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| Application No. | Application Title | Issue Date |
| 20120030142 | System and Method for Managing Tax-Deferred Retirement Accounts A system and method of managing tax-deferred retirement accounts may allow a plurality of participants to invest in a portfolio having a plurality of exchange traded funds (ETFs) according to an asset allocation model. The system and method may use at least one regular ... | 02/02/2012 |
| 20120023040 | METHOD AND SYSTEM FOR REAL-TIME EQUITY RISK PREMIUM A process and integrated system for estimating a customized, ex-ante equity risk premium in real time or as of a user-specified historical date. A related database retrieves and processes selected market data and applies the method to determine the ex-ante ERP estimate.... | 01/26/2012 |
| 20120023039 | SYSTEM AND METHOD FOR TAX-ADVANTAGED FINANCING OF RESIDENTIAL RENEWABLE ENERGY EQUIPMENT A method and system are disclosed for tax-advantaged financing of renewable energy consumer premises equipment (CPE) for installation and operation on a residential premises of a residential consumer. The method comprises (a) agreeing to supply power generated by the re... | 01/26/2012 |
| 20120005124 | ROTH-AWARE FINANCIAL ADVISORY PLATFORM A financial advisory platform that includes Roth contribution support is provided. According to one embodiment, a method is provided for identifying an alternative retirement savings strategy that maintains take-home pay and increases a forecasted after tax value of a r... | 01/05/2012 |
| 20120005123 | Data Processing for an Exchange Traded Fund An accounting system allows posting transactions to a general ledger of an Exchange Traded Fund. The accounting system includes a computer-assisted process that nets subscription and redemption orders that occurred over a particular time (e.g., one day) and records a tr... | 01/05/2012 |
| 20110289018 | METHOD AND COMPUTER PROGRAM FOR TAX SENSITIVE INVESTMENT PORTFOLIO MANAGEMENT Methods and corresponding systems are provided for managing investment portfolios that includes the steps of identifying at least one security of the investment portfolio to be sold during rebalancing of the investment portfolio, and rebalancing or deferring rebalancing... | 11/24/2011 |
| 20110282806 | METHOD AND APPARATUS FOR INVESTMENT ALLOCATION A method for identifying an allocation of investment resources among a plurality of investments to construct an investment portfolio for an investor, the method comprising: generating a representation of a first joint probability distribution of one or more investor att... | 11/17/2011 |
| 20110270782 | SYSTEMS AND METHODS FOR DETERMINING INVESTMENT STRATEGIES An investment strategy determines changes of a value of an asset portfolio over the time of a study period. For each of the incremental periods of the study period, an exemplary embodiment retrieves from a memory a base parameter value for the incremental period, wherei... | 11/03/2011 |
| 20110264497 | Systems and Methods to Transfer Tax Credits In one aspect, a computing apparatus includes: a transaction handler configured to process payment transactions between issuer processors on behalf of account holders and acquirer processors on behalf of merchants; a data warehouse configured to store transaction data r... | 10/27/2011 |
| 20110264570 | METHOD, SYSTEM, AND COMPUTER PROGRAM FOR PREDICTING TAX LIABILITIES AND BENEFITS A method, a system, and a computer program for suggesting to the user a tax event to reduce the user's tax liability. Embodiments comprise accessing known user information related to the user and the user's taxes, wherein the known user information includes at least som... | 10/27/2011 |
| 20110246341 | SYSTEM AND METHOD FOR TAX ALLOCATION TO PARTNERS IN U.S. PARTNERSHIPS A method and apparatus are provided which allocate a U.S. partnership's pass-through items of distributive income to partners (also called “tax allocations”). Data of a partnership's distributive items of income, and partners' book and tax capital account values (th... | 10/06/2011 |
| 20110231341 | Substantial Equity Content Trust Preferred ("SECTRS") A hybrid financial instrument, based on the traditional trust proffered structure, is designed to be more equity-like than debt-like. The financial instrument is designed to have permanence, ongoing payments, and loss absorption characteristics that meet rating agency r... | 09/22/2011 |
| 20110218937 | System and Methods for Management of Real Property Computer systems and methods enable an individual to simulate real estate/financial transactions over time, provide accounting and cash flow management for management of real estate investments, and track property values for rental properties taking into account tenant ... | 09/08/2011 |
