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Patent No. 5508049

Pizza Pie With Concentric Rings of Crust

A pizza mold for forming a plurality of concentric raised ridges of dough (i.e., crust) on the surface of a pizza pie.

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Class 705/41 - Having programming of a portable memory device (e.g., IC card, "electronic purse")


Subclass of Class 705 - Data processing: financial, business practice, management, or cost/price determination
Definition: Subject matter having a user operated arrangement for programming
No. of applications: 398
Last issue date: 05/24/2012


1                    
Application No.Application TitleIssue Date
20120130892TOY WITH INDICIA OF STORED VALUE
The present invention is a stored value toy, and a method for sensing a stored value toy. A stored value toy integrates the functionality of a stored value card, or a gift card, into a three-dimensional toy, such as a model vehicle. The method includes sensing an accoun...
05/24/2012
20120109820Computer-Implemented Methods, Computer Program Products, and Systems for Enhanced Loan Product Repayments
A computer configured and programmed as a financial institution computer, method, and system to schedule and obtain loan repayments from a customer, including flexible loan repayment mechanisms and schedules corresponding to expected deposit dates, e.g., multiple payday...
05/03/2012
20120084204SYSTEM AND METHOD FOR MAKING ELECTRONIC PAYMENTS FROM A WIRELESS MOBILE DEVICE
An electronic device, system and method are provided for populating an online payment form. An electronic wallet resident on an electronic device stores data for at least one payment card. A transcoding proxy receives an online payment form from a website of an online v...
04/05/2012
20120084203SYSTEM AND METHOD FOR SECURE TRANSACTIONS USING DEVICE-RELATED FINGERPRINTS
A system for conducting money transfer transactions includes a wallet application at a mobile network host that facilitates the collection of fingerprint data at a mobile user device and that maintains wallets where the fingerprint data corresponding to a user device is...
04/05/2012
20120072343REMOTE IMAGE CAPTURE WITH CENTRALIZED PROCESSING AND STORAGE
A system for remote data acquisition and centralized processing and storage provides comprehensive support for processing documents and electronic data associated with different applications including sales, business, banking and general consumer transactions. The syste...
03/22/2012
20120072344TECHNIQUES FOR TRANSACTION ADJUSTMENT
Techniques are provided for transaction adjustment. A payment device, having an offline balance, is presented to an offline terminal in connection with a putative transaction. If an irregularity with the putative transaction is detected, the offline balance is adjusted ...
03/22/2012
20120047068CHARGE PAYMENT SYSTEM USING VIRTUAL MONEY
A card ID and a consumption amount of virtual money are transmitted from a game terminal as charging-target terminal apparatus, the card ID being recorded in a card possessed by a user (step S31). The server apparatus replaces the card ID with a user ID unique to...
02/23/2012
20120047007Method and apparatus for charging fee to customer
A method and an apparatus for charging all or a portion of the credit card discount fee or debit card discount fee (or other type of card, e.g., smart card, discount fee) to the consumer, customer, end user, credit card owner, or debit card owner, thereby reducing or el...
02/23/2012
20120047041Prepaid Network Time Purchasing System
A prepaid payment card used to reload or credit a prepay account with prepaid service value carrying a unique identifier generated by a payment provider, the unique identifier being associated with prepaid transaction data capable of indicating designated service values...
02/23/2012
20120036067ELECTRONIC MONEY CHARGING SERVICE SYSTEM, ELECTRONIC MONEY CHARGING SERVER AND CHARGING METHOD THEREOF
E-money recharge service system, e-money recharge server, and recharge method are disclosed. The e-money recharge service system includes: recipient terminal for receiving and storing e-money; payer terminal for performing settlement approval procedure for payment of e-...
02/09/2012
20120036068Multiple Account Advanced Payment Card and Method of Routing Card Transactions
A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This additi...
02/09/2012
20120036066Consumer Self-Activated Financial Card
A pre-encoded financial card is disclosed along with a system and method allowing a user to attach it to pre-existing accounts and activate it instantly....
