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Patent No. 5970981

Mouthguard made at least partially from an edible candy

A mouthguard includes a U-shaped upper bite plate which removably fits over upper teeth of a person, with the entire upper bite plate being made from a soft, deformable and edible gummi candy.

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Attorney: Marcou; George T.


Number of patents: 169
Last date: March 30, 2010

1          
NumberTitleIssue Date
7689507Methods and systems for managing consumer transactional accounts
Computer-implemented methods and systems for managing consumer transactional accounts provides a temporary line of credit with an installment option that a consumer can use for specific occasions or life events. The account remains open for only a limited period of ...
03/30/2010
7606770System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c...
10/20/2009
7606759System and method for implementing an anonymous trading method
A system and appertaining method are provided in which a brokerage firm transmits confidential information about security trading intentions to an anonymous server that follows through on a trade only if there is a likelihood that the trade can be completed. Pricing...
10/20/2009
7599877Methods and systems for collateral matching and mark to market reconcilement
The present invention provides secure, high-volume, processing methods and systems for multiple financial instruments that combine collateral matching to identify matched and unmatched financial transactions and consolidated mark to market valuations for all parties...
10/06/2009
7599872Method and system for asset allocation
A method and system of matching an investor's objectives for portfolio investment return and risk with an assessment of a range of expected returns and risks that are likely to be generated by investment portfolios consisting at least in part of alternative asset cl...
10/06/2009
7573998Methods and systems for management of data for multiple call centers
Computer-implemented methods and systems for management of real-time and historical data for multiple call centers in which real-time and historical data are received electronically from a plurality of call center sites and displayed simultaneously for each of the p...
08/11/2009
7562348Method and system for obtaining device services on a self-service financial transaction terminal
A method and system for obtaining ATM device services utilizes a service provider framework in which data is received by an ATM application that indicates there is a need for the performance of an ATM device function. The ATM application issues a request to an XFS m...
07/14/2009
7552480Method and system of assessing risk using a one-dimensional risk assessment model
A quantitative model combines a one-dimensional risk-assessment approach with expert knowledge to enable calculation of a probability or likelihood of exploitation of a threat to an information system asset without referring to actuarial information. A numerical val...
06/23/2009
7529703Method and system for artificial neural networks to predict price movements in the financial markets
The present invention relates to methods and systems for devising and implementing automated artificial neural networks to predict market performance and direction movements of the U.S. Treasury market, mortgage option-adjusted spreads (OAS), interest rate swap spre...
05/05/2009
7502752System and method for delivering financial services
A delivery system and method allow a financial institution to provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, and screen phones. In addition to providing services to these remote devices, the system ...
03/10/2009
7484089Method and system for certificate delivery and management
A method and system for combining multiple access points and utilizing certificates as an access method to a system from multiple access points enables use of a certificate that is stored within a smart card to access a host system through a browser, such that when ...
01/27/2009
7478239Electronic ticket vending system
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptograp...
01/13/2009
7464057Method and system for multi-currency escrow service for web-based transactions
A method and system for escrow service for web-based transactions is web-accessible and accepts registrations from exchanges and/or portal partners. The completion of registration and transactions is allowed to entitled users who access the system via the web. The s...
12/09/2008
7451103System and method for centralized automated reconciliation of custody accounts
A method and system for centralized automated reconciliation of investment manager and related custody accounts makes use of computer hardware and software in a service bureau environment to receive information and records electronically from fund managers and custo...
11/11/2008
7441263System, method and computer program product for providing unified authentication services for online applications
A system, method and computer program product for providing unified authentication services in an Application Service Provider (ASP) setting to a registered end-user of one or more online (or web) applications. The system includes client side components, a user mana...
10/21/2008
7437736Method and apparatus for managing workflow in a single sign-on framework
A method for managing workflow for an application, including obtaining an application adapter associated with the application, wherein the application adapter specifies a sub-task, monitoring the application to obtain a state, and performing an action associated wit...
10/14/2008
7421410Method and system for providing an incentive to use an automated teller machine (ATM)
The present invention provides methods and systems for promoting banking services to non-customers at an automated teller machine (ATM) through an incentive system. Non-customers who enroll in the incentive system are awarded points based on ATM use, viewing of adve...
09/02/2008
7398246Method and system for managing a mortgage rebate transaction card account
A method and system of managing a mortgage rebate transaction card account in which a transaction card provider computes a mortgage rebate amount based on the amount of charges incurred against the account and periodically arranges for application of the mortgage re...
07/08/2008
7398253System and method for performing an on-line transaction using a single-use payment instrument
A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's c...
07/08/2008
7389355Customer access solutions architecture
