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| Number | Title | Issue Date |
| 7370004 | Personalized interactive network architecture A system for personalizing interaction between a user communicating over at least one communication channel and a provider of information/products/services, the user having a communication device for communication over the channel with the provider, the system compr... | 05/06/2008 |
| 7068832 | Lockbox imaging system A system and method for imaging and capturing information from checks and documents contained in a lockbox remittance. A computer workstation is used to generate and print a header sheet that includes information identifying the check. The header sheet is appended t... | 06/27/2006 |
| 7062456 | System and method for back office processing of banking transactions using electronic files As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the electronic files from the various branches of the bank are forwarded to a cen... | 06/13/2006 |
| 7062462 | On-line higher education financing system A method of providing a user with education financing information, includes the acts of: maintaining an electronic site on a computer network to which the user may connect; sending data to the user over the network for presenting at least one electronic screen which... | 06/13/2006 |
| 7058817 | System and method for single sign on process for websites with multiple applications and services A system and method for integrating the Internet front end sign on processes of the various systems of a financial institution which allows a customer to view and access its various financial accounts with the institution. During the initial sign up for the online a... | 06/06/2006 |
| 7047532 | Application independent messaging system A messaging system that isolates application programs from the underlying transport and routing mechanisms that are actually used to convey messages. This isolation is provided in part through the use of directory files. The directory files contain all of the specif... | 05/16/2006 |
| 7020631 | Method for mortgage and closed end loan portfolio management A method for mortgage and closed end loan portfolio management in the form of an analytic tool designed to improve analysis of past and future performance of loan portfolios. In accordance with one aspect thereof, the invention aggregates loan units into loan vintag... | 03/28/2006 |
| 6181837 | Electronic check image storage and retrieval system A method and apparatus for storing and retrieving images of documents, e.g. checks. The method comprises placing a plurality of documents in a document imaging machine and forming an electronic image of each document, storing each electronic image in an e... | 01/30/2001 |
| 5963659 | Method and apparatus for correcting erroneously decoded magnetic ink characters A method and apparatus for storing and retrieving images of documents, e.g. checks. The method comprises placing a plurality of documents in a document imaging machine and forming an electronic image of each document, storing each electronic image in an e... | 10/05/1999 |