02/09/2012
20120029990Social Media Marketing Based on Transactions Using a Mobile Device and Associated Secure Element
A secure element can be physically coupled to a mobile communication device to allow for transactions with remote terminals such as point-of-sale and point-of-entry terminals. Data can be transmitted data between the mobile communication device and the secure element in...
02/02/2012
20120030103Image-Based Submission and Verification of Redemption Codes
Improved systems and techniques for submission and verification of redemption codes are disclosed. It will be appreciated that the submission and verification techniques can, among other things, automate the submission and verification of redemption codes for various re...
02/02/2012
20120029999SYSTEM AND METHOD FOR IMMEDIATE ISSUANCE OF TRANSACTION CARDS
A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive applicati...
02/02/2012
20120023024Programmable Card
Embodiments of the invention are directed to programming a payment device that can be in the same form factor as a typical credit or debit card and which can be programmed and reprogrammed with various payment profiles. The payment device is interfaced with a mobile dev...
01/26/2012
20120022955SYSTEM AND METHOD FOR PROCESSING DONATIONS OF STORED VALUE ACCOUNTS
A system for processing donations of stored value accounts includes a user interface configured to receive a first account identifier, a first issuer identifier, and a first donee identifier; and a donation processor configured to process the first account identifier, t...
01/26/2012
20120016797System and Method for Instant Issue of Personalized Financial Transaction Cards
In a method for instantly issuing a personalized financial transaction card to a customer a bank employee receives customer information and card information from the customer at a branch location. The card information may include a card personal identification number (P...
01/19/2012
20120011062Apparatus and Method for Dynamic Offline Balance Management for Preauthorized Smart Cards
A smart payment device is issued to a user; the device is capable of both offline and online transactions and has a total available balance split. The split is between an available offline balance and an available online balance. It is determined whether the user has en...
01/12/2012
20120011063VIRTUAL WALLET ACCOUNT WITH AUTOMATIC-LOADING
Methods and apparatus for operating a virtual wallet system are described. In an embodiment, the process includes receiving, at a virtual wallet server, a virtual wallet account number and payment transaction details that includes a payment amount, and then mapping the ...
01/12/2012
20120011064PREPAID TRANSACTION CARD ACTIVATION SYSTEM AND METHOD
Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of tha...
01/12/2012
20120005072System, Program Product, and Associated Methods to Autodraw for Micro-Credit Attached to Prepaid Card
A consumer is prequalified for a line of credit attached to a prepaid card by a lending institution. The lending institution computer makes available draws to the line of credit line in an authorization stream for a proposed purchase using the prepaid card as payment. W...
01/05/2012
20120005094System, Program Product, and Associated Methods to Autodraw for Micro-Credit Attached to Prepaid Card
A prepaid card processor receives data for a line of credit for a prepaid card from a lending institution computer. The prepaid card processor makes available draws to the line of credit line on behalf of the lending institution computer in an authorization stream for a...
01/05/2012
20110320350TRANSACTION PRODUCT WITH A PLURALITY OF CARDS
A transaction product includes a housing and a plurality of cards. The housing defines a storage chamber and a substantially planar exterior surface facing away from the storage chamber. The housing is configured to repeatedly open and close to selectively provide acces...
12/29/2011
20110307378METHODS AND SYSTEMS FOR EXCHANGING/TRANSFERRING GIFT CARDS
Methods and systems for exchanging various forms of value, including coins, currency, credit, debit, and/or bank account funds, for prepaid cash cards, credit cards, phone cards, and the like. In one embodiment, a value exchange machine includes a coin input region, a c...
12/15/2011
20110307377SYSTEMS AND METHODS TO MANAGE AND CONTROL USE OF A VIRTUAL CARD
Systems and methods are provided for creating and using versions of a shared virtual card. In one example, a system for sharing stored value is provided. The system may include a virtual card manager configured to manage one or more shared virtual cards and a first comp...
