 | Fault monitoring and notification system for automated banking machines An automated banking machine includes a card reader operative to read data from user cards and to use the data read by the card reader in operation of the machine. Status messages are received from automated banking machines operating in a network. The messages are ... | 01/05/2010 |
| 7641106 | Cash dispensing automated banking machine with chest locking device A cash dispensing automated banking machine activated responsive to user cards includes a secure enclosure. The secure enclosure includes a chest portion and a moveable door. The door has mounted thereon a locking bolt work mechanism which is operative to selectivel... | 01/05/2010 |
| 7641105 | Cash dispensing automated banking machine with improved unauthorized observation prevention capabilities An automated banking machine (10) includes a user interface (15). The automated banking machine (10) may include a concealment device (350) carried on the fascia to limit the viewing of inputs made to a user input device such as a keypad ... | 01/05/2010 |
| 7637420 | Self-service terminal A self-service terminal, such as an ATM (Automated Teller Machine). The ATM has a communication port for interfacing with a user's portable electronic device. The ATM is operable to receive a transaction authorization from the user's portable electronic device, to e... | 12/29/2009 |
| 7637421 | Automated banking machine audible user interface system and method An automated banking machine is operative to output a visual and audible user interface which enables a consumer to operate the machine. The visual user interface includes a plurality of hierarchically organized visual screens. For each visual screen, the exemplary ... | 12/29/2009 |
| 7637422 | Automated teller machine capable of depositing cheques A automated teller machine (ATM) verifies the authenticity of the cheque based on image information acquired by a CIS unit and magnetic character information acquired by a MICR unit. The ATM further includes a plural cheque leaves determining unit for determining th... | 12/29/2009 |
| 7637423 | Method of processing a check depositing transaction between a bank customer and a bank teller A method of providing receipts to depositors of bank checks. People often deposit a group of bank checks at once. All checks in the group are listed on a deposit slip which the person prepared. Sometimes, at the last minute, a person removes a check from the group, ... | 12/29/2009 |
| 7635083 | System and method for utilizing a mobile device to obtain a balance on a financial transaction instrument The balance of funds remaining for a stored-value card (“SVC”) may easily be determined without going through an actual purchase transaction with the SVC. The balance is obtained wirelessly from a server storing information pertaining to SVCs, and may be provide... | 12/22/2009 |
| 7635085 | Commercial currency handling and servicing management Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handli... | 12/22/2009 |
| 7635084 | Electronic transaction systems and methods therefor The method includes the steps of receiving at the PEAD first digital data representing the transaction request. The PEAD provides information to the user regarding an ability to approve the transaction request. When the transaction request is approved by the user, t... | 12/22/2009 |
| 7635082 | Currency dispenser A vertically arranged combination desktop currency denominating machine and currency dispenser comprising a currency denominating module adapted to receive a stack of currency bills to be denominated and to denominate the received currency bills, wherein a transport... | 12/22/2009 |
| 7631802 | Check accepting and cash dispensing automated banking machine that operates responsive to data bearing records A banking system controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. The banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. T... | 12/15/2009 |
| 7631801 | Systems and methods for processing cash concentration disbursement transactions Systems and methods for electronically processing financial transactions involving corporate checks. A front end device at a location associated with a merchant and a check processing service configured to detect and process corporate checks. In one embodiment, the ... | 12/15/2009 |
| 7628321 | Controlling electronic withdrawals Controlling electronic withdrawals by a drawee including receiving in the drawee from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, and a withdrawal amount; retrieving from storag... | 12/08/2009 |
| 7624919 | ATM system and method An exemplary system includes an ATM (322) which is operative to conduct transactions including cash dispensing for users responsive to communication with a transaction host (336). The ATM is also operative to provide output signals which drive external... | 12/01/2009 |
| 7621443 | User configurable alerts for ATM transactions A method, system and computer program product for enabling user-customization of an ATM display/receipt for a transaction carried out at an automated teller machine (ATM). The customer/user of the ATM creates/selects specific alerts to be outputted during subsequent... | 11/24/2009 |
| 7621444 | Automated transaction machine An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a c... | 11/24/2009 |
