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Assignee: NextCard, Inc.


Location: San Francisco, CA
No. of patents: 3

NumberTitleIssue Date
7505939Method and apparatus for a verifiable on line rejection of an applicant for credit
A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the appl...
03/17/2009
6795812Implementing a counter offer for an on line credit card application
A system and method are disclosed for offering credit to an applicant. A plurality of offers are determined using information about the applicant. A displayed offer is displayed and a withheld offer is withheld. An indication that the displayed offer is unacceptable...
09/21/2004
6718313Integrating live chat into an online credit card application
A system and method are described for providing on line chat help to an applicant. An application identifier and a chat applet are inserted into a web page. The web page is sent to the applicant. The chat applet is configured to determine based on an event that the ...
04/06/2004
 
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