| 20110196813 | Method of Reducing a Tax Liability Incurred by the Receipt of a Distribution Amount A method of increasing a realized portion of a plurality of monetary payments includes: creating a deferred income account; identifying a payout amount; receiving into the deferred income account a deferred portion of a first one of the plurality of monetary payments; a... | 08/11/2011 |
| 20110178823 | DEFRAYING TAXES ON CONVERSION OF TRADITIONAL INDIVIDUAL RETIREMENT ACCOUNT TO A ROTH INDIVIDUAL RETIREMENT ACCOUNT A method for defraying taxes on conversion of a traditional IRA to a Roth IRA is disclosed. The method includes selling the holdings of the traditional IRA, purchasing a bonus annuity with proceeds of the sale of the holdings, designating the bonus annuity as a Roth IRA... | 07/21/2011 |
| 20110173138 | EQUITY BASED INCENTIVE COMPENSATION PLAN An equity based incentive compensation plan is established by acquiring shares of an equity security by grant and by purchase using funds loaned by a third party. The risk of the loan may be abated using various strategies including employing a forward contract between ... | 07/14/2011 |
| 20110161247 | SYSTEMS AND METHODS FOR OPTIMIZING TAX Systems and methods for optimizing a tax consequence of an asset according to various aspects of the present invention may comprise a user interface, a database linked to the user interface, and a display. The user interface may be configured to receive information asso... | 06/30/2011 |
| 20110087623 | MECHANISMS FOR BETTER DECISION MAKING AND OUTCOMES Methods and systems are disclosed for providing income to persons generally after retirement by addressing the risk of living too long in a way that collectivizes the risk generally avoiding adverse selection and in some cases avoiding or minimizing the use of insurance... | 04/14/2011 |
| 20110060699 | SYSTEM FOR AND METHOD OF INTERNATIONAL POOLING A system for and method of tracking a loan from a pool of assets is presented. The pool of assets may be legally owned by a single entity, but with separate individual investors owning an economic beneficial interest in a portion of the pool. The system and method provi... | 03/10/2011 |
| 20110055115 | ROTH-AWARE FINANCIAL ADVISORY PLATFORM A financial advisory platform that includes Roth contribution support is provided. According to one embodiment, trade-offs between a current retirement savings strategy and an alternative retirement savings strategy are presented to an end user. Information is received ... | 03/03/2011 |
| 20110022543 | Managing Investment Assets A method for providing investor liquidity and portfolio growth includes (a) acquiring properties from investors through tax-preferred transactions, at least one of the properties being acquired from one of the investors in exchange for an interest in an investment entit... | 01/27/2011 |
| 20110016062 | TAX DEDUCTION APPARATUS AND METHOD An apparatus and method providing individuals and small businesses a simple and inexpensive way to collect information regarding their specific situation, identify and maximize available tax benefits, record various financial and non-financial information necessary to s... | 01/20/2011 |
| 20100318473 | System, Method, and Computer Program Product for Cost Effective, Dynamic Allocation of Assets Among a Plurality of Investments A system, method, and computer program product for dynamic, cost effective reallocation of assets among a plurality of investment products comprising a processor, a memory and a computer program stored in the memory. The computer program implementing the present inventi... | 12/16/2010 |
| 20100293102 | Automated bid ask spread negotiations method The automated bid ask spread negotiations method is a computer process and system for negotiating transactions combining a bargain sale strategy with the normal negotiating process. The system effectively adds a bonus to the package of benefits, thereby closing the gap ... | 11/18/2010 |
| 20100274740 | BUSINESS METHOD AND SYSTEM FOR PLANNING EXECUTING AND ADMINISTERING A PUBLIC OFFERING OF REVENUE BACKED SECURITIES A computer system which includes both hardware and software components which develops, executes and administers public offerings providing individual investors direct participation in joint ventures. In these public offerings, investors purchase full or fractional owner... | 10/28/2010 |
| 20100257124 | Method for industrial energy and emissions investment optimization The invention is an optimization method comprising of: (a) uniform and efficient model and associated methods for computing the energy and emission impacts of each of a range of technological and commercial options, and (b) an integrated and efficient optimization model... | 10/07/2010 |