| 7617971 | Cash dispensing automated banking machine diagnostic method An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fasc... | 11/17/2009 |
| 7617970 | Method and system for monitoring and providing notification regarding identity document usage The present invention relates generally to monitoring and providing information regarding usage or presentment of a driver's license, passport, or other government-issued identification documents. One claim recites: a method of operating a data repository including ... | 11/17/2009 |
| 7611048 | Check accepting and cash dispensing automated banking machine system and method An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from depos... | 11/03/2009 |
| 7611047 | System of settlement transaction and method In a settlement transaction system or settlement transaction method using the system, the system includes a content providing server conducting a digital broadcast, for example, for a CS broadcast, a BS broadcast, a CATV, or a broadcast using ground waves; a settlem... | 11/03/2009 |
| 7611049 | Check accepting cash dispensing automated banking machine system and method A card activated cash dispensing automated banking machine system and method is provided. The machine is operate to read a financial card bearing account indicia with a card reader of the machine. The machine enables a user to perform banking operations responsive t... | 11/03/2009 |
| 7611045 | Enclosure for automated banking machine Automated banking machine (ATM) in which the chest or secure enclosure is adapted for use in either a front-load ATM or a rear-load ATM. The chest housing includes both front and rear openings which are closed by first and second chest doors. The operable chest door... | 11/03/2009 |
| 7611046 | Point of sale devices for converting promissory transactions into debit transactions Systems and methods are provided for using a point of sale device to obtain authorization from a customer to convert the customer's promissory transaction to a direct debit transaction. In an embodiment, the point-of-sale device prints an authorization form for the ... | 11/03/2009 |
| 7607573 | Banking system operated responsive to data bearing records A system for use in banking operates responsive to data included in data bearing records. The system is suitable for securing the contents in safety deposit boxes or similar locked receptacles, and selectively permits access to key locks only to individuals who have... | 10/27/2009 |
| 7604165 | Automated banking machine processing system and method A system includes a plurality of automated banking machines that each include a card reader and operate to carry out financial transactions. A server computer in operative connection with the plurality of automated banking machines receives processing jobs. The serv... | 10/20/2009 |
| 7604163 | Mobile communication terminal and card information reading device A mobile communication terminal (the mobile station 100), served in a mobile communication network for performing wireless communications, comprises a transmitter-receiver 110, a controller 120, a user interface 130, a data input/output t... | 10/20/2009 |
| 7604164 | Cash dispensing automated banking machine diagnostic system and method An automated banking machine includes a cash dispenser. A lockable first fascia portion when unlocked enables access to a chest lock input device, inputs to which enable opening a chest door of the machine. Opening the first fascia portion also enables access to an ... | 10/20/2009 |
| 7600672 | Cash dispensing automated banking machine with improved unauthorized observation prevention capabilities An automated banking machine (10) includes a user interface (15). The automated banking machine (10) may include a concealment device (350) positioned on the fascia to limit the viewing of inputs made to a user input device such as a keyp... | 10/13/2009 |
| 7597248 | Automated transaction machine An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a c... | 10/06/2009 |
| 7594602 | Anti-fraud check printing A check is printed on a generic form that does not include a pre-printed account number (e.g., a blank sheet of paper). In response to detecting a request for check printing on the generic form, fraud prevention techniques are performed to ensure validity of the pri... | 09/29/2009 |
| 7591413 | Cash dispensing automated banking machine with GPS An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS location to a location assigned to the machine. If the compared locations ... | 09/22/2009 |
| 7591414 | Automated banking machine An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such... | 09/22/2009 |
| 7588182 | Automated banking machine An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such... | 09/15/2009 |
| 7588183 | Automated banking machine system and method An automated banking machine is operatively controlled from a front consumer user station and a rear maintenance user station. The machine is operative to output a consumer user interface through a front display device. The consumer user interface includes interacti... | 09/15/2009 |
| 7588181 | Method and apparatus for verifying the legitamacy of a financial instrument An apparatus and method for verifying the legitimacy of a financial instrument used by a shopper is disclosed. A seller accepts details about goods and services to be delivered, and information about a financial instrument to be used in a purchase by a shopper. Iden... | 09/15/2009 |