12/15/2011
20110295705SECONDARY MARKET FOR GIFT CARDS WHERE SECONDARY MARKET TRANSACTIONS DO NOT PHYSICALLY TRANSFER THE SAME GIFT CARD BETWEEN A SELLER AND A PURCHASER
A secondary entity can purchase a gift card from a card holder. The secondary entity can extract complete information including identification and access information from the gift card and store this information on a database. The physical artifact of the gift card can ...
12/01/2011
20110295744GIFT CARD PROCESSING
The present invention extends to methods, systems, and computer program products for processing gift cards. Some embodiments permit a user to aggregate value from a plurality of merchant specific gift cards onto a universal gift card useable at a variety of merchants. E...
12/01/2011
20110288993SMARTCARD TRANSACTION SYSTEM AND METHOD
A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biom...
11/24/2011
20110282784SYSTEMS AND METHODS FOR REASSIGNMENT OF A VIRTUAL CARD
A method stored in memory executable by a processor for transferring ownership of a virtual value card in a virtual card management system is provided. The method includes, at a virtual card manager, receiving a request for reassignment of the virtual value card from a ...
11/17/2011
20110276420CASH CARD SYSTEM
A method includes entering transaction data into a point of sale (POS) terminal. The POS terminal is operable with a number of payment applications. An integrated circuit (IC) card is interfaced to the POS terminal. The IC card stores data objects that correspond to the...
11/10/2011
20110276482SYSTEM AND METHOD FOR IDENTIFYING MULTIPLE TYPES OF ELECTRONIC MONEY, AND APPARATUS APPLIED THERETO
The present disclosure relates to a system and method for identifying multiple types of electronic money, and an apparatus employing the same. The system for identifying multiple types of electronic money includes an electronic money terminal apparatus capable of identi...
11/10/2011
20110270750System and method for securing payment instruments
A system and method for securing financial information in payment instruments including generating a pseudorandom number sequence, generating an activation code, including a unique pseudorandom number of the sequence with each payment instrument of a plurality of paymen...
11/03/2011
20110264470Rule-Based Financial Products
Stored-value cards are governed by a set of rules that limit purchases to approved replacement items and/or recurring living expenses based on losses actually incurred by the insured within certain categories and according to time-based, insurer-specified spending limit...
10/27/2011
20110264584Portable Consumer Device for Use in Currency Conversion Process
A server computer including a processor and a computer readable medium coupled to the processor. The computer readable medium includes code executable by the processor. The code includes code for determining a load value loaded on a portable consumer device in a first c...
10/27/2011
20110251955ENHANCED SMART CARD USAGE
A smart card (40) is distributed to a cardholder in a non-operative form, with a digital token. The token is sent, via a near field communication interface, to a wireless communication device (10) and forwarded to a verification entity (30) via a wi...
10/13/2011
20110246328ITEM-SPECIFIC MONEY TRANSFER METHODS AND SYSTEMS
The invention provides various systems and methods for implementing item-specific money transfers. The method includes receiving identification of an item, determining a vendor and a price of the item, and receiving, from a receiver, a money transfer request for an amou...
10/06/2011
20110246284Systems and Methods for Adding Functionality to Merchant Sales and Facilitating Data Collection.
Embodiments of the invention provide systems, methods and devices for adding functionality to merchant sales and facilitating data collection, including: a central server for hosting content and applications, mobile devices to access said applications and interact with ...
10/06/2011
20110246362Method and System for Processing Internet Payments Using the Electronic Funds Transfer Network
A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA) Account, a Virtual Private Lockbox (VPL) and an associated Account Reporte...
10/06/2011
20110238571Method for Processing Internet Point of Sale Payment Using Automated Teller Machine Switch Settlement
A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA) Account, a Virtual Private Lockbox (VPL) and an associated Account Reporte...
09/29/2011
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