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| Number | Title | Issue Date |
| 7461030 | System for anonymous purchase of goods by providing a plurality of non-activated account numbers A method and system for facilitating the purchase of goods and services anonymously from an e-commerce website is provided. The method includes providing a plurality of transaction account numbers, each of which is associated with a monetary load value. The transact... | 12/02/2008 |
| 7458509 | systems, methods and devices for selling transaction instruments The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transact... | 12/02/2008 |
| 7454622 | Method and system for modular authentication and session management Modular authentication and session management involves the use of discrete modules to perform specific tasks in a networked computing environment. There may be a separate authentication server that verifies the identity of the user and an authorization client that g... | 11/18/2008 |
| 7454434 | System and method for stepped loading of web page content A system and method for integrating customized content with the main content of a Web page where the customized content is generated after the main content has been loaded within a browser application of a client computer is disclosed. The system and method of the p... | 11/18/2008 |
| 7451925 | System for biometric security using a smartcard The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In ... | 11/18/2008 |
| 7451924 | System for biometric security using a smartcard The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In ... | 11/18/2008 |
| 7448538 | Limited use pin system and method The present invention facilitates transactions by providing a limited use PIN that is associated with a primary account and/or PIN number, wherein the limited use PIN is presented to the merchant to initiate a transaction. More particularly, the system involves the ... | 11/11/2008 |
| 7447648 | Stored value transaction system including an integrated database server An integrated database and information server are provided that efficiently share information and tasks between various stored value programs. A server is configured to provide reusable objects and data structures that are suitably shared between various stored valu... | 11/04/2008 |
| 7445149 | System for biometric security using a smartcard The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biome... | 11/04/2008 |
| D578569 | Transparent card with opaque portion | 10/14/2008 |
| 7433878 | Method and system for interfacing with accounting systems An interface file definition is used to translate data files in a particular format to another format. Data from a centralized source is translated into a format that set forth in an interface file definition. The interface file definition is created by entering the... | 10/07/2008 |
| 7431208 | Systems, methods, and devices for selling transaction instruments via web-based tool The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicati... | 10/07/2008 |
| 7421739 | System and method for monitoring and ensuring data integrity in an enterprise security system The invention facilitates monitoring and ensuring data security in security update information between software and hardware applications. The invention is achieved through an automated system that allows for substantial uniformity and substantially seamless securit... | 09/02/2008 |
| 7421442 | System and method for data capture and reporting A database system includes an intermediary program that provides a variety of functions. Logging on to the intermediary program results in log-in information being transmitted from an encrypted file to the database system via the intermediary program. The database s... | 09/02/2008 |
| 7413112 | Method and system for manual authorization Embodiments provide systems, apparatus, methods, computer program code, and means for performing manual authorizations. ... | 08/19/2008 |
| 7415443 | Online card present transaction An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a us... | 08/19/2008 |
| 7407093 | System, method, and computer program product for packaging and activating stored value cards A system, method, and computer program product are used for packaging a stored value card that unviewably secures the secured value card in the package. The package includes a readable area allowing for purchasing of the stored value card without removing it from th... | 08/05/2008 |
| 7401138 | Content management application for an interactive environment The content management application is an intranet application which provides a process for implementing changes to an internet website of a company by providing the company the ability to define and enforce a common style of page layout. The application can be acces... | 07/15/2008 |
| 7395231 | Fee allocator system and method A system is provided for automatically billing a designated account for fees associated with the costs of tickets and other similar services. Passenger Record Number data and similar data is provided through a Computerized Reservation System and an accounting system... | 07/01/2008 |
| D569423 | Transparent card with opaque portion | 05/20/2008 |
| 7356694 | Security session authentication system and method Sharing of data between one domain and at least one other domain over a network is facilitated by the use of tokens. A user token set in a cookie stored on the user's system at log-on to a first domain is used to create, or is associated with, a secure token passed ... | 04/08/2008 |
| 7347360 | Foldable transaction card systems for non-traditionally-sized transaction cards Transaction cards having one or more folds therein for compact and easily stored transaction cards are provided. Moreover, foldable transaction cards are provided having one or more holes or apertures therein for holding key chains, or other devices for attaching th... | 03/25/2008 |
| 7349918 | Method and system for searching binary files In the past, it has not been possible to perform searches within documents stored in a proprietary, binary format, such as Microsoft Word documents and Adobe Acrobat documents. The present invention solves the problem by storing the binary file as a field in a recor... | 03/25/2008 |
| 7350139 | System and method for utilizing a drag and drop technique to complete electronic forms A system and method for utilizing a drag and drop technique to complete electronic forms are provided. A document browser computer (30) accesses one or more electronic forms provided by a document server (32) via an active Internet browser application ... | 03/25/2008 |
| 7341181 | Method for biometric security using a smartcard The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biome... | 03/11/2008 |
| 7343351 | Methods and apparatus for conducting electronic transactions A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent to... | 03/11/2008 |
| 7328176 | Universal shopping cart and order injection system A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an orde... | 02/05/2008 |
| 7325724 | Method for registering a biometric for use with a smartcard The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtain... | 02/05/2008 |
| 7318550 | Biometric safeguard method for use with a smartcard A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a ... | 01/15/2008 |
| 7314165 | Method and system for smellprint recognition biometrics on a smartcard The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifyin... | 01/01/2008 |
| 7314164 | System for biometric security using a smartcard The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In ... | 01/01/2008 |
| 7314166 | System and method for calculating recommended charge limits The invention facilitates the compilation of client-imposed charge or credit limit reports based on declined purchase and/or payment transactions. The invention provides a system and method by which an account manager for a financial institution and/or a client prog... | 01/01/2008 |
| 7313548 | System and method for travel carrier contract management and optimization A method and system for air carrier contract management and optimization is disclosed. In particular, the present invention receives and tracks client travel data and air carrier contract data, analyzes this data and configures the data structure to be used in a goa... | 12/25/2007 |
| 7257225 | System and method for high speed reversible data encryption The present invention provides systems and methods for facilitating encryption and decryption of data. In accordance with an exemplary embodiment of the present invention, an encryption key having a number of characters is located. A character in the encryption key ... | 08/14/2007 |
| 7249113 | System and method for facilitating the handling of a dispute A system and method is disclosed for handling a credit dispute via an Internet connection. The system includes one or more terminals linked to a communication channel for fast Internet access, and a server having an associated web site for displaying a plurality of ... | 07/24/2007 |
| 7249112 | System and method for assigning a funding source for a radio frequency identification device A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be... | 07/24/2007 |
| 7249092 | System and method for facilitating a subsidiary card account with controlled spending capability The present invention provides a system and method for facilitating a subsidiary account with parental control of one or more spending limits. An exemplary system facilitates the provisioning of funds to a subsidiary account and the control of the spending of the su... | 07/24/2007 |
| 7243839 | Systems, methods, and devices for selling transaction instruments The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transact... | 07/17/2007 |
| 7239226 | System and method for payment using radio frequency identification in contact and contactless transactions A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security ... | 07/03/2007 |
| 7228313 | Ticket tracking and refunding system and method An automated method and system for refunding the unused portion of an electronic ticket are provided. In accordance with the method, an aging period is set and is added to the scheduled departure date of the issued ticket. If the schedules departure date plus the ag... | 06/05/2007 |
