InventorUS Classes705/17, Having interface for record bearing medium or carrier for electronic funds transfer or payment credit235/379, Banking systems707/10, Distributed or remote access705/41, Having programming of a portable memory device (e.g., IC card, "electronic purse")235/380Credit or identification card systemsAttorney, Agent or FirmInternational ClassesG06Q 20/00G07F 19/00 G06F 17/30 G06F 17/40 G06Q 40/00 Abstract textA consolidation system for consumer gift cards, prepaid purchase cards or loyalty accounts which allows the consumer the flexibility to maintain account with a variety of independent merchants, each account individually tabulated, and access to each account available from a single unitary universal membership card. |
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