Quotables
"The Americans have need of the telephone, but we do not. We have plenty of messenger boys."
Sir William Preece, chief engineer, British Post Office ; 1878
PatentStorm News
Make the Most of Our Site
See this month's Top Inventors and Most Cited Patents.
Stay on top of the latest innovations by subscribing to an RSS feed.
Registered users: Manage your profile.
| Application No. | Application Title | Issue Date |
| 20080010217 | ONLINE CARD PRESENT TRANSACTION An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user i... | 01/10/2008 |
| 20080005039 | Decryption of Personal Identification Number & Forwarding Method and Apparatus An Internet Protocol-compatible network element (100) provides PIN encryption key information to a PIN enabled device (102) and then receives from that PIN enabled device a message that comprises both information regarding a transaction to be authorized as... | 01/03/2008 |
| 20070299783 | SYSTEM AND METHOD FOR PROFFERING MULTIPLE BIOMETRICS FOR USE WITH A FOB The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric sampl... | 12/27/2007 |
| 20070288392 | Secure Online Payment System And Online Payment Authentication Method An online payment system and a secure authentication method, including a customer, a merchant and a payment gateway connected over Internet; said payment gateway is responsible for processing payment information from the network, authenticating identities of the custome... | 12/13/2007 |
| 20070282756 | PIN CREATION SYSTEM AND METHOD A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form, as PIN offsets. The user selected PIN and a corresponding account number are sent in clear text form to the ho... | 12/06/2007 |
| 20070239621 | Low cost, secure, convenient, and efficient way to reduce the rate of fraud in financial and communication transaction systems A low-cost, secure, reliable, convenient, and efficient way to reduce the rate of fraud by means of using additional PINs/passwords, which are dynamic PINs delivered periodically via different channels, defined by users, with a changing pre-defined by the user periods.... | 10/11/2007 |
| 20070174630 | System and Method of Mobile Anti-Pharming and Improving Two Factor Usage A variant of phishing involves subverting an Internet access point, often used for mobile computing. Malware can route user requests for bank websites into a phisher's private network, with fake bank websites (pharming). The user can have a “mobile password” at the ... | 07/26/2007 |
| 20070143229 | Secure data exchange, notably of certified for factoring The invention relates to an information processing system, including:
| 06/21/2007 |
| 20070110282 | Protecting social security numbers from identity theft A method for providing an improved way for using a PIN system to verify, protect and lock social security numbers in a social security number verification PIN system wherein the user enters a temporary PIN and social security number into a PIN device or telephone line b... | 05/17/2007 |
| 20070094150 | Transaction authorization service System and method for authorizing transactions, such as payments or money transfers. A source entity may initiate a transaction with a target entity via a first communications channel. In initiating the transaction, the source entity may indicate that the transaction is... | 04/26/2007 |
| 20070078785 | Method and system for account management A method and system for managing accounts that control access to resources of different providers. The account management system allows providers to use a common logon procedure through an account management server. The account management system dynamically creates acco... | 04/05/2007 |
| 20070005514 | METHOD FOR VALIDATING AN ELECTRONIC PAYMENT BY A CREDIT/DEBIT CARD A method for validating an electronic payment by a credit/debit card in a transaction system. The method includes registering a purchase of an article by a buyer using a credit/debit card associated with at least one PIN code, checking that the at least one PIN code is ... | 01/04/2007 |
| 20060206437 | Financial transaction processing system An automated method provides an efficient arrangement for setting certain financial transactions using a debit point of sale transaction network, as opposed to routing over a credit network. The method and arrangement uses an onsite database of bank identification numbe... | 09/14/2006 |
| 20060184456 | Vehicle-based wireless identification system Certain exemplary embodiments comprise a method comprising: receiving a signal from a transmitter, the signal comprising a unique identifier, the signal transmitted responsive to a predetermined input from a user, the signal requesting approval of a proposed transaction... | 08/17/2006 |
| 20060069657 | Multiple customer and multiple location PC service provider system The present invention contemplates a system whereby a service provider can service a large number of customers (millions) and connect them to their rented PC from millions of locations around the world. Many customers (10 to 100 thousand) can be connected simultaneously... | 03/30/2006 |
| 20060059109 | Password protected keyless entry This invention is a combination of a vehicle's control computer and either a cell phone or WIFI transceiver with the vehicle identification number (VIN) and a password programmed into the control computer. The password is selected by the vehicle's owner and would allow ... | 03/16/2006 |
| 20050240535 | Web-based data content distribution system A method, apparatus and program product provide a mechanism for distributing recorded content whereby a user receives a commission for referring a purchaser to a website that sells the content. The user submits an identifier associated with the referring entity to the w... | 10/27/2005 |
| 20050228755 | Methods and systems for secure transmission of identification information over public networks Methods and systems are provided for generating a party static token to be used in combination with a party dynamic token for identifying a party to a host system. Identification information that identifies the party to the host system is received. Such identification i... | 10/13/2005 |
| 20050177484 | Audio-equipped transaction card systems and approaches Approaches for using and implementing transactions involving audio-equipped transaction cards reduce both data-management efforts and costs. In addition, certain applications further facilitate loyalty to the business entity that issues the audio-equipped transaction ca... | 08/11/2005 |
| 20050177522 | Method and system for accepting a pass code A method and apparatus for accepting a pass code such as a personal identification number (PIN) are disclosed. The method involves providing a user with a challenge, typically on some form of shielded display to prevent third party viewing. The user now enters a respons... | 08/11/2005 |
| 20050165667 | System and method for customer video authentication to prevent identity theft A system for pre-authenticating a magnetic stripped card or smart card holder for a non-checking account transaction at the point-of-sale that includes a database that contains sensitive data, corresponding to digital photographic images of said account holders that emp... | 07/28/2005 |
| 20050055318 | Secure PIN management A system and method of secure PIN processing in a network transaction includes a transaction manager that sends terminal data to a terminal. The terminal generates corollary data from user input and the terminal data. The corollary data is sent to the transaction manage... | 03/10/2005 |
| 20050049978 | Method for secure transaction of payments via a data network A method and appertaining device provides for secure transaction of payments via a data network, comprising inputting the desire for payment by a purchaser on a device connected to the data network; transmitting the desire for payment from the device to a server compute... | 03/03/2005 |