| 20100228686 | Structured financial products A method of assembling a structured financial instrument, including electronic methods of pricing, selling, and administering the structured financial instrument are provided. A minimum deposit and a specified term are specified. The structured financial instrument is i... | 09/09/2010 |
| 20100211493 | Incentive Programs For Healthcare Cards A computer-implemented method and system to facilitate a purchase by a cardmember using a transaction instrument. A request to charge a tax-advantaged account for a transaction using the transaction instrument is received at a host computer. A determination is made whet... | 08/19/2010 |
| 20100205117 | ASSET ANALYSIS ACCORDING TO THE REQUIRED YIELD METHOD A method, computer system, and computer program product for performing an asset analysis for at least one asset, using the Required Yield Method (RYM). The method provides first economic data relating to a first economy. The economic data includes a gross domestic produ... | 08/12/2010 |
| 20100198750 | Systems and methods for financial planning Various computerized servers such as, for example, a computerized server including: a) an interview engine configured to prompt data input pertaining to a user and the user's assets from a user connected to the server; b) an analytic module adapted to apply a set of pre... | 08/05/2010 |
| 20100191672 | SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR ADJUSTING THE ASSETS OF AN INVESTMENT ACCOUNT Methods of the present invention identify an asset allocation model and at least one security associated there with. An investment account portfolio is stored that includes at least one substitute security associated with the identified at least one security. A virtual ... | 07/29/2010 |
| 20100191671 | METHODS AND SYSTEMS FOR PROVIDING A MUNICIPAL INDEX SWAP In at least one aspect the invention comprises a computer-implemented method comprising: (a) electronically receiving data regarding characteristics of a plurality of tax exempt municipal bonds; (b) electronically receiving data describing a plurality of rules for inclu... | 07/29/2010 |
| 20100153138 | Offer in compromise method and system A tax resolution system and method are disclosed for identifying and implementing solutions to tax delinquency problems. A taxpayer who is delinquent is guided to provide pertinent data and make adjustments to be analyzed to formulate an offer in compromise to resolve t... | 06/17/2010 |
| 20100125536 | TECHNIQUES FOR ILLUSTRATING AND ANALYZING COLLEGE SAVINGS PLANS Analyzing educational saving plans by considering the tax implications of these plans is provided by storing a plurality of educational institution identifiers and a plurality of educational savings plan parameter sets. Each of the educational institution identifiers is... | 05/20/2010 |
| 20100076908 | FINANCIAL OPTIMIZATION SYSTEM AND METHOD An improved investment optimizing system and method. Once an investor or investment advisor determines the appropriate asset allocation and that there are both taxable accounts and tax-deferred or tax-free investment accounts, the invention will optimize/maximize the in... | 03/25/2010 |
| 20100063942 | SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR MANAGING A VIRTUAL PORTFOLIO OF FINANCIAL OBJECTS A system, method and/or computer program product for managing an index and/or a portfolio of financial objects. An index may be created, which may include selecting financial objects based on accounting data and/or weighting the financial objects based on accounting dat... | 03/11/2010 |
| 20100063908 | Estate Disposition Modeling A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the... | 03/11/2010 |
| 20100030705 | REHYPOTHECATION SYSTEM AND METHOD Embodiments of the invention are directed to a computer-implemented rehypothecation system and method for facilitating automatic collateral re-use between system participants, wherein the system participants include borrowers, lenders, and lender/borrowers, the system c... | 02/04/2010 |
| 20100010838 | SYSTEM AND METHOD FOR MAXIMIZING AFTER-TAX INCOME USING SPLIT METHOD CHARITABLE REMAINDER TRUSTS A system and method are disclosed for maximizing after-tax income from charitable remainder trusts, An evaluation service establishes a first charitable remainder trust that generates ordinary income from fixed income investments and a second charitable remainder trust ... | 01/14/2010 |
| 20100010938 | METHOD AND SYSTEM FOR ASSET ALLOCATION A method and system of matching an investor's objectives for portfolio investment return and risk with an assessment of a range of expected returns and risks that are likely to be generated by investment portfolios consisting at least in part of alternative asset classe... | 01/14/2010 |