The present invention provides systems and methods for electronically delivering banking services to end clients and, more particularly, using Internet based technologies as a means of exposing those services. The solution to this problem set forth in this invention...
06/17/2008
7376622System and method for automated debiting and settling of financial transactions
A method and system for automated settlement and on-line debiting of a financial transaction, such as an emergency-cash transaction, is provided. A bank customer enters a foreign-branch bank and indicates a need for emergency cash. The customer is given a telephone ...
05/20/2008
7328169Method and system for purchase-based segmentation
A method and system for purchased-based segmentation of potential customers employs the use of actual, observed purchases instead of presumptions and correlations to improve the accuracy of segmentation and involves collecting empirical data for a client on actual p...
02/05/2008
D559903Multi-account payment device
01/15/2008
D559904Single account payment device
01/15/2008
7305562System, method and computer program product for an authentication management infrastructure
A system, method and computer program product that utilizes measurements for the authentication of users to enterprise resources. The system includes an authentication server that stores the engine and collections of data required by the system to authenticate users...
12/04/2007
7257556Method and system for providing mandatorily convertible securities with associated senior debt instruments
The present invention relates to a method and system for providing and/or offering mandatorily convertible securities with associated senior debt instruments. The mandatorily convertible securities can be preferred stock or a purchase contract with the mandatorily c...
08/14/2007
7257555Method and system for providing dividend enhanced convertible stocks with acceleration triggers
The present invention relates to a method and system for providing and/or offering mandatory convertible securities, such as dividend enhanced common/convertible stocks (DECS), with acceleration triggers for securities conversion. The acceleration triggers are attra...
08/14/2007
7249344Delivery of financial services to remote devices
A financial institution can provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, screen phones, automatic teller machines, external service providers, and internally to staff terminals and individual bran...
07/24/2007
7248687System and method for call dialing and call information collection
A method and system for outbound dialing of contacts and collecting call information in which one or more customers are allowed to submit records from the customers' mainframes for a plurality of contacts to be called for the customers via a dialing mode of a hosted...
07/24/2007
7249055Method and system for managing and conducting a network auction
There is described a method and system for managing Internet auction transactions by creating an auction website by, for example, a financial institution. The auction website is accessible by the financial institution's account holders (e.g., holders of checking, sa...
07/24/2007
7236950Method and system of combined billing of multiple accounts on a single statement
A computerized method and system for combined billing for at least one customer on a plurality of customer accounts includes computer applications which automatically assemble and aggregate account charges, such as usage charges, fees, finance charges, discounts, re...
06/26/2007
7233925Method and system for automatically harmonizing access to a software application program via different access devices
A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill pa...
06/19/2007
7200578Method and system for anonymizing purchase data
A system, in which information is the primary asset and in which investments may be made in information, includes multiple data stores for storing different types of a user's information. The safe, secure and properly authorized transfer of information while preserv...
04/03/2007
7168091Method and system of transaction security
A method and system for secure authentication of a user in a session conducted over an interactive communication channel, such as a two-way telephony communication channel, with an authenticating entity, such as a financial institution, utilizes a session identifier...
01/23/2007
7165020Multi-language phrase editor and method thereof
A method and system is provided for making a database stored upon a computer readable medium for use as a computerized multilingual phrase database in a runtime application environment. A database of all application phrases is created in one language with variable p...
01/16/2007
7155455Method and system for business information networks
Sharing business information. Establishing a plurality of user access profiles visible. Establishing small-to-medium enterprise (SME) client processes operative upon user direction, in accordance with the access profiles, to perform at least one of: access SME suppl...
12/26/2006
7137006Method and system for single sign-on user access to multiple web servers
Methods and systems for single sign-on user access to multiple web servers are provided. A user is authenticated at a first web server (e.g., by user name and password). The first web server provides a web page to the user having a service selector (e.g., a hyperlin...
11/14/2006
7130823Computer system for data management and method for operation of the system
An automated trading system makes use of various components, such as one or more transaction servers and one or more rate servers and a number of terminals. A request for a proposed transaction for a user is entered at either a user's terminal or a sales trader's te...
10/31/2006
7110969Methods and systems for electronic order routing (CORS)
The present invention provides automated methods and systems for electronic order routing, and, more particularly, for selecting, ordering, routing, confirming, and tracking orders for financial instruments, such as mutual funds, among multiple buyers and sellers. M...
09/19/2006
7110981Method and system for providing integrated brokerage and other financial services through customer activated terminals
A method and system for providing integrated financial services including brokerage services through an ATM network permits trading of securities, portfolio evaluation, security price evaluation, and brokerage account inquiries. The invention utilizes a familiar cus...
09/19/2006
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