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US Patent Application 20100057580 - UNIFIED PAYMENT CARD

Application 20100057580 Filed on August 28, 2009. Published on March 4, 2010

Inventor

US Classes

705/17, Having interface for record bearing medium or carrier for electronic funds transfer or payment credit235/379, Banking systems707/10, Distributed or remote access705/41, Having programming of a portable memory device (e.g., IC card, "electronic purse")235/380Credit or identification card systems

Attorney, Agent or Firm

International Classes

G06Q 20/00
G07F 19/00
G06F 17/30
G06F 17/40
G06Q 40/00


Abstract text


A consolidation system for consumer gift cards, prepaid purchase cards or loyalty accounts which allows the consumer the flexibility to maintain account with a variety of independent merchants, each account individually tabulated, and access to each account available from a single unitary universal membership card.

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