Bizarre Patents
Mouse device with a built-in printer
A mouse device for use as an input device of a computer is provided that includes a housing in which recording paper is loadable, and a printer unit provided within the housing for printing on the recording paper print information received from the computer.
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| Number | Title | Issue Date |
| 8185940 | System and method for providing discriminated content to network users The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the h... | 05/22/2012 |
| 8185877 | System and method for testing applications A system and method for testing at least one application is provided. The system comprises a test plan or script creation module for enabling a user to create at least one test plan or script for use in testing the at least one application. The system also comprises... | 05/22/2012 |
| 8181016 | Applications access re-certification system An applications access re-certification system is disclosed. The system is used for approving and re-certifying a user's access rights to applications stored or existing in an institution's computer system based on reviewing in a configurable timeframe the user's fu... | 05/15/2012 |
| 8175968 | Method and system for processing internet payments using the electronic funds transfer network Embodiments of the invention include a method and system for effectuating an electronic payment between a payor and a payee using an Electronic Funds Transfer (EFT) network. The method is implemented by a system having multiple processors. The payor may hold a payor... | 05/08/2012 |
| 8175967 | Method for processing internet point of sale payment using automated teller machine switch settlement Embodiments of the invention include a method and system for effectuating an electronic payment between a payor and a payee using an Electronic Funds Transfer (EFT) network. The method is implemented by a system having multiple processors. The payor may hold a payor... | 05/08/2012 |
| 8175908 | Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data The invention relates to a method and system, including a computer system for storing and manipulating transaction data including transaction purchase information, customer demographics information, and merchant information, the computer system comprising a storage ... | 05/08/2012 |
| 8170936 | Method and system for emulating a private label over an open network According to one embodiment, the present invention relates to a method and a system for emulating a private label network over an open network where settlement occurs at varying discount rates with one or more merchants or providers. A computer implemented method an... | 05/01/2012 |
| 8165962 | System and method for financial instrument pre-qualification and offering The invention is related to a system and method for offering a financial instrument to a pre-qualified consumer. Potential consumers are pre-qualified for a variety of financial instruments, which pre-qualifications are stored in one or more databases and are linked... | 04/24/2012 |
| 8165381 | Method and system for transaction decision making According to one embodiment, the present invention relates to a method and a system for transaction decision making. According to an exemplary embodiment, a method and system for processing payment items involve receiving a payment item at a sorter device; extractin... | 04/24/2012 |
| 8160960 | System and method for rapid updating of credit information According to one embodiment, the invention relates to a system and method for evaluating the creditworthiness of an account holder of a credit account comprising the steps of determining, at least once a day, whether a first data set relating to the creditworthiness... | 04/17/2012 |
| 8160941 | Interactive account management system and method Embodiments of the invention are directed to a computer-implemented interactive account management system operated in cooperation with a financial institution on behalf of multiple account holders. The interactive account management system may include a financial ne... | 04/17/2012 |
| 8156047 | System and method for funding a collective account A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective account, aggregating individual financial instrument usage, calculating a bon... | 04/10/2012 |
| 8145549 | System and method for offering risk-based interest rates in a credit instutment A system and method for communicating an offer to apply for a credit instrument is provided. A processing allows for processing credit history data. A calculating step allows for calculating a first plurality of interest rates based on the credit history data. A det... | 03/27/2012 |
| 8145522 | System and method for establishing or modifying an account with user selectable terms Techniques for administering an account with a financial institution are disclosed. The financial institution may establish the account for the account holder. An account holder may execute purchase transactions using the account. A first and second affiliate may be... | 03/27/2012 |
| 8121944 | Method and system for facilitating network transaction processing An exemplary method and system may include receiving one or more payment items from a plurality of payment entities, at a centralized agent, wherein the one or more payment items comprise one or more electronic images and paper instruments; aggregating the payment i... | 02/21/2012 |
| 8121385 | System and method for generating magnetic ink character recognition (MICR) testing documents A system and method for accessing data to generate documents for use in MICR line testing. The system comprises a MICR testing station for testing MICR processing. The MICR testing station comprises a MICR line testing module for generating at least one MICR testing... | 02/21/2012 |
| 8117121 | System and method for implementing a consolidated application process A system and method for dynamically creating and presenting a network based application for any number of a plurality of products. The method and system upon receiving a request to apply for one or more of a plurality of products, dynamically creates an application ... | 02/14/2012 |
| 8112355 | Method and system for buyer centric dispute resolution in electronic payment system A method for facilitating resolution of a dispute between a buyer and a seller in an electronic payment system is provided. An electronic payment system is also described. An invoice is received from the seller and is electronically routed to the individuals in the ... | 02/07/2012 |
| 8108296 | System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms A method of making payment. A request is received to effect payment between a buyer and a seller for a transaction having established terms. The terms include a payment amount and a settlement date. Messages are exchanged between the buyer and the seller that includ... | 01/31/2012 |
| 8104076 | Application access control system A system for application access control is disclosed. First. a business coordinator needs to register a user developed tool (UDT) containing an application to be protected with the system via a software program. After registration. a random encrypted password is gen... | 01/24/2012 |
| 8095459 | Method and system for providing flexible financing Methods and systems for providing flexible financing are disclosed. In one embodiment, the present invention relates to a business card product with a customer activated credit line extension for accommodating large ticket purchases where the credit line extension m... | 01/10/2012 |
| 8090639 | Method and system for creating and marketing employee stock option mirror image warrants A warrant on company stock that is used to determine value of employee options for U.S. accounting purposes on company stock. The warrant comprises an amortization factor, an exercise term that is the same or substantially similar to an exercise term of the employee... | 01/03/2012 |
| 8078528 | System and method for providing borrowing schemes The method according to exemplary embodiments comprises establishing an interest-free revolving amount or account, establishing a periodic payment for maintaining the interest-free revolving amount or account, and automatically revising the interest-free revolving a... | 12/13/2011 |
| 8065606 | System and method for automating document generation A system and a method for generating a document and maintaining the integrity of the document includes compiling a superset of data into a data heap from multiple data sources, where the data heap corresponds to a start date and one or more clients. The system gener... | 11/22/2011 |
| 8065231 | Trade receivable processing method and apparatus A processing method and apparatus is provided, such as a clearinghouse, for tracking receivable and payable information, matching, negotiating, trading, providing working capital financing, and settling payments for accounts payable and accounts receivable between t... | 11/22/2011 |
| 8065228 | System and method for processing microtransactions The method and system of the invention provide a variety of techniques for processing a microtransaction, wherein the microtransaction is a low monetary amount. In accordance with the invention, the method starts with a customer initiating a purchase through interac... | 11/22/2011 |
| 8060430 | System and method for implementing a recurrent bidding process A system and method for implementing a recurrent bidding process is disclosed. According to one embodiment, a method for implementing a recurrent bidding process to dispose of a portfolio of consumer debts may comprise the steps of: offering the portfolio of consume... | 11/15/2011 |
| 8045784 | Lockbox imaging system A system and method for imaging and capturing information from checks and documents contained in a lockbox remittance. A computer workstation is used to generate and print a header sheet that includes information identifying the check. The header sheet is appended t... | 10/25/2011 |
| 8032439 | System and method for process scheduling A method for scheduling processing of an instrument. The method receives instrument information, selects an instrument category for the instrument based on the instrument information, the selected instrument category having a calculation set, assigns the instrument ... | 10/04/2011 |
| 8032438 | Method and system for automating fraud authorization strategies According to an embodiment of the present invention, a computer implemented method and system for automatically implementing a fraud strategy may involve identifying transaction data related to a customer transaction based on a payment instrument; automatically iden... | 10/04/2011 |
| 8020754 | System and method for funding a collective account by use of an electronic tag A system and method for funding a collective account via aggregating usage of electronic tags is disclosed. The system and method promotes the use of electronic tags, and the funding of collective accounts that may be associated with charitable or other philanthropi... | 09/20/2011 |
| 8015084 | System and method for linked account having sweep feature A linked account instrument is used to access funds in an existing demand deposit account held at a financial institution. Merchant or other transactions are first processed against a demand deposit account via an electronic authorization network. If the demand depo... | 09/06/2011 |
| 8005756 | Debit purchasing of stored value card for use by and/or delivery to others A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card acco... | 08/23/2011 |
| D643064 | Metal transaction device with gem-like surface | 08/09/2011 |
| D643062 | Metal transaction device | 08/09/2011 |
| 7987501 | System and method for single session sign-on A method and system for cross-system authentication or credentialing of clients. Credentials from one system (e.g., system 2) are placed on a client, such as with a cookie on a browser, and the credentials are then extracted by another system (e.g., system | 07/26/2011 |
| 7970706 | System and method for check exception item notification A system mainframe receives a payee check file and a payor check file and produces an exception file including at least one exception item. A server receives the exception file and generates a Web file including information relating to the exception item and generat... | 06/28/2011 |
| 7966496 | System and method for single sign on process for websites with multiple applications and services A system and method for integrating the Internet front end-sign on processes of the various systems of a financial institution which allows a customer to view and access its various financial accounts with the institution. During the initial sign up for the o... | 06/21/2011 |
| 7966264 | System and method for management and delivery of content and rules A system and methods for management and delivery of content and rules is disclosed. An exemplary method may comprise managing, for an organization, a plurality of data and a plurality of content in separate database entities, wherein the plurality of content is asso... | 06/21/2011 |
| 7966242 | System and method for hedging contract risks A system and method for hedging contract risks is disclosed. In one particular exemplary embodiment, a computer-implemented method for hedging contract risks may comprise: receiving information related to a supply contract between a seller and a buyer, the buyer bei... | 06/21/2011 |